Individual investor and analyst. Diversification is key to success. Good research limits downside. Long term Hold strategy with timelines for each investment when purchased and a target price set. Will on occasion write covered calls or set stop orders. Have a maximum dollar amount set for each investment. Will not chase a stock. Invest in Equity common, preferred shares, Corporate Notes and Bonds, Closed End Funds and Mutual Funds. Having Companies that pay a dividend as part of a portfolio but not reinvested, however using the income to position in other investments to grow diversity is a strategy that should be followed and increases as one ages, thus setting up an income stream upon retirement. My only recommendation is not to buy a stock on my recommendation before one does their own research. I have been through three really bad bear markets and did not sell at the lows but just held through and each did recover but that is where diversification pays off because some of the companies can go bankrupt during those times. Each individual needs to take responsibility for their investment decision and/or stay on top of their investments even if they put trust in professionals doing the work on their behalf. I am not a professional. I do not day trade.