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spiro3

spiro3
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  • How To Create A Portfolio Today With Dividend Yield Of 4.5% And Dividend Growth Of 4.75% [View article]
    Sounds good. I think I'd rather not hold unqualified dividends and other stocks could take their place
    Apr 8, 2015. 08:59 PM | Likes Like |Link to Comment
  • Is Altria's Dividend Still Safe? [View article]
    The best part is that the dividend is 100% tax free in the 15% married bracket. It does figure into making SS taxable. So if you already report 85% of SS as taxable then it is 100% free of tax. For years they did 8 cent increases and now its more so I expect them to continue the policy
    Apr 8, 2015. 08:55 PM | Likes Like |Link to Comment
  • Altria - A Perfect Addition To Retirement Portfolios [View article]
    I think the point of Seeking Alpha is not to brag about how much money you have since 100 shares or 100,000 shares the % you make is the same, It don't make you smarter....right G-man-sour
    Apr 3, 2015. 10:17 PM | 3 Likes Like |Link to Comment
  • Altria - A Perfect Addition To Retirement Portfolios [View article]
    I don't believe what he says any way. No one can make money each time with options, he probably gets burnt all the time
    Apr 3, 2015. 10:10 PM | 2 Likes Like |Link to Comment
  • Altria - A Perfect Addition To Retirement Portfolios [View article]
    Remember you are only a stock-holder, you don't marry them
    Apr 3, 2015. 10:07 PM | 2 Likes Like |Link to Comment
  • Altria - A Perfect Addition To Retirement Portfolios [View article]
    So how many PM. KRFT, MDLZ do you own? Why would you work?
    Apr 3, 2015. 10:06 PM | 1 Like Like |Link to Comment
  • Reynolds American and Lorillard higher on deal approval expectation [View news story]
    Yooooooooooooh!
    Apr 2, 2015. 02:26 PM | Likes Like |Link to Comment
  • Philip Morris: A Dividend Cut Is Possible [View article]
    I think Bill Mauer is correct. If the EURO tanks to say 98 they will cut the dividend. If the EURO hit a nadir of 115-120 I think they will not raise the dividend and still may cut it less. I'm not sure how all this figures as US tobacco companies seem to make it work with higher earnings. The warning sign came a few years ago when PM thought they would be making 6.10 a share, but came in at 5.30, its been downhill since
    Apr 2, 2015. 01:15 AM | Likes Like |Link to Comment
  • Altria - A Perfect Addition To Retirement Portfolios [View article]
    I consider us fortunate. I was able to retire at age 55. My pension gets full cost of living and my spouse at 55 on SS disability which also gets full COLA. Our income is less than what my regular pay was, far less if I include overtime. We own shares in MO acquired from PM and own both. I can attest to the fact that our PM dividend went from 1.84 annual to 4.00 annual since 2008. Also can attest that MO dividend went from 1.16 to 2.08. I've seen computations showing that growth stocks and pulling 4% out beats dividend stocks. But we just take our dividends since they are tax free in the 15% bracket. We don't know what the future tax rates will be when we take RMD, it may force our dividends to also become taxable. It could be a double header tax, just the opposite of when we would contribute to 401k's so that our income would be low enough to deduct an IRA....which worked like a double deduction....it was close to being disqualified due to pension coverage.
    Apr 2, 2015. 01:00 AM | 7 Likes Like |Link to Comment
  • Reynolds, Lorillard to meet with FTC [View news story]
    I think it's that the FTC wants to know if Imperial Tobacco is going to make Winston, Salem and Kool support brands. Reynolds has not spent any money to support those and the sales lagged. I think they will spell that out. Besides it's hard to discount any futures event.
    Mar 31, 2015. 04:03 PM | 1 Like Like |Link to Comment
  • Yes, The Dividend At Reynolds American Is Safe [View article]
    @Tim.....at $4.50 a share earnings in 2015 is not including all the cost of the merger. The company said it will pay out 75% rather than 80%. At 4.50 the dividend would be 3.37 but I doubt if they raise it that much in the usual October, but more like from 2.68 to 2.90 or 3.00 until they see how well it's going. I say earnings would be more like 4.25 in 2015 and 4.85 in 2016. In 2016 I would expect the full 75% payout at 3.60 a share or less as they have lots of debt. The other good news is that RAI will have a 44% market share for those under age 30 which bodes well for them in the future, plus the growth in real sales they should get in Camel-Newport
    Jan 28, 2015. 02:32 AM | Likes Like |Link to Comment
  • Yes, The Dividend At Reynolds American Is Safe [View article]
    I got my RAI from RJR-Nabisco spin off . I almost can't believe how much the dividend has went up since the 1999 start. The Jan 1st dividend check pays the house and property taxes(direct deposit). In 1999 a quarterly dividend only paid 1/3rd of the property taxes. I guess buying Apple in 2001 for 12 a share would have been a lot smarter but it's beat 99.5% of all stocks since the last time I checked
    Jan 28, 2015. 02:21 AM | 2 Likes Like |Link to Comment
  • Yes, The Dividend At Reynolds American Is Safe [View article]
    I lent myself the 50.50 cash per share and bought 627 RAI at 55 after the merger announcement when it fell. Then I get 200 RAI for a total of 827 RAI in place of the 690 shares of LO owned. When they pay the 50.50 it's 300 more than what I paid for the 627 RAI plus 2 dividends earned. If all holds I'm getting the equivalent of 83.26 for LO plus 840 in dividends. I'm not sure if I'm putting the 50.50 in cash in cash account. No taxes will be due because IRA and 401k contributions put us in the 15%(zero dividend capital gains bracket despite the gain)
    Jan 28, 2015. 02:00 AM | Likes Like |Link to Comment
  • Reynolds American tapped as top 2015 tobacco pick [View news story]
    If as Reynolds has said it would have earned 4.41 a share in 2015 had they already merged, pro forma. That would mean they expect 2016 earnings to grow strong double digits which in my book is 18%. So 2016 earnings will be 5.20 a share. I think if they hit 4.90 a share in 2016 would be a home run. That at 75% payout would be a dividend increase from 2.68 a share to 3.68 a share. I say hold on to the stock because they have the growth brands. Newport unit sales, Grizzly unit sales, Zonnic unit sales, Camel unit sales and the rest about flat unit sales. Rather than losing 4% of sales the new company will be able to raise prices on slight increased sales. Rather than 6-8% earnings increases they will have 14% or more for 5 years after the initial gain.
    Dec 16, 2014. 06:44 PM | 1 Like Like |Link to Comment
  • Reynolds American's Bid For Lorillard: Shareholder Value Up In Smoke? [View article]
    Reynolds will have shed it's brands that have been losing unit sales of 4-5%. It will have the brands with growth. Grizzly, Newports, American Natural Spirits and Zonnic Gum. They also have flat sale Camel and Pall Mall which are gaining market share. When they take a price increase it will be on growing unit and sales against prior years of 4-5% unit losses on Winston Salem and 3% elsewhere. I can see the math of 3% price increase was 7% profit growth and 3% on flat growth to growing growth is 14% or more. They will pay out 75% and the earnings and soon that dividend will rise fro 2.68 to 3.30 a share in 18 months
    Dec 6, 2014. 06:41 PM | Likes Like |Link to Comment
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