visaman

17 Comments

    • ON: Tue Sep 9th 00:27 AM
      Commented on:
      Pondering the 'Pain of Paying'
      So you're saying that because people are doing things like switching from purchasing trucks to smaller cars that you should dump your MA (or V, for that matter) stock? Huh? How does that even relate to MA? I don't know of anyone who purchased a car or truck with their MA card? Do you?

      Wind has it right.
      View article »
    • ON: Tue Aug 19th 20:21 PM
      Commented on:
      On Visa and Commodities: An Addendum
      Geez Louizze Guys,

      Enough is enough. Can't we get some thoughtful insight on these threads w/o all of you bashing each other. I'm tired of reading this drivel just to get to some useful data spotted throughout, to help in my investing. I don't need to read this and I don't have the time for this crap!! I come here only for what I had hoped was thoughtful insight and useful investing tips not all your bs!!

      Can't we keep the posts here to just the topic at hand? You all sound just like each other and even your alias' sound just like each other. You all constantly have to try and bait each other and each and every time you all rise to the occassion, take the bait and continue. And on and on it goes. What good can come from this? Do you think that by responding to the other person's comments you're actually going to make a difference? Do you think they're actually going to change their opinion? What does it matter anyway? Just stick to the topic and ignore the comments, the rest of us already see it for what it all is, just plain GARBAGE!!!!

      Having to read your constant useless crap comments shows us again how childish you all are and how little hope there is for humanity!!!

      Let's get back to the subject at hand and keep it that way. PLEASE!!!!!
      View article »
    • ON: Fri Aug 1st 20:39 PM
      Commented on:
      Card Issuers: Facts and Fictions
      "...large consumer base that will not defect overnight..." "They can simply hike the interest rates that cardholders are paying to offset the rise in charge-off expenses. It’s called risk-based pricing."

      I'm sorry. WHAT!!! They can simply hike the interest rates that cardholders are paying to offset the rise in charge-off expenses. "It's called risk-based pricing." WHAT???? You're saying that in order to offset charge-off expenses DSC/AMEX would raise the interest rates on my/their credit card(s)? If that's true, who would keep using they're DSC/AMEX card? I don't know about you, but if I ever had to carry a balance I would want it to be on a card that charged me a lower rate than a card with a higher rate. I think if this were to happen you would definitely see many of their loyal customers defect overnight.
      View article »
    • ON: Tue Jul 29th 00:14 AM
      Commented on:
      Why Visa Should Thrive
      One thing I'm confused about is this:

      The author of this article says, "In March of 2009, Visa Europe has the option to sell itself back (at a pre-determined price)."

      And later in the commentary V Winner says, "Also- In October V has a major C Class Euro buyback (with cash in hand already) which will greatly reduce float by over 100mm outstanding- increasing P/E - and valuation."

      V Winner, if I remember correctly you've mentioned many times in the past that Visa would be buying Visa Europe back in October of this year.

      I'm confused. Is it October 2008 or March 2009 that the buyback of Visa Europe is happening?

      Thanks for clarifying.
      View article »
    • ON: Tue Jul 29th 00:05 AM
      Commented on:
      Why Visa Should Thrive
      Wonderful discourse between all the commentators, especially mojo and v winner!! Thanks for the great insight, information and viewpoints discussed. This is exactly the kind of commentary this site needs. Keep it up!!
      View article »
    • ON: Wed Jul 2nd 12:28 PM
      Commented on:
      Pair Trade Visa and Capital One
      Again, people are missing the point. The number of transactions that Visa does in the US may go down, but the overall number of transactions worldwide are going UP exponentially!!
      View article »
    • ON: Tue Jul 1st 20:19 PM
      Commented on:
      Fertilizer Bulls Are Ignoring Planting Cycles
      Linda's criticism is not off base.

      The author could have been more clearer Cicero! He didn't get into the specifics of the growing world demand that even in the short term will affect fertilizer prices. The US market is just one part of it. He only chose to talk about the US market in the short term and didn't talk about the World market in the short term! I think that would have been more clear if all the data was included.

      View article »
    • ON: Fri Jun 27th 19:25 PM
      Commented on:
      My Investment Philosophy and Visa
      Robert,

      Are you sure you're not a politician? They too say one thing and then do another as you have done with your advice to investors versus your own personal investing actions. If you're not, maybe you should consider a career in politics.

      I definitely would not consider you to be an "amateur" as you say. With all of your years of investing, years of blogging and giving advice to the masses, you are no amateur and should know better than to give out advice without backing up that advice.

      I on the other hand am a true amateur since I have just begun to invest in stocks with the debut of Visa. Even I, in my amateur-ish experience could see that Visa is a once-in-a-lifetime opportunity. During the past few months V has had many a down day and never once have I thought about selling it. Why? Because like Adesai stated the fundamentals behind this stock are very strong. If I would have used an 8% loss all by itself w/o understanding more about the stock I'm investing in, then I would be kicking myself right now. Instead because I have learned about the fundamentals of investing in this stock and can see its potential I have made about 30% on my investment!!!!
      View article »
    • ON: Fri Jun 27th 18:27 PM
      Commented on:
      Fertilizer Bulls Are Ignoring Planting Cycles
      Part of the problem with this article is that it zeroes in on only the planting season for US farmers. The US is not the only country that is growing food and has a growing season. Many countries of the world have more than one growing season. Take many of the countries located around the equator, like Brazil, which has 4 season to grow crops in. When you take into account that many of these other contries are expanding their farming acreage at an exponential growth rate and are planting/growing more than once a year, you begin to see the potential that potash has right now and in the future!

      So if you're going to talk about growing cycles, next time, include more than just the local market.
      View article »
    • ON: Fri Jun 13th 21:46 PM
      Commented on:
      Visa: Trading Transparency
      Actually Mickey, Cat is like many of us here, who are long on V. We aren't here to "pump and dump". We are informed investors (or who have become informed) who believe in V for the long-haul.

      If this site had ethical oversight, the site itself wouldn't exist since even the writers of these articles don't have ethics and yet they still publish much of this drivel and who is to say that that doesn't move markets or con gullible stock traders?

      From what I can tell and have read, Cat just has taken more of her time to post than many of the rest of us here. But we all believe in V. What's not to get excited about? V is a winner and most informed people, once they get it, can see it for themselves as well.
      View article »
    • ON: Thu May 29th 20:26 PM
      Commented on:
      Visa Estimates Upped Through 2010
      KEN SURANI, actually I think Lee N. is right. Not only are we seeing the credit card transactions increase but we're seeing more of them.

      People aren't only using their cards instead of using cash now, but they're also making more transactions with those cards.

      For example, I used to just pay my cable bill once a month with my V card. But now to save money, we have cancelled our premium cable packages, while still keeping basic cable, and are now making more purchases each month on Netflix, Blockbuster Online and the local RedBox. We're saving money, but making more credit card transactions. This is happening more and more as people are trying to save money. Make sense?

      Add to that all the perks you get with having a credit card, especially if you pay it off every month. People are using their cards more and more, not less and less.
      View article »
    • ON: Thu May 29th 20:18 PM
      Commented on:
      Visa Estimates Upped Through 2010
      Plantinseeds, this same V blog shows up for MA as well. That is part of the reason MA people are here.

      Hope that helps answer your question.
      View article »
    • ON: Tue May 20th 18:52 PM
      Commented on:
      The Great MasterCard - Visa Debates
      Hahahahahaha, that's great Shane!!!! I love it. I'll have to start doing the same thing!!! LOL
      View article »
    • ON: Fri May 9th 21:12 PM
      Commented on:
      Visa: Near-Term Fluctuations Present a Buying Opportunity
      Here's an interesting article about oil dropping early next year that was on Forbes.com today:

      The Case For $80 A Barrel Oil
      Daniel Fisher, 05.09.08, 2:37 PM ET

      By This Author

      Daniel Fisher
      Chemical Balance
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      Oil prices may hang above $100 a barrel for the rest of this year but will fall as low as $80 next year as world demand slackens and Saudi Arabia tries to buy influence with the incoming president by pumping more crude oil, an influential Lehman Brothers analyst said in a report issued today.

      Saudi engineers have been working on several big projects that could boost the nation's output by 1.3 million barrels a day--more than the expected increase in global demand next year--but the secretive nation is "likely to keep its political tool, excess production capacity, close to its chest until it has a new U.S. president to win over," Edward Morse writes.

      Saudi production is currently a little less than 10 million barrels a day.

      The Lehman report contrasts sharply with a Goldman Sachs (nyse: GS - news - people ) prediction earlier this week that crude prices could soar as high as $200 a barrel as non-OPEC producers struggle to maintain output, let alone increase it.

      Crude oil hit a record $126 on the NYMEX Friday, almost double the price of a year ago.

      Only time will tell who's right, but the analysts at Lehman make a strong case for falling prices as the markets absorb bearish signs such as the Chinese stockpiling oil in advance of the Olympics, and the estimated 28 million barrels Iran is storing in tankers because it can't find a market for the heavy, difficult-to-refine crude.

      "If those 28 million barrels were in U.S. crude stocks, the market here would be a lot looser," said James Crandell, an energy markets analyst at Lehman.

      A key assumption, however, is that the Saudis will increase production after the election to curry favor with the new president and try to influence policy in the Middle East. While Saudi Arabia guards its oil production and reserves as state secrets, the nation has recently announced three long-awaited oilfields have begun production. Lehman estimates those will add 1.3 million barrels a day of capacity, compared with expected global demand growth of 900,000 barrels a day.

      If the Saudis open the spigots, in other words, crude prices would drop, just in time for the desert nation to gain influence over whoever takes residence in the White House.

      Far-fetched?

      "There's a history of output increases, not exactly coinciding with the election but a few months afterwards," says Crandell.

      The Lehman analysts acknowledge they were early in predicting a downturn, having previously set a target of $90 by the second quarter of this year. A busy hurricane season also could keep oil prices high by shutting down production in the increasingly important Gulf of Mexico, the analysts said.

      But oil prices are also being lifted by "misperceptions,&... they say, including the idea that the weak U.S. dollar has been driving up the price of crude. Historically there has been little correlation between the dollar and oil prices, and while the relationship strengthened last year following the credit crisis, it has since weakened again. The euro has fallen 3.5% against the dollar in recent weeks, for example, yet crude prices have risen a similar amount. Traders "are believing the correlation is going to last forever" when in fact it may already be over, Crandell said.

      View article »
    • ON: Thu May 8th 19:36 PM
      Commented on:
      Visa: Near-Term Fluctuations Present a Buying Opportunity
      My wife is Indonesian and over there all credit cards, no matter the brand, are simply known as "Visa" cards. Another good sign of great things to come.
      View article »
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