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tj222

tj222
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  • What Stocks Are Most Commonly Held By Dividend Growth Investors? [View article]
    Hi DVK,

    I am relatively new to DGI, and have 25+ years until retirement (started accumulating stocks less than 1 year ago). Just thought I'd get that disclaimer out of the way first and foremost. Also, I would like to add that these articles are invaluable, and please keep it up!!

    On List and I own:
    AFL
    T
    KO
    XOM
    HAS
    INTC
    JNJ
    MCD
    MDT
    PG
    SO
    WAG
    WMT
    WM

    On list and I dont own:
    MMM
    ABT
    MO
    ADP
    BDX
    CVX
    CB
    CINF
    CLX
    CL
    EMR
    EXC (would not consider)
    KMB
    LEG
    LMT
    MSFT
    PAYX
    PEP
    PFE (would not consider, personal reasons)
    PM
    RTN
    SYY
    TGT
    UTX
    VZ

    Not on list and I own:
    AAPL (not sure many would consider it DGI, but I'm young enough and willing to wait them out to see if they become DGI eventually)
    APD
    DIS
    DRI
    ED
    ITW
    O
    WTR

    Thanks,
    Tj
    Apr 18 11:48 AM | Likes Like |Link to Comment
  • Attractively Valued Blue-Chip Dividend Champions For Your Retirement Portfolios [View article]
    Hi Chuck,

    Thank you for this article, and the many articles to this point. I am new to this game, and regarding the above comment with JNJ, I also saw that ADM P/E is much lower than the current P/E. Does the above apply to it as well?

    Thanks,
    TJ
    Jan 25 02:55 PM | Likes Like |Link to Comment
  • Roth IRA Plus Dividend Growth Stocks Equals Success [View article]
    No problem, Mike, and thanks for clearing that up for me.

    In any event, I have a ROTH IRA, so what you have noted in the article makes perfect sense. Thank you again for your generosity in publishing this article for all.

    TJ
    Oct 18 04:14 PM | Likes Like |Link to Comment
  • Roth IRA Plus Dividend Growth Stocks Equals Success [View article]
    Hi Mike,

    Thanks for the great article. I have printed and saved for my records.

    I have a question in regards to the following:

    Let's say you bought $5,000 worth of McDonald's within your Roth IRA in mid-October 2002 and reinvested the dividends these last 10 years. You now would have about $26,000. If you withdraw all of it today, including the $21,000 in capital gains and dividends -- a 420 percent gain during what many have called a "lost decade" for investors -- you will not be taxed on any of it.

    I too have a Roth IRA for myself and for my wife (both opened in 2008). I have seen pretty decent gains as I got in at the perfect time when the market tanked. However, I was under the impression that while I am tax free forever, I still pay a penalty on my gains of 10% until I retire. I am 25+ years from retirement age, so in my situation, though I wouldn't have been taxed, wouldn't I have been penalized on the total gains if I had sold my McDonald's stake as you mentioned above?

    Thanks again for your input.
    Oct 17 04:08 PM | Likes Like |Link to Comment
  • All You Need To Get Started Is One Dollar [View article]
    Point taken sir. Thank you for the guidance.
    Aug 27 05:16 PM | Likes Like |Link to Comment
  • All You Need To Get Started Is One Dollar [View article]
    @all who replied to my post, thank you for the sound advice! Extremely helpful!

    I'm thinking that I won't do a rollover quite yet, since DGI stocks on the whole seem to be at higher price points currently. But what I am thinking of doing is creating a mock portfolio of stocks invested equally amongst the top companies in each of their respective sectors that are currently on Mr Fish's CCC list (KO/PEP, PG/CL/KMB, MCD, JNJ/ABT, SO/WM, T/VZ to name a few). I also might throw in some investments in REITs (or mREIT's) to bolster the portfolio dividend yield.

    What I plan on doing is investing the equivalent of the total value of my old employers 401k into these stocks in equal proportion (just so no one stock is heavily weighted) and seeing if over the next few months it does indeed outperform my 401k. Please understand, I am not undermining any of the advice that has been mentioned. I just want to see for myself 1) the power of DGI compared to index funds and 2) how advantageous it is to rollover an old employers 401k into an IRA as far as savings in fees, etc as mentioned by DD.

    Thank you all, again!

    tj222
    Aug 26 10:36 PM | Likes Like |Link to Comment
  • All You Need To Get Started Is One Dollar [View article]
    Larry, thank you for the great article. Love the down to earth and simple advice.

    @Larry and @DividendDynasty (or whomever) I noticed the comment about transferring a 401k when changing jobs into an IRA and buying DGI stocks. Funny you mentioned that as I am currently in that very situation. I still have at least 25+ years until retirement and I have a six figure amount in my old employers 401k. I just started DGI recently by opening a brokerage account, but after that comment I was wondering if it was wise or prudent to transfer my money from that 401k to an IRA. That said, can either of you (or anyone else for that matter) make the case as to why it's better to transfer to an IRA in lieu of keeping it in the 401k? Can you provide any historical analysis?Perhaps this could be a topic for another article!!

    Any advice for a newbie is greatly appreciated.
    Aug 16 10:40 PM | Likes Like |Link to Comment
  • My 7 Principles For Dividend Growth Investing [View article]
    Thank you sir for this article. I am new to DGI and articles like these are invaluable resources. You got yourself a new follower!

    Tj
    Aug 13 10:53 PM | Likes Like |Link to Comment
  • Building A Retirement Portfolio When The Market Is Up [View article]
    Hi RS,

    Newbie Investor here, and really long ways to go before retirement (at least 30 years!!). I have read your articles, and I thank you as they are very informative for a newbie like myself. I just recently started my DG strategy (this year as a matter of fact), and currently through due diligence and reading of very informative articles on SA and elsewhere, own 5 of the 8 you listed (albeit very small positions). I am looking to add T, WMT and ED. I do have a question as a newbie...from reading various articles on SA and elsewhere, it seems for dividend growth investors, the slow and steady approach to purchasing stocks is the way to go. As others in this comment thread have mentioned, the price points currently are not historically typical, and they are bound to go down at some point, therefore taking advantage of both added capital gains and a lower dividend yield. Your viewpoint is that for these stocks in particular it doesn't matter when you buy,they will give you a lasting income stream (whether through capital gain or dividends). By following the former approach, I initiated low price point positions in JNJ and PG, along with WAG (another Champion) during their recent dips. In your opinion, shouldn't the Dividend Growth Investor take the slow and steady approach at all times?
    Jul 27 02:00 PM | Likes Like |Link to Comment
  • Building A Do-It-Yourself Dividend Portfolio - Part 3: Healthcare [View article]
    Thank you for your articles. As a new investor, and from the jump, I've wanted to and will accumulate "Blue Chips" as much as possible. I have very few speculative plays, and I'm glad many of the Dividend plays I have are what you are touting!

    What is your opinion of using DCA on as monthly basis and adding to Dividend positions gradually, no matter what the price? From doing my own independent research, seems that DCA might alleviate fears many might have with price, as monthly you are buying shares no matter the price. Do you have any research in using DCA's for Divident Growth stocks? Pro's and Con's?

    Thanks again for all your info thus far...I have signed up for your email alerts and am looking forward to the remainder of this great series!
    May 25 03:28 PM | 1 Like Like |Link to Comment
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