what if half the defaults are the results of fraud (income, occupancy, value, 3rd party deals etc) and rather than free money like the tech stox or an ATM to cash out every year, that we should teach Americans that home-ownership is a responsibility and a liability. BTW those are the facts. That when you're handed a 1/4 or 1/5 a million dollars, you may want to figure out how you can repay it, even if the lenders don't 'document' everything. Maybe if people who stole the banks money, pretending now to be victims, woud JUST REPAY WHAT YOU TOOK/STOLE! throw the bums out, let them live within their means!
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