Hi there, I am just starting out trading. I have followed stocks and forex for while and stocks back to High School. I actually owned a 65 AMC Rambler Classic Stationwagon. :) Watched Chrysler stock bounce back from 3 $ a share to 30. BUT never bought any stock until 2011. Late bloomer. I am an Aircraft Engine Mechanic who has to retire early (56) cause of company rules, with a weak retirement nest egg (I cannot be more specific), and a 401 type plan. I really don’t understand what that is anyway. So I am speculating with what extra money from my budget will allow and learning as I go. I am glad I did not invest in Forex. Maybe when I have money to burn I will then… As bios go – I am 51 now, a lot of years gone by with my company, divorced and have a teen aged son (lives with mom). So a little luck with some penny stocks and a few mid-caps with dividends wouldn’t hurt my feelings.