Cat~eyes's Comments RSS Syndication from SeekingAlpha.com http://seekingalpha.comuser/187482/comments http://seekingalpha.com/article/86238-credit-card-breakdown-amex-disappoints-as-predicted?source=feed#comment-213887 213887 Thu, 24 Jul 2008 21:05:20 -0400 http://seekingalpha.com/article/86238-credit-card-breakdown-amex-disappoints-as-predicted?source=feed#comment-213376 213376
And yes... ALL stocks now matter what sector, will have highs and lows..it's one big roller-coaster ride.]]> Thu, 24 Jul 2008 11:27:05 -0400
And yes... ALL stocks now matter what sector, will have highs and lows..it's one big roller-coaster ride.]]> http://seekingalpha.com/article/86238-credit-card-breakdown-amex-disappoints-as-predicted?source=feed#comment-212909 212909
I know 90% of the people here understand this but let me re-state it.

1. Visa and MasterCard are in the Services sector. American Express is in the Financial sector. Apples and Oranges.

2. Visa and MA will NEVER turn into a credit issuer as a previous poster suggested, they will never be worried about whether someone defaults on their credit or pays on time.

3. As a poster here pointed out, Amex is experiencing huge amounts of large credit line defaults - again, an issue V or MA will never have to deal with.

4. "Although charge-offs are picking up recently, that's not a big deal, these losses can be offset by hiking overall rates on customers, or hiking fees on Merchants" - mojo

- Yeah... and the consumers are just going to rush right out and apply for Amex because they want to pay the extraordinary fees that won't amount to a drop in the bucket in terms of making up for the huge charge-offs and credit defaults Amex is dealing with now.

5. I'm pretty sure I won't look back in 2 years and wish I'd bought a few shares of Amex today.
Even though I think financials will eventually come up for air. There are just some credit issuers, lenders, and banks that won't survive long enough to catch that life-saving breath.
]]> Wed, 23 Jul 2008 23:22:56 -0400
I know 90% of the people here understand this but let me re-state it.

1. Visa and MasterCard are in the Services sector. American Express is in the Financial sector. Apples and Oranges.

2. Visa and MA will NEVER turn into a credit issuer as a previous poster suggested, they will never be worried about whether someone defaults on their credit or pays on time.

3. As a poster here pointed out, Amex is experiencing huge amounts of large credit line defaults - again, an issue V or MA will never have to deal with.

4. "Although charge-offs are picking up recently, that's not a big deal, these losses can be offset by hiking overall rates on customers, or hiking fees on Merchants" - mojo

- Yeah... and the consumers are just going to rush right out and apply for Amex because they want to pay the extraordinary fees that won't amount to a drop in the bucket in terms of making up for the huge charge-offs and credit defaults Amex is dealing with now.

5. I'm pretty sure I won't look back in 2 years and wish I'd bought a few shares of Amex today.
Even though I think financials will eventually come up for air. There are just some credit issuers, lenders, and banks that won't survive long enough to catch that life-saving breath.
]]> http://seekingalpha.com/article/84989-why-american-express-should-be-ignored?source=feed#comment-210864 210864 Mon, 21 Jul 2008 14:57:34 -0400 http://seekingalpha.com/article/84989-why-american-express-should-be-ignored?source=feed#comment-210855 210855 Take a look at the Relative Strength Index (RSI) for Visa (V). Comparing it with the S&P, Dow, MasterCard, Discovery, and American Express, you'll find that Visa OUTPERFORMS all of these over a 6 month and year-to-date time line (caveat: MA has surpassed Visa for the last 2 weeks based on RSI).

While this may not be an indicator of who is the "better business", it clearly shows that V clearly outperformes versus the S&P, Dow, and other Credit Cards... a pattern emerges. ]]> Mon, 21 Jul 2008 14:50:37 -0400 Take a look at the Relative Strength Index (RSI) for Visa (V). Comparing it with the S&P, Dow, MasterCard, Discovery, and American Express, you'll find that Visa OUTPERFORMS all of these over a 6 month and year-to-date time line (caveat: MA has surpassed Visa for the last 2 weeks based on RSI).

While this may not be an indicator of who is the "better business", it clearly shows that V clearly outperformes versus the S&P, Dow, and other Credit Cards... a pattern emerges. ]]> http://seekingalpha.com/article/85630-exxon-vs-the-s-p-500?source=feed#comment-209047 209047
Having said that.. as someone who has held onto every single share of XOM for the last 4 years... I'm not getting out anytime soon! :)]]> Fri, 18 Jul 2008 17:33:41 -0400
Having said that.. as someone who has held onto every single share of XOM for the last 4 years... I'm not getting out anytime soon! :)]]> http://seekingalpha.com/article/84989-why-american-express-should-be-ignored?source=feed#comment-206472 206472 Tue, 15 Jul 2008 20:14:36 -0400 http://seekingalpha.com/article/84989-why-american-express-should-be-ignored?source=feed#comment-206427 206427
On a different note, I know people here think Visa bloggers 'drank the kool aid' but there are a few of us who actually understand that ANY stock is a risk, and there is NO stock that is all good news. You need to know about the good and the bad, equally, to be fully informed. Otherwise, it is a cult.

And for those that bought any stock thinking it would put their kids through school, etc, should prepare the kids for home schooling with the market being what it is now. ]]> Tue, 15 Jul 2008 18:46:48 -0400
On a different note, I know people here think Visa bloggers 'drank the kool aid' but there are a few of us who actually understand that ANY stock is a risk, and there is NO stock that is all good news. You need to know about the good and the bad, equally, to be fully informed. Otherwise, it is a cult.

And for those that bought any stock thinking it would put their kids through school, etc, should prepare the kids for home schooling with the market being what it is now. ]]> http://seekingalpha.com/article/82291-my-investment-philosophy-and-visa?source=feed#comment-192027 192027
I could not have said it better. I understand that many people follow strageties to the letter, but there should be room for exceptions when all research points to continued growth. We are in the middle of the strangest market I can remember and things are upside-down in terms of rationality, but if we stick with the data to guide our decisions, we have less risk of selling a good stock because of emotion, or because we didn't factor in exceptions to our particular trading strategy. That applies to any good stock. Just my opinion..
]]> Tue, 24 Jun 2008 15:56:16 -0400
I could not have said it better. I understand that many people follow strageties to the letter, but there should be room for exceptions when all research points to continued growth. We are in the middle of the strangest market I can remember and things are upside-down in terms of rationality, but if we stick with the data to guide our decisions, we have less risk of selling a good stock because of emotion, or because we didn't factor in exceptions to our particular trading strategy. That applies to any good stock. Just my opinion..
]]> http://seekingalpha.com/article/81075-visa-why-i-sold-all-of-my-shares?source=feed#comment-189415 189415
What's your take on today?
And how do you think all the financial news today (and for a while recently, for that matter) will affect Visa, even though Visa is not a financial?

There just seems to be so many factors coming into play that it gets tough to sort out which ones affect which areas. Just wondering what you all thought..]]> Fri, 20 Jun 2008 16:03:58 -0400
What's your take on today?
And how do you think all the financial news today (and for a while recently, for that matter) will affect Visa, even though Visa is not a financial?

There just seems to be so many factors coming into play that it gets tough to sort out which ones affect which areas. Just wondering what you all thought..]]> http://seekingalpha.com/article/79565-visa-trading-transparency?source=feed#comment-188707 188707
visaman: thanks for that. you know how much research I do. Perhaps I should just go back to posting up what I do best.. finding and sharing data.

And on that note:

Here's a link to the Webcast of VISA at the UBS Electronic Payments Summit from June 4, 2008. Elizabeth Buse, Global Head of Product for Visa, is the speaker. The audio is approximately 30 minutes long. It updates Visa's stats and other info that we last heard about during the Q2 earnings report.

For Real Media Player: events.streamx.us/US/e...

For Windows Media Player:
events.streamx.us/US/e...

We don't get to hear from these folks very often, so it's always very informative when we do.
]]> Thu, 19 Jun 2008 16:49:16 -0400
visaman: thanks for that. you know how much research I do. Perhaps I should just go back to posting up what I do best.. finding and sharing data.

And on that note:

Here's a link to the Webcast of VISA at the UBS Electronic Payments Summit from June 4, 2008. Elizabeth Buse, Global Head of Product for Visa, is the speaker. The audio is approximately 30 minutes long. It updates Visa's stats and other info that we last heard about during the Q2 earnings report.

For Real Media Player: events.streamx.us/US/e...

For Windows Media Player:
events.streamx.us/US/e...

We don't get to hear from these folks very often, so it's always very informative when we do.
]]> http://seekingalpha.com/article/81075-visa-why-i-sold-all-of-my-shares?source=feed#comment-188697 188697
For Real Media Player: events.streamx.us/US/e...

For Windows Media Player:
events.streamx.us/US/e...

We don't get to hear from these folks very often, so it's always informative when we do.

I've noticed there are some great commentors on these forums and I would love for you all to write articles of your own, in your own voice, about Visa or anything else that's driving the market these days. Not to sound to 'rah rah', but come over to VisaGlobalWinners.blog.../ and click on the link in the upper right-hand corner to Become a Member. From there you can begin posting your own articles and having people comment on them. I'd love to see you over there!]]> Thu, 19 Jun 2008 16:37:21 -0400
For Real Media Player: events.streamx.us/US/e...

For Windows Media Player:
events.streamx.us/US/e...

We don't get to hear from these folks very often, so it's always informative when we do.

I've noticed there are some great commentors on these forums and I would love for you all to write articles of your own, in your own voice, about Visa or anything else that's driving the market these days. Not to sound to 'rah rah', but come over to VisaGlobalWinners.blog.../ and click on the link in the upper right-hand corner to Become a Member. From there you can begin posting your own articles and having people comment on them. I'd love to see you over there!]]> http://seekingalpha.com/article/77327-visa-keeps-charging-ahead?source=feed#comment-188125 188125
For Windows Media Player: events.streamx.us/US/e...

For Real Media Player:
events.streamx.us/US/e...

You all know I value everyone's opinion on these blogs. I'd love to read articles WRITTEN BY YOU, not just your comments on others' articles. So without trying to sound too 'rah rah', I want to again invite you over to visaglobalwinners.blog.../ . Click on the Become a Member link at the upper-right so you can write your own articles and join in the discussions! ]]> Wed, 18 Jun 2008 22:45:38 -0400
For Windows Media Player: events.streamx.us/US/e...

For Real Media Player:
events.streamx.us/US/e...

You all know I value everyone's opinion on these blogs. I'd love to read articles WRITTEN BY YOU, not just your comments on others' articles. So without trying to sound too 'rah rah', I want to again invite you over to visaglobalwinners.blog.../ . Click on the Become a Member link at the upper-right so you can write your own articles and join in the discussions! ]]> http://seekingalpha.com/article/81174-visa-stock-ownership-has-its-privileges?source=feed#comment-188123 188123
For Media Player: events.streamx.us/US/e...

For Real Media Player:
events.streamx.us/US/e...
]]> Wed, 18 Jun 2008 22:38:20 -0400
For Media Player: events.streamx.us/US/e...

For Real Media Player:
events.streamx.us/US/e...
]]> http://seekingalpha.com/article/81174-visa-stock-ownership-has-its-privileges?source=feed#comment-188122 188122
For Real Media Player: CLICK HERE

For Windows Media Player:
CLICK HERE

As always, for news of all kinds related to the market, but with Visa at its core, come on over HERE!!]]> Wed, 18 Jun 2008 22:36:18 -0400
For Real Media Player: CLICK HERE

For Windows Media Player:
CLICK HERE

As always, for news of all kinds related to the market, but with Visa at its core, come on over HERE!!]]> http://seekingalpha.com/article/81025-visa-3-months-later-where-that-ipo-money-went?source=feed#comment-186101 186101 The entire point here is to share knowledge and to correct misinformation with solid facts and research.

If any of you Visa share owners are interested in learning more about Visa, sharing your thoughts and data with a group of Visa investors, come on over to
VisaGlobalWinners.blog...
We'd love to hear from you to share your ideas and knowledge about Visa and other market-related items! ]]> Sun, 15 Jun 2008 20:32:49 -0400 The entire point here is to share knowledge and to correct misinformation with solid facts and research.

If any of you Visa share owners are interested in learning more about Visa, sharing your thoughts and data with a group of Visa investors, come on over to
VisaGlobalWinners.blog...
We'd love to hear from you to share your ideas and knowledge about Visa and other market-related items! ]]> http://seekingalpha.com/article/81075-visa-why-i-sold-all-of-my-shares?source=feed#comment-185975 185975
Come on over to VisaGlobalWinners.blog...
for some information, commentary, and news about Visa and some other market news of interest. Take care everyone and have fun out there. It's not all 'bad news' .. it's about learning how to make the best decisions in these times to keep those arrows green!]]> Sun, 15 Jun 2008 14:44:02 -0400
Come on over to VisaGlobalWinners.blog...
for some information, commentary, and news about Visa and some other market news of interest. Take care everyone and have fun out there. It's not all 'bad news' .. it's about learning how to make the best decisions in these times to keep those arrows green!]]> http://seekingalpha.com/article/81174-visa-stock-ownership-has-its-privileges?source=feed#comment-185969 185969
Visa is a train we should all get on and stay on. Keep a core position and trade around the edges, but unless you're interested in selling yourself short...don't short Visa.

For all you Visa-lovers, come on over to VisaGlobalWinners.blog...

We blog about all things Visa, in addition to other events in the market of interest. Look forward to seeing you on the other side!

]]> Sun, 15 Jun 2008 14:30:16 -0400
Visa is a train we should all get on and stay on. Keep a core position and trade around the edges, but unless you're interested in selling yourself short...don't short Visa.

For all you Visa-lovers, come on over to VisaGlobalWinners.blog...

We blog about all things Visa, in addition to other events in the market of interest. Look forward to seeing you on the other side!

]]> http://seekingalpha.com/article/79565-visa-trading-transparency?source=feed#comment-177135 177135
big O: glad you decided to stay in for a while!

Anthony: I know what you mean, but we all have to pay uncle sam! I'd advise anyone that doesn't currently have a CPA to run out and get one, especially if they are trading any stock. There are too many tax implications that we'll never understand! ]]> Sat, 31 May 2008 00:12:21 -0400
big O: glad you decided to stay in for a while!

Anthony: I know what you mean, but we all have to pay uncle sam! I'd advise anyone that doesn't currently have a CPA to run out and get one, especially if they are trading any stock. There are too many tax implications that we'll never understand! ]]> http://seekingalpha.com/article/79565-visa-trading-transparency?source=feed#comment-177039 177039
Be grateful for what you have.. there's no need to slam someone else for having less than anyone else. Again, we all started somewhere. I'm happy I can buy even 1 share of Visa!!

Robert: Keep up the good work, keep the information/data flowing, and thanks again for sharing your article.

You guys can find V Winner and some other of us 'old timers' over at visaglobalwinners.blog... . He's a little busy at the moment with real world stuff, but he's still around (we won't let him go!!) We share data and opinions about Visa over there for share-owners, and will hopefully branch out somewhat and discuss other emerging opportunities as well. But the core is Visa!! WOOHOOO!!]]> Fri, 30 May 2008 18:37:48 -0400
Be grateful for what you have.. there's no need to slam someone else for having less than anyone else. Again, we all started somewhere. I'm happy I can buy even 1 share of Visa!!

Robert: Keep up the good work, keep the information/data flowing, and thanks again for sharing your article.

You guys can find V Winner and some other of us 'old timers' over at visaglobalwinners.blog... . He's a little busy at the moment with real world stuff, but he's still around (we won't let him go!!) We share data and opinions about Visa over there for share-owners, and will hopefully branch out somewhat and discuss other emerging opportunities as well. But the core is Visa!! WOOHOOO!!]]> http://seekingalpha.com/article/79565-visa-trading-transparency?source=feed#comment-177001 177001
schooledrider, looks like hindsight is always 20/20, so lesson learned. you should just sit back and relax now. Just hang on for the ride long term and you'll do just fine.

willking: keep up with that defiant attitude! :) Really, do your own research, learn as much as you can, and make an informed decision. In this case the decision should be to sit still!

coeus89: good for you! I wish I were smart enough to get started that young, really. Don't worry about the # of shares you have, we all have to start somewhere. Many are lucky to own 1. So don't worry. You've got a great start!!]]> Fri, 30 May 2008 17:00:47 -0400
schooledrider, looks like hindsight is always 20/20, so lesson learned. you should just sit back and relax now. Just hang on for the ride long term and you'll do just fine.

willking: keep up with that defiant attitude! :) Really, do your own research, learn as much as you can, and make an informed decision. In this case the decision should be to sit still!

coeus89: good for you! I wish I were smart enough to get started that young, really. Don't worry about the # of shares you have, we all have to start somewhere. Many are lucky to own 1. So don't worry. You've got a great start!!]]> http://seekingalpha.com/article/79565-visa-trading-transparency?source=feed#comment-176954 176954
Come on over to the site I mentioned above for research, opinions and other ideas related to Visa and other emerging opportunities. ]]> Fri, 30 May 2008 15:33:23 -0400
Come on over to the site I mentioned above for research, opinions and other ideas related to Visa and other emerging opportunities. ]]> http://seekingalpha.com/article/79565-visa-trading-transparency?source=feed#comment-176941 176941 visaglobalwinners.blog... :)]]> Fri, 30 May 2008 15:12:19 -0400 visaglobalwinners.blog... :)]]> http://seekingalpha.com/article/79565-visa-trading-transparency?source=feed#comment-176938 176938
For share-owners wishing to discuss all things Visa, as well as info for other emerging opportunities, come on over to visaglobalwinners.blog... We'd love to see you there!]]> Fri, 30 May 2008 15:09:58 -0400
For share-owners wishing to discuss all things Visa, as well as info for other emerging opportunities, come on over to visaglobalwinners.blog... We'd love to see you there!]]> http://seekingalpha.com/article/79363-thursday-options-outlook-xom-dell-v-xlb-wind-wern-joyg-paet-mas?source=feed#comment-176933 176933
For share-owners wishing to discuss all things Visa, as well as info for other emerging opportunities, come on over to visaglobalwinners.blog... . We'd love to see you there!]]> Fri, 30 May 2008 15:03:37 -0400
For share-owners wishing to discuss all things Visa, as well as info for other emerging opportunities, come on over to visaglobalwinners.blog... . We'd love to see you there!]]> http://seekingalpha.com/article/78951-visa-estimates-upped-through-2010?source=feed#comment-176069 176069 VisaGlobalWinners.blog... . We look forward to seeing you all there!!]]> Thu, 29 May 2008 12:22:10 -0400 VisaGlobalWinners.blog... . We look forward to seeing you all there!!]]> http://seekingalpha.com/article/78951-visa-estimates-upped-through-2010?source=feed#comment-175582 175582 Wed, 28 May 2008 19:19:55 -0400 http://seekingalpha.com/article/78951-visa-estimates-upped-through-2010?source=feed#comment-175414 175414
library.corporate-ir.n...

I'll be posting the audio interview with the CEO and CFO from this Conference (as soon as I find it!) over on the VisaGlobalWinners.blog... when I get home tonight, along with some commentary on some of these charts. I hope you all enjoy!

Kzoink: This is my last comment to you. I've held my tongue, but there's one last thing I'm reminded of to end my comments to you with. Much like children in a sandbox, a bully will keep bullying someone until that person stops paying attention and ignores the bully. This causes the bully to go into a frenzy and actually increase his harrassment and scare-tactics to try to force a response out of his 'victims'. If the 'victim' is consistent in their refusal to engage or respond to the annoying and increasingly abusive tactics, then the bully will eventually get bored, frustrated, and move on to other things. The 'victim' has regained power and not allowed the bully to control their emotional response. It's an age-old like lesson and one that I feel is warranted repeating here.

This is Seeking Alpha... Not Seeking Revenge by Any Means Necessary or Seeking Listeners to My Temper Tantrums. Leave this site alone. For those that actually wish to listen to your rants, they are welcome to join you on "your" (I use that term VERY loosely) website and join in on the useless and un-informing banter. For the rest of us, please take your hatred and nonesense elsewhere.

]]> Wed, 28 May 2008 14:38:39 -0400
library.corporate-ir.n...

I'll be posting the audio interview with the CEO and CFO from this Conference (as soon as I find it!) over on the VisaGlobalWinners.blog... when I get home tonight, along with some commentary on some of these charts. I hope you all enjoy!

Kzoink: This is my last comment to you. I've held my tongue, but there's one last thing I'm reminded of to end my comments to you with. Much like children in a sandbox, a bully will keep bullying someone until that person stops paying attention and ignores the bully. This causes the bully to go into a frenzy and actually increase his harrassment and scare-tactics to try to force a response out of his 'victims'. If the 'victim' is consistent in their refusal to engage or respond to the annoying and increasingly abusive tactics, then the bully will eventually get bored, frustrated, and move on to other things. The 'victim' has regained power and not allowed the bully to control their emotional response. It's an age-old like lesson and one that I feel is warranted repeating here.

This is Seeking Alpha... Not Seeking Revenge by Any Means Necessary or Seeking Listeners to My Temper Tantrums. Leave this site alone. For those that actually wish to listen to your rants, they are welcome to join you on "your" (I use that term VERY loosely) website and join in on the useless and un-informing banter. For the rest of us, please take your hatred and nonesense elsewhere.

]]> http://seekingalpha.com/article/78951-visa-estimates-upped-through-2010?source=feed#comment-174948 174948 On a side note: I'm sorry you were removed from the other site for no reason. I hope you know that V was not the one who made that call.

Looking: I agree that anyone running a site that insists on reading all posts before they go up is in the business of censorship, not information sharing. But that's his choice to make. But you're right.. he took something that wasn't his and turned it into a personal crusade. It is simply sad and I hope everyone can move on from this and get back to the business at hand. I just want everyone to forget about that old site and it's obvioius agenda. SA isn't the place to talk about it, anyway, but you're welcome to blog about it under the Whatever post on the new site. But it will not be in the business of personal bashing, only the sharing of truthful information.]]> Wed, 28 May 2008 00:10:44 -0400 On a side note: I'm sorry you were removed from the other site for no reason. I hope you know that V was not the one who made that call.

Looking: I agree that anyone running a site that insists on reading all posts before they go up is in the business of censorship, not information sharing. But that's his choice to make. But you're right.. he took something that wasn't his and turned it into a personal crusade. It is simply sad and I hope everyone can move on from this and get back to the business at hand. I just want everyone to forget about that old site and it's obvioius agenda. SA isn't the place to talk about it, anyway, but you're welcome to blog about it under the Whatever post on the new site. But it will not be in the business of personal bashing, only the sharing of truthful information.]]> http://seekingalpha.com/article/78951-visa-estimates-upped-through-2010?source=feed#comment-174836 174836
However... GREAT NEWS! There is a new site, same format, same great philosophy.. and it's at visaglobalwinners.blog.../

So come on over and please spread the word to those Visa share-owners that want a drama-free zone to learn, share information, and state their opinions in a great place!! So come on over!

Let's get this wonderful site up and running to its full glory as it was before!! I look forward to seeing you all over there!!]]> Tue, 27 May 2008 21:27:05 -0400
However... GREAT NEWS! There is a new site, same format, same great philosophy.. and it's at visaglobalwinners.blog.../

So come on over and please spread the word to those Visa share-owners that want a drama-free zone to learn, share information, and state their opinions in a great place!! So come on over!

Let's get this wonderful site up and running to its full glory as it was before!! I look forward to seeing you all over there!!]]>