Retired investor, ex-Navy, ex-Big Oil, ex-French manufacturer. My interest in investing came from both my grandfather/father and my boss at work. When my grandfather retired in the late 50's he spent his days either with some cronies watching the tape at the local ML office, fishing, or tending his flower shrubs. I didn't know what he was investing in until after he died which is normal as I was still in school and more interested in school than my future life. My grandmother started talking about the different companies and what was happening to them (buyouts, spinoffs, etc.). Then when she died and my mother inherited the portfolio I saw that it consisted of first quality dividend paying stocks. Until my mother's death the process continued without any significant purchases or sales -- nor any dividend reinvestments. The money was accumulated and invested in good mutual funds my dad liked. My dad was a doctor and knew nothing about investing but a kind patient ( a crony of my grandfather) bought some stock for him in the late 50's with the comment "pay me when you can or give them back to me at anytime". He repaid him. The patient did this again about 2 years later. Same result. This small investment in a Louisiana land and oil and gas company (which no longer exists) paid for a new house and our educations, etc. My dad then started investing in mutual funds and dividend reinvesting. He loved Magellan and the Neuberger funds. He had them until his death. My boss got me interested in AAII then when I moved to the home office I joined a small local investment club. Eventually I kept the club "sheet" -- the monthly tally of investments with relevant information (yield, gains/losses, tracking against the 500, etc.) . It was complex but fun. I stayed with that club even after moving away and kept their sheet too for almost 20 years. I joined a new club and repeated the process. Now, I don't have any club but I continue to discuss stocks with friends. The "dot com bubble" really crushed me and turned me into a DGI. Now I have about half in stocks (COP, CVX, KMI) and half in funds/ETFs (Health Care, Small Cap, Medium Cap, Energy, Primecap, VNQ, VDC -- all Vanguard). I want the portfolio to act as it did for my grandfather and mother. Hence, I am trying to educate our daughter in how this works. She's not investment savy but she is extremely smart and a quick learner in medicine so the process won't be too difficult. Seminal reading: Atlas Shrugged, The Fountainhead, Think & Grow Rich, The Bible
Sasha, academic, social sciences, dividend (growth) focus, long only, at SA since 2013
Objective 2016: increase passive income by (1) continuous investments [approx. 1260$/month] and (2) dividend growth. If (1) seems impossible: Spend less! Live a frugal (but happy) life.
Objective 2015: increase passive income by (1) continuous investments [approx. 1200$/month] and (2) dividend growth. If (1) seems impossible: Spend less! Live a frugal (but happy) life.
Objectives for 2015 achieved. Portfolio yield y-o-y (14-15) approx. +16%, approx. +8% when excluding dividends from additional investments. Even when controlling for additional investments, overall portfolio value has increased slightly (but that's tertiary).
Long: AAIGF, AAPL, APTS, ARCC, BOSSY, BRG, CORR, CCLP, CCP, EIFZF, ETY, IRT, LVS, LXP, MAIN, MPW, NRE, NRF, NRZ, OHI, SNH, TCEHY, WPC, VER
Most recent purchases [latest on top]:
HCP (initiated again) CCP (initiated) VER (added) AAIGF (initiated) TCEHY (initiated) SCHD (added) EMR (added) OHI (added) WPC (added) MAIN (added) MPW (added) OHI (added) BRG (added) STOR (initiated) MAIN (added) EMR (added) EMR (initiated) LVS (initiated) AAPL (initiated) SNH (added) CORR (added) O (back again, took profits in January 2015) IRT (back again, took profits during recent sell-off in June 2015) STAG (added) WPC (first time + added) OHI (back again, took profits in January 2015 + added)
Most recent sales [latest on top]:
HCP (dividend future blurry, profit)
O (great company, but overvalued, I'll be back, profit)
STOR (taking profits)
UHT (HCP provides better opprtunities now, profit) HASI (I take the profits, wait for correction, profit)
FSIC (air is getting thinner, still good company, profit) KMI (good company, but do not fight the market, profit) HCLP (good company, but do not fight the market, loss) BACHF (situation unclear, profit) HCP (situation unclear, profit) O (love it, but overvalued, I'll be back, profit) OHI (love it, but overvalued, I'll be back, profit)
I am an individual investor. My professional background is in the finance area. I have managed my own investments for over 30 years. For most of that time, my focus was on portfolio building using individual stocks. About 5 years ago, I shifted my focus to investing via ETFs. I have found that this has greatly simplified my investment style yet simultaneously increased the scope and diversification of my portfolio.
I firmly believe that the benefits of investing, and the market, should be understandable and available to everyone, including individuals who may have little or no financial background. My hope is to explain concepts simply, taking much of the mystery and accompanying fear out of the process. I look forward to enjoying the journey with everyone who decides to follow me, and hope I can make a difference in someone's life.
In addition to my blog, you can find me at:
American expatriate currently living and working in the Zhejiang province of China as an engineer in the nuclear power industry.
I have worked with industrial controls and factory automation for much of my career. I happened to get interested in Linux and open source back in 1992 with kernel 0.96. When vendors later started shifting to embedded Linux systems, I was accidentally 'in the right place at the right time'. At various times I have worked as a software engineer and a networking support engineer as well as industrial controls. In 2007, one of my sons and I started a web services infrastructure business. Our business was based upon delivering open source based solutions delivered on virtual Ubuntu servers in the Amazon Web Services cloud. We were a 100% open source shop.
I have worked in Brazil, China, Germany, Hong Kong, Italy, Mexico, Netherlands and lots of other places.
Since I have several years on assignment in China, I decided to try and get a feel for the country. So, I spend much of my free time exploring small town China, not the few major cities like Shanghai and Beijing. I like to wander into grocery stores, dry goods stores, and other small shops to see what stuff is for sale...and who made it. I like to talk with locals about their businesses. I talk to farmers, fishermen, people selling vegetables and meat in the markets, and restaurant owners. I ask the locals what they think about various topics to try and get a feel for their world. Let me tell you, it is very different in many, many ways.
I have not run into people or businesses that are trying to export a product internationally. Virtually everyone that I meet is working to produce goods or services for consumption here in China. Most people have never been out of China and many have never been out of their province. They remind me of growing up in small town Oklahoma. Often I get into really fascinating discussions. I find it interesting that there is such a large disparity between what American media has to say about China and what Chinese people think. My opinion is that the Chinese government and its concerns are just as far removed from the small town Chinese citizen as the American government is from the small town American citizen.
I have been investing and trading for many years. I have personally made just about every investing mistake possible. I probably invented a few dumb trading mistakes. These days I favor dividend growth, gold coins, and selling puts for my investment activities. I trade trends on dividend growth companies with a small portion of my capital. Most of my strategy is buy and hold dividend growers.
My picture is with a toddler friend I met in July 2012 at Shepan Dao. He was fascinated by my beard and spent quite a bit of time trying to pull it out. You can see that he is looking at my beard. Right after the picture he reached up and got another handful. He would not let any of the other laowai (foreigner) get near him. His mother said he liked me because I was fat and soft like a pillow. Ouch!
I consider myself a beginner, a learner and a good listener. I try to do two hours(at least) of financial homework everyday to keep my brain running. I enjoy reading all kinds of truth advice on SA articles. I found that I am not alone here. So many to learn and so limited time I have. Do not be surprised that I will ask some simple/silly questions because I am moving my small step.
In: AAPL, JNJ, MMM, UNP, KMB, BMY, LMT, NOC, RTN, GD,UTX, XOM,HP, COP, CVX, PG, IBM, VFC,TRV, DIS, GILD, AVB, PPG, STX, TD, BNS, CM, RY, ED, SO, DTE......
Doing research on: AGIO, BDX, PEP, COST,
I am a conservative mostly income investor in munis, stocks;, REITS, MLP's and mutual funds . My particular interest is the interface between politics, the economy and the markets.
I currently favor HEALTHCARE REITS, UTES, PIPELINES, TELECOMS.
I am the creator of The Joy of Money Seminars(sm), "investment education for the financially faint of heart" and provide basic investment education consulting.
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I am an old investor. Over seventy (70) years of active investing.
I have seen just about everything. But, I claim no genius. Just
what appears obvious versus wishful thinking or cynicism.
I don't believe in gambling on short term tips or on derivatives or
puts and calls. They don't represent value. When your time is up,
you have nothing left in your hand. I've seen too many smart friends
go bankrupt watching their "horse" lose the race. I don't believe in foreign
investments of any kind. I have seen nationalization and political takeover, and
legal corruption, and poor legal treatment of Americans, even in the top foreign
democracies. I stick to companies that are subject to our laws and are completely
transparent. Then with those few, I study the statements... it's all in the books if
you can read them. If you just throw darts in a board, you will eventually lose everything.
Many companies start out clean and with great hopes. Many fool the public because they
want to keep their jobs. So they skew the numbers, and hire cronies as directors to not complain.
Beware of counterfeit executives. They bounce from company to company leaving messes behind.
I am WWII, Korea vet, US military academy grad, former USAF pilot, attended post grad business
school, and was founder or director of several public companies (NYSE).
For SA purposes, I always like it when a contributor tells you where they come from. Thus, here are my top 10 holdings as of the end of Jan 2016:
BABA, BRK-B, AAPL, TCEHY, SFTBY, WM, MCD, O, DLR, KHC
I have an international MBA in Finance from the #1 international business school in the world, the University of South Carolina Moore School of Business. I currently teach finance at East China Normal University in Shanghai, China. I concentrate on improving the positioning of my retirement portfolio, believing that a low-beta, reasonable dividend approach is the best portfolio strategy to slowly build true wealth. If you want to retire well on a dependable income stream, follow my posts and check out my writings.
I am a buy and hold common stock investor. Warren Buffett is definitely my guru. He makes the most sense to me. I began investing in the stock market at age 14 in 1970 with money earned on my paper route. What I have done since 1970 is invest primarily in the Dividend Aristocrats whenever the stock market is relatively low. I have never sold a single share of stock except on the rare occasion when one of my stocks was bought out for cash and I was forced to sell.. I keep all of my stock certificates or direct registration statements in a safe deposit box at the bank. I do not automatically reinvest dividends. I only purchase stocks when I feel that the stock market is relatively low. Brown University, B. A., 1978. Below are the 35 stocks in my portfolio.
Jennifer's areas of expertise include energy trends —their economic and geopolitical implications—and resource sustainability issues. Other interests include shale oil and natural gas, climate change, green and efficient infrastructure, China, India, and the energy-water nexus.
Her work has been published in various academic, policy and business publications such as Far Eastern Economic Review, Economist Intelligence Unit’s Executive Briefing, Journal of Structured Finance, Lloyd's List, D CEO, Energy Trends Insider, Financial Sense, and many others. She has been interviewed for numerous radio broadcasts and news stories, and presented her work at various conferences. From Dec 2010 to April 2013, she was the CEO/President of a global affairs organization focused on cutting edge trends. She organized and moderated panels on global gas, energy security, energy infrastructure finance, and urban development.
She has a master's degree from London School of Economics, and bachelor's in finance/marketing. She is principal of Concept Elemental, a strategic communications consultancy focusing on knowledge work, and includes over fifteen years of financial services industry work. She works with a top University, "translating" cutting edge research as well.
Have been investing for myself and my family for over 50 years. Retired sociology professor who also started and sold 3 retail stores over my career in teaching. Since I am retired, i am looking for stocks that pay dividends and offer some growth to keep up with inflation.
I am a retired nurseryman, who is trying to grow my net worth. Looking to profit from the market's idiocies. Trying to find out what the market doesn't understand, and how I can benefit. The bulk of my income is from my investments since I have no other income except Social Security.
I am trying to grow my income through investments in stocks, stock mutual funds and bond funds.
Dale Roberts is an Investment Funds Associate with Tangerine Investment Funds Limited, a subsidiary of Tangerine Bank wholly owned by Scotiabank. My articles are for information purposes only and do not constitute investment advice or an offer or the solicitation of an offer to buy or sell any securities. These articles are my personal opinion and are not those of Tangerine Bank or its subsidiaries. Remember past performance is not guaranteed and may not be repeated. Investment strategies are not suitable for everyone and you should always conduct your own research or speak to a financial advisor.
Disclosure: I'm not a financial adviser. All articles are my opinion - they are not suggestions to buy or sell any securities. Perform your own due diligence and consult a financial professional before trading.
I am a retired accountant with a background in large mining projects from feasibility to full-scale operation.
I manage my own investments and for the majority of my portfolio I have a strong preference for Blue Chip stocks.
For the balance of my portfolio I have an interest in small and micro-cap stocks, seeking superior returns.I seek alpha returns through identifying companies with the right fundamentals and assessing the risks and investing long. Although investing long, I understand the importance of share price in the short to medium term for these small cap companies as it impacts their ability to raise capital.
Retired. Manage our portfolio, which is comprised of stock, REIT and bond mutual funds and ETFs, plus about 10 percent in dividend-paying stocks. Diversified among domestic growth, blend and value stock funds, plus international stock and bond funds. Portfolio is more than 70 percent equities, a bit more than 20 percent bonds, five or so percent cash. During 2007 prior to retirement in 2008 the portfolio moved from 80 percent stocks to nearly 70 percent bonds. Fortuitous timing. Vietnam veteran. 25 years of service to U.S. military.
My early success involved as much luck as skill when my then-broker back around the late '80s guided me to Telefonos de Mexico, which I first bought for 29 cents a share. The stock eventually took off -- wow, was I surprised -- and I'd made my first boodle. I sold it all and created what my broker jokingly called my own mutual fund -- all big cap dividend payers. I also added to the bond holdings I'd already started building. I reinvested all the dividends and cap gains. I eventually sold all but my original shares and invested the resulting cash in equity and bond mutual funds. My next success also involved as much luck as skill. During 2007, in anticipation of retiring in 2008, I moved from 80-20 stocks-bonds to 70 percent bonds. That move took us through the financial crisis in great shape. To tell you the truth, I doubt I would have made that move if retirement hadn't been on the immediate horizon. Fortuitous timing.
I know I'm just an average investor, so individual stocks are now limited to 10 percent of our investment portfolio. The remainder of our investment portfolio is in low-cost index and actively managed domestic and international equity and bond funds (and ETFs). We are able to allow our investment portfolio to grow unencumbered by withdrawals, normally reinvesting all dividends and cap gains with occasional exceptions.
I retired after working 35 years for the same company. I became an active investor in late 2008 when the value of my investments began to decline. I purchase high quality dividend paying stocks in my brokerage accounts, plan to hold them "forever", and live off of ever increasing dividends. I purchase medium and high quality dividend paying stocks in my tax deferred accounts and will sell after a rise in stock prices.
Harrison Hodges McDonald, PE: I graduated from the University of Florida, BME, College of Engineering in 1961 and became a Texas Licensed Professional Engineer in 1967. I have practiced my profession employed by Procter & Gamble and Celanese Corporation as a Senior Engineer and Project Manager. After 1972 as CEO Bay Area Construction & in 1975 as CEO Food Systems Corporation. Proficient at thinking "out of the box" I enjoy solving problems and have been granted US patents. I starting in 1985 as a serious breeder and exhibitor of Peruvian Paso Horses. ( Caballo Peruano de Paso ) When horses of my breeding reached the age to began competition many were show winners. By 2004, horses bearing my MCD prefix, had won for me the US title "National High Point Breeder" for the 10th time. With the realization that "All glory is fleeting" I decided this was time to retire from horse show competition. While with P&G at their engineering division for several years, I probably earned the equivalent of a Master of Investment Analysis. P&G had more good projects than capital to fund them and required rigorous study and analysis to rank and select the best ones. Net Present Value was a key determinant. Cost Benefit Analysis and my education with P&G have been the cornerstone of my success in subsequent personal investments. From 1973 to 2011 I managed my investments in construction, real estate, ranching and food service. Presently my time is principally used developing my portfolio of publicly traded securities focused on high dividend energy companies while enjoying the wonderful Florida climate. I am a licensed multi-engine certified pilot since1984 and for many years piloted my own Twin Commander 500B, N160X. My favorite quotes: "Winning's not the the most important thing, it's the only thing"-----Vince Lombardy "Chance favors the prepared mind" ------- Louis Pasteur] "It is double pleasure to deceive the deceiver."--- Niccolo Machiavelli "Blindly following rules: the ordinary persons excuse for not using common sense" ---H McD------“All my life I have ever made but one prayer to God, a very short one: ‘O Lord, make my enemies look ridiculous.’ And God granted it.” Voltare
We try to provide unbiased, balanced and helpful insight into long-term prospects of the businesses we follow. We mainly base our analysis on the fundamentals and assess the long-term growth potential of the companies. In addition, we also analyze the dividend stability of different companies, and try to assess the future cash flows in order to gauge dividend growth potential.
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I'm a self-directed investor who shares my experience in investing. I read, learn, and apply every day.
I write about value & dividend investing from the perspective of a Canadian. I invest in individual stocks on the US stock exchanges and the Toronto Stock Exchange.
As I write, I reflect on my own actions and results, which is an amazing exercise. I encourage individual investors who enjoy writing to try it.
I appreciate the work done by SA staff & authors and love the community that engages in meaningful discussions.
Simple, clear, actionable investment ideas for private investors - that's the aim of Team Money Research!
We seek out Alpha opportunities. Our goal is to share those ideas with you, our readers, so that we can learn together and, ultimately, find the most attractive investment opportunities.
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Mohit Manghnani is presently a full time editor at Seeking Alpha. He covers the new IPO's and follows live market commentary. Before joining Seeking Alpha, Mohit worked with a start-up - Research firm where he worked in the capacity of a Team Leader tracking company events and results.
Born in the U.A.E, Mohit spent most of his growing up years in Dubai. Currently, he resides in Mumbai, India and is pursuing his charter in Accountancy.