VCASHCOW

12 Comments

    • ON: Tue Jul 29th 14:00 PM
      Commented on:
      Why Visa Should Thrive
      I CARRY NO CASH AND YOU SHOULD TOO.
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    • ON: Fri Jul 25th 11:35 AM
      Commented on:
      Credit Card Breakdown: AmEx Disappoints, as Predicted
      ***This is the correct link ***
      usdoj.gov/dea/pubs/pre...
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    • ON: Fri Jul 25th 11:31 AM
      Commented on:
      Credit Card Breakdown: AmEx Disappoints, as Predicted
      usdoj.gov/dea/pubs/pre...
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    • ON: Fri Jul 25th 11:30 AM
      Commented on:
      Credit Card Breakdown: AmEx Disappoints, as Predicted
      I've provided the link below to ease the mind of anyone worried about pending and future litigation against VISA. The link provides a photo of $206,000,000.00 seized from a cartel by Mexican and DEA agents. Multiply the photo by 14.492 and you'll have the sum of VISA's initial litigation escrow account deposit. This account serves as quite a hedge. usdoj.gov/dea/pubs/pre...
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    • ON: Thu Jul 24th 16:53 PM
      Commented on:
      Credit Card Breakdown: AmEx Disappoints, as Predicted
      mojo - You should buy (JBHT) when it becomes oversold. Now thats a monster of a performer.
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    • ON: Thu Jul 24th 16:50 PM
      Commented on:
      Credit Card Breakdown: AmEx Disappoints, as Predicted
      mojo7489 - Visa and Mastercard will not lose big banks as customers as they have no alternatives to electronic payment processing. The banks created these giants and receive fees from the merchants when Visa and Mastercard are swiped, furthermore the governement will not allow a bank like Wachovia or Bank of America to fail.

      Bank of America would love to create their own brand of card, however, they currently do not have the capital to develop their own payment platform.

      The barriers to entering this business are hugh and the banks shot themselves in the foot by allowing this oligopoly to go on for so long.

      You should already know that the banks sold the majority of their Visa Shares after the IPO. Why do yout think their recovery was so overstated in 04/2008 (They made millions from the IPO).

      V & MA are great stocks but there are clearly risks involved. At this juncture the risks are outweighed by the great potential in emerging markets as stated above by Adesai. The growth in emerging markets will offset any roadblock in the U.S. over the next 3-4 years. Adesai hit it on the nose man.

      mojo - I know you like AXP as they have a great track record, but AXP is not in favor and their business model of handing out free money in the hopes that consumers will repay is bound to burst.
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    • ON: Tue Jul 22nd 16:48 PM
      Commented on:
      Credit Card Breakdown: AmEx Disappoints, as Predicted
      Hanoch - AXP maybe a well managed company, however, they're business model is extremely susceptible and overexposed when the American economy turns downward. It's clear from your blog that you're upset by not knowing when to pull the trigger and realize gains.

      By reviewing AXP's stock chart it's all but written in stone when you should have sold/pulled the trigger. If you do not like losing money you should buy (V), (MA), or (CAT).
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    • ON: Mon Jul 21st 13:42 PM
      Commented on:
      Why American Express Should Be Ignored
      All Plastic cards look similar but are very different - Don't get it twisted.
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    • ON: Mon Jul 21st 13:38 PM
      Commented on:
      Why American Express Should Be Ignored
      I agree with traderv. Mojo7489 has not the foggiest idea of what he's proposing. Good companies unlike DFS don't sell investors worthless paper. (V) & (MA)'s stocks have shot up simply because they make money by selling their brand name and transferring value from a consumer's bank account to the merchant point-of-sale. V & MA have very little debt creating hugh margins which will surely increase. (V) & (MA) make money even in bad times.

      (MA) was definitley a better investment then (V) due to less shares outstanding and (MA)'s position to obtain market share overseas, however, (V) is the stronger of the two as (V) already controls the majority of the american market and are now focused on emerging economies. (V)'s value to shareholders will materialize slower than (MA)'s has due to expectation differentials. If (V) went public before (MA) the roles would be reversed, in fact (V) would already have surpassed (MA)'s current price.

      (V) appears to be a nice hold for the next 2 - 4 years. The time horizon for cashing in on (V) for the long term investor has been pushed out farther due to economic slowdown. (V) should increase nicely during the next upward cycle.
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    • ON: Wed May 7th 11:50 AM
      Commented on:
      Visa: Near-Term Fluctuations Present a Buying Opportunity
      *** Bloggers pondering 401k or Bank Loan to purchase (V) ***

      No one ever made money without taking risk. Risk is what seperates the wealthy from the not wealthy. 401K'S are great tools for individuals preparing to work until 55-60 years of age and the general return on 401k's is very low compared with the possible returns on (V). It's been said that workers should never withdraw from their 401k's, however, this rule only applies to those individuals who plan to live off of their 401k withdrawl which i'm sure you are not.

      If you take a 401k loan to purchase (V) make sure are planning on staying at your job for the duration of the loan repayment, borrow only what you're comfortable with losing (worst case and unlikely scenario), and do not spend any of the loan proceeds on anything else besides your initial reason (purchasing V) for aquiring the loan.

      "Your" 401k is money you've worked very hard for and 401k's we're only established so the government and corporations (who would be taxed even greater) wouldn't be overburdened by poor retired-workers who lack discipline in preparing for their future.

      If you'd like to work until 60-62 leave your 401k alone.



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    • ON: Mon May 5th 13:18 PM
      Commented on:
      Visa: Near-Term Fluctuations Present a Buying Opportunity
      (V) is a great investment opportunity all around. It's almost too good to be true that we've been able to invest in this stock below $100.00 a share. (V) was undervalued at the beginning as the underwriters (Banks/Investment firms) understand basic economic principles. One principle they understand is clear; When a product (Stock) is sold for less $ the volume of sales increases, in turn causing higher revenues. The banks chose to not chance selling (V) at a higher price as it would alienate most nonprofessional investors who have access to less capital thereby limiting the amount of money raised once IPO was complete. The underwriters needed to raise as much capital as possible as they were and are still facing writedowns from mortgage mess.

      Some say that (V) went public because the company knew that the Jig was up (Supposed illegal business practices of stifling competition by fixing prices - which appears to be small businesses complaining that V & MA's "Interchange Fees" are hurting their bottom line - News Flash - Small price to pay for not having to deal with Cash) and the company could not sustain profitability as lawsuits and settlements mounted.

      Anyone concerned about pending litigation be concerned no longer. The underwriters and they're attorneys responsible for setting up the IPO were very clever in protecting the interests of all of (V)'s investors (Large & Small) as future solvency has been hedged by 3 billion dollars in cash. If you would like to see a picture of that kind of money visit, usdoj.gov/dea/pubs/pre... which shows a photo of $207,000,000.00 in cash seized from a Mexican cartel. Multiply the photo by 14.492 and you'll have a better understanding of how (V) has dealt with litigation. This is enough money to fight lawsuits for a very long time. Long after we've sold.

      It's safe to say that anyone who has enough capital to buy atleast a small stake in (V) below $100.00 per share and does not act is not thinking logically and should probably buy Blackstone (lol).
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    • ON: Fri May 2nd 13:48 PM
      Commented on:
      Visa: Near-Term Fluctuations Present a Buying Opportunity
      For all of the traders that bought yesterday only to see their investment decline, you should'nt worry as the longterm trend is quite positive. It not about the ups and downs it's about the ride. I purchased (V) at $59.00 a share and have been ecstatic over the recent gains fully aware that at present speculation is driving our Cow to the local market. The (V)isa brand itself not speculation will drive our Cow to a market many miles away and by the time she arrives she'll be ready to pop as Cash-Cows only get fatter. Anyone Who buys this stock below $100.00 will make Tons of money in the next 3-4 years. Cheer up - we're in like Flynn
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