Europe's Lack of Economic Understanding [View article]
Wrong on all counts, Mr. Hugh. We do not need more cheap credit.
1. The price of credit is not the issue; the issue is availability, underwriting standards, and end purpose. 2. You make no mention at all of the role played by provincial-level corruption in Spain's housing boom. (Any comment on the fact that a development with the potential for up to 250,000 new homes has just been approved in Malaga, notwithstanding that the country is awash with unsold developments?) 3. Neither do you give 'credit' to the fact that some of Spain's housing boom can be traced to the laxity of UK monetary policy in recent years rather than to anything the ECB did or did not do; whilst US consumers were busy using their home ATMs to fund SUVs, literally hundreds of thousands of Brits were releasing equity from their own over-inflated houses to fund second-home purchases throughout Europe - notably in Spain. 4. Steinbrueck is dead right about interest rate reductions. The world needs more finance ministers like him, not more cheap debt.
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Wrong on all counts, Mr. Hugh. We do not need more cheap credit.
Jan 14 14:02 pm
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All Comments by OldLimey »Europe's Lack of Economic Understanding [View article]
1. The price of credit is not the issue; the issue is availability, underwriting standards, and end purpose.
2. You make no mention at all of the role played by provincial-level corruption in Spain's housing boom. (Any comment on the fact that a development with the potential for up to 250,000 new homes has just been approved in Malaga, notwithstanding that the country is awash with unsold developments?)
3. Neither do you give 'credit' to the fact that some of Spain's housing boom can be traced to the laxity of UK monetary policy in recent years rather than to anything the ECB did or did not do; whilst US consumers were busy using their home ATMs to fund SUVs, literally hundreds of thousands of Brits were releasing equity from their own over-inflated houses to fund second-home purchases throughout Europe - notably in Spain.
4. Steinbrueck is dead right about interest rate reductions. The world needs more finance ministers like him, not more cheap debt.