Credit Card Blogger

Credit Card Rules: No Consumers Need Worry

Between the new laws and the plunging profitability of credit card issuance, I'm pretty sure responsible credit card users will be paying a steep price for the mistakes incurred by irresponsible lenders and borrowers.

Apart from fee increases, cuts to rewards programs and a decline in 0% APR offers will likely continue to accelerate in the near term.

Is Online Advertising Heading Off a Cliff?

While the whole online ad market may fare decently, many key sectors could take a big dent out of growth. Financial service companies foot some of the largest bills. It may be only a matter of time before they pull back. (And its surprising they haven't done so already)

Big Ben's Credit Card Moves: The Good, the Bad and the Ugly

A lot of credit card issuers have tightened the reigns recently. Getting approved for a credit card is now quite difficult for people who would have had no problems three months ago. My website monitors the credit card market and features over 100 credit card applications from all the major issuing banks. Approval rates on 80% of these offers have declined by 30% or more in the past two months. Also, so has the quality of offers. Fees have been increased dramatically and introductory 0% rates have been shortened by a number of major issuers.