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23 Comments

    • Citadel Infuses E*Trade with Strong, Experienced Management [view article]
      what oregonduck described is the exact details that most people would have overlooked.... people and agile businesses adopt to new strategies to move with the market condition. good companies don't sit on their hands and cry the sky is falling.
      needless to say that etfc has prove itself to be strong on innovation. etfc should be trading as strong as schw if not better within 3 to 4 years and will eventually overtake schw if schw doesn't keep up. once the older generation that buys into schw's brand dissipates, schw will need strong marketing/business strategy to stay on top.       Jun 05 03:51 PM
    • Citadel Infuses E*Trade with Strong, Experienced Management [view article]
      blogs.wsj.com/deals/20...

      did bahtia just hinted that etfc is ready to ripe?       Jun 03 11:58 AM
    • Citadel Infuses E*Trade with Strong, Experienced Management [view article]
      Lesismore46,

      thanks for your input.

      yes, the 12.5% is very good and solid but still can be much less of the 2 choices.... so i'm thinking when the "time" is matured... swap... and for their benefit, i don't think Citadel intends to dump the entire block to lower the price unless there is substantial "reasons".

      jbmaria,

      being that you're fairly neutral on etfc at the moment, what's your take on what i've wrote? i'm really interested on what you think is a good signal to jump on etfc.       May 29 02:24 PM
    • Citadel Infuses E*Trade with Strong, Experienced Management [view article]
      quote from JBMaria:

      "At the same time,Citadel registers for "potential" sale over 90 million shares it got for lending ETFC $1.9 Billion at 12.5 % last November. It also registers this debt for "potential' sale at the same time as the share authorization. Curious! "

      one should ask what Citadel's intention is ..... MONEY!! of course!

      Citadel is basically getting ready to realize their investment and they're certainly going to maximize their profit. they're getting ready for the stock to go through the roof right after they swap out the debt so they hold and controls more shares. KG is a genius setting this whole thing up.... wow. i assume a long term investment is lower in tax even with the hedge funds.... which means they'll wait till they get the tax break?

      somebody, please tell me if there is something wrong with my naive assumption.       May 29 11:59 AM
    • Seeking E*Trade's 'Magic Moment' [view article]
      so maria,

      what's your projection on etfc in the near term to 2 years?       May 27 01:41 PM
    • The Online Brokerage Wars: E*Trade Offers Compelling Risk/Reward [view article]
      so maria,

      what's your projection on etfc in the near term to 2 years?       May 27 11:58 AM
    • Seeking E*Trade's 'Magic Moment' [view article]
      jbmaria,

      again, sell on an investment is just moving money around to better position an investor, there should be little concern over that and we all know why etfc wants more cash and less debt.

      50mil per q for interest is nothing compares to schw's per emp cost which puts etfc in somewhat of an adventage over schw and the market certainly rates etfc much lower due to the recent cry wolf.

      i was going to talk about everything you wrote, but i'll just generalize as "if there's no risk at all, this won't be an investment and you have the right to be concern but don't scare yourself nor cry the sky is falling as we discuss tomorrow's possibilities"

      one thing i like is that layton's pay is tie to the stock value and he is not meeting too much resistance in his executions.



      May 23 06:11 PM
    • Seeking E*Trade's 'Magic Moment' [view article]
      are we talking about etfc or is this just a cat fight? May 23 11:09 AM
    • E*Trade: What the Analysts and News Haven't Told You [view article]
      jbmaria,

      duh... etfc post lost last quarter, of course the rev per emp dropped... we were talking about the long term cost of operations for schw is higher then the limite interest etfc has to fork out. just go long and be happy..... of course, that wouldn't be as fun as to tease all these people online all day long.       May 23 11:00 AM
    • E*Trade: What the Analysts and News Haven't Told You [view article]
      whisper,

      buy when it drops and sell when it pops.... hold enough to make you rich... chances like this is too rare to miss.... and jbmaria is running out of ammos.....       May 22 07:10 PM
    • E*Trade: What the Analysts and News Haven't Told You [view article]
      maria maria,

      i decided to run the number on the emps.... lets just say $13 per hour avg. including benefits and everything else... that would be aprox. $27000 per year per emp.... 9000 x 27000 = 243,000,000.... WOW... that's just avg. of $27000 per year per emp.... not even $30,000.... may be if schw hire's people @ less then $13 per hour it would be better off then etfc...


      May 22 07:04 PM
    • E*Trade: What the Analysts and News Haven't Told You [view article]
      jbmaria,

      you can call me a twinkie and i won't have a problem, those cream fill yellow #6 preserves me well.

      here's some numbers from yahoo schw competitors:
      #emp on schw = 13,300 vs 3,867 on etfc, the rest of the number is too hard to disect, perhaps you can educate me on each of them so i don't sound too stupid on later posts.

      can you calculate the cost per emp over the life time of the loan on etfc w/ cit? the buisness model of schw does not allow it to cut man power as flexible as etfc can and that will prob. out last the life of the loan etfc will have to pay interest on.

      lets see if we can agreed on that etfc is currently at a disadventage due to its CURRENT debt situation, the horrible mortagage portfolio can still produce positive income the longer we wait it out, and etfc does have a better platform with good customer loyalty that are actively trading.

      if you can agree with me on the above terms then we should enjoy a good growth on etfc for the near future?

      buy them while they're cheap. isn't that what investment is about? or do you have convincing evidence that etfc will go belly up.


      May 22 06:53 PM
    • E*Trade: What the Analysts and News Haven't Told You [view article]
      jbmaria,

      "But let's put that aside for the moment and consider from where ETFC will get its future growth given the following;

      ETFC is selling off assets that presumably contributed to profits.

      ETFC has stopped originating mortgages,once their best source of profits until they went sour.

      Trading volumes may be marginally better but certainly not enough to goose earnings to any measurable degree.And now with the biz model essentially the same as AMTD,organic growth seems to be shackled. "

      according to your argument, are we assuming people at etfc are robots without innovations? that they will no longer improve their business and just continue with the existing operation and never change? based on my experiance and i'm sure you can agree that it was etfc who was the leader of online trading (e*trade) and chuck's phone trading system was actually better then their online system back in the 80's. etfc will alway lead in innovation and create new business revenu as they did. i'm sure schwab and others will try the same, but i've not seen them lead yet.
      selling assets are the same as selling the very stock you're holding (if any) you sell it to reinvest the cash else where, if you sell it at a lost to cover a potential margin call then it's bad but if you're selling it w/ profit to hold cash... isn't that what many investors are doing right now to minimize lost and wait for the storm to blow over?

      etfc will still continue to profit from existing mortgages for a while and the existing profolio will only get better as time goes by.

      there's nothing wrong with the existing business model and it's not the same as AMTD.... not to mention etfc didn't have an issue w/ system when vol was way up a few month ago.

      "And just consider if the old commission price wars start up again.The long predicted $5 commission would crunch ETFC earnings,hurt AMTD and frankly barely be felt by SCHW and Fidelity who have massive asset management biz that make the portion of their profits coming from commissions seem small and impervious to cutthroat price slashing.If Chuck and Fidelity want to kick ETFC when they're down,now would be the time.
      Can you say competitive disadvantage boys and girls? "

      bring it on, etfc has minimal operational cost compares to old schwab and fidelity, the branches and the number of employees.... that's old school... what centry are we on again? competitive disadvantage grandpa and grandma? i'm sure old chuck is wise but it's lost its agility.

      forget all the details, it is not difficult to see that even if amtd is as good as etfc, etfc's current stock price should be near amtd once the balancesheet get's cleaned up... and that's within a couple of years.
      May 22 04:24 PM
    • E*Trade Increases Authorized Shares to 1.2 Billion [view article]
      wisdomous,

      your number is belowe my conservative estimate. but double an investment in 2 years is kinda like a 40%+ gain per year.... still pretty cool. i'm counting it to be around 10 if not a bit more by the end of 09. it'll rocket after that.

      May 22 02:28 PM
    • E*Trade Increases Authorized Shares to 1.2 Billion [view article]
      jbmaria,

      read this: seekingalpha.com/artic... and think about it.

      the MF article you refered to has barely any substance when it mentioned etfc at the very end. it's a very poor stab to get people to read the article. we all know that there is a LARGE number of investors watching etfc second to people watching siri and the article on MF simply wanted the attention. personally, MF aritcles often tickles the surface of a discussion without much depth and often leaves the reader with nothing.... i'm often irritated after reading an article from the fool that has big titles and didn't gain any insight at all from reading it.       May 22 11:52 AM
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