I am a recently retired CEO of small, independent not-for-profit 501 (c-7) fraternal organization. I held two positions with that title over a period of 35 years. I studied economics and American history at Hollins College in Virginia. I am married with children and grandchildren. My experience in the stock market has been very limited to saving money from my paycheck for my retirement through prudent, cautious investing over time. I have done ok, but now I need to generate income from my funds and that is the purpose of my presence on Alpha and other "investing" sites. I will collect my first social security check this summer. Life is good and I'm happy about my new career as "day trader."