YoYoMama

Obamacare: Affordable Private Insurance Is Already Available

Mr. Perry, since health care is so "affordable", I'm sure you wouldn't mind trading places with me.

My husband and I run a small business. We can only afford personal health insurance for our family of five. Our premiums are $7,000 a year. To afford this "low" rate, we $15,000 deductible health deductible, a $1,000 prescription deductible, no wellness coverage, and the best our insurance will ever pay out is 80%.

In order to "qualify" for our plan, we have to hide our son's pre-existing condition which requires medication. We have learned the hard way that if we don't, OUR WHOLE FAMILY is disqualified from receiving insurance.

Because we hide our son's condition, we have to outsource his medication overseas. We pay completely out-of-pocket for this, which amounts to $4,000 a year.

So, Mr. Perry, get out your calculator, here we go: we pay $11,000 in total medical insurance expenses - BEFORE ANY OF US EVEN HAS A SNIFFLE. We then have to shell out $16,000 before our insurance even kicks in. If we get really sick or have an accident, we will have to pay $27,000 BEFORE INSURANCE PAYS A DIME.

All this, and we risk policy rescission by doing what we can to cover our son with some sort of catastrophic policy.

STOP POSTING about health care until you've walked a mile with those who suffer from the UGLY end of our free market health care system. Only then will your posts make any sense.

Fixing Obamacare with Retail Healthcare

Oh, my gosh. Mr. Perry, do you NOT know that individuals CANNOT purchase health insurance when they are sick? Have you NOT heard of the underwriting process? Have you not heard of insurance companies excluding anyone with pre-existing conditions?

Have you ever TRIED to obtain a personal health insurance policy with a pre-existing condition? I suggest you try, then you will see the idiocy of this article.

Quiet News Week Ahead. Will that Mean Rally, Consolidation or Pullback?

Can you please post a source for this "rumor"?


On Nov 09 08:45 AM chris coonan wrote:

> It won't be quiet if the rumor is true, and Walmart is in a takeover
> bid for Target Stores....

United Technologies: Attractive Dividend and Peer Outperformance

This looks to be an attractive and quality investment, but it might be a stretch to say the dividend is "attractive" at only 2.37%.

The Reluctant Bull: My Portfolio

I share your viewpoint on debt holdings, emerging markets the way to go. I also hold GIM and TEI, and have added CH, AWF and ESD. Also overweight oil/gas. Bought EVEP near the bottom, and it has been the single best performer in my portfolio.

More Weakness, More Volatility

Hmmm....here we are, Nov. 5th. and we closed again above Dow 10,000. Looks like my negative 5 comment wasn't so off the mark.

On Oct 31 09:49 AM YoYoMama wrote:

> Actually, the volume on this sell-off was pathetically low, a sign
> that this rally still has legs. Sorry, your shorts will have to
> wait a little longer.

Ten (Out of 290) Stocks that Pay Monthly Dividends

They are as safe as any other stock out there. In fact, PWE has a nice channel up formation, and ENT is also now on a nice upswing.

You must have taken your position on a resistance level, and sold on support.

Learning to read charts and understand how the moving average, volume, support/resistance levels and chart formation affects your position is critical to getting the entry point right.

It's also good to decide, what kind of investor do I want to be?

Some investors are strict dividend investors. They pick good companies, stick with them until given significant bad news, and simply reinvest the dividends, regardless of whether or not a stock tanks. They are not particularly concerned with chart movement of their holdings.

Others, like myself, combine technical trading with fundamentals. We invest in good stocks and companies, but pay close attention to the technicals. We attempt to make good entry points, and keep a close eye on the charts. As long as the technicals remain intact, we hold on, reap and re-invest the dividends. If there is bad news, dividend cuts, or simply an ugly chart forming, we take our profits or shed losses and move on.

Others are concerned only with capital appreciation, and they tend to either be like Warren Buffett, with extremely long time horizons, or technical traders, who buy/sell frequently and look at stocks more to make profit than to invest in.

Your brokerage account will have tools that will assist you in making good buy/sell decisions. Finviz.com is also a great website with simple, easy to read charts on all major stocks on the U.S. exchanges.


On Nov 04 08:01 PM HBOCKMON wrote:

> These appear to be a good way to go, but how safe are they. I bought
> ENT and PWE and they dropped fast before I could get out.
>
> I enjoy your website.

Universal Insurance: Filling a Need in Florida

I bought UVE at about the $4.00, and have been extremely pleased with the performance. The dividend was recently declared, there was a substantial increase, and now the yield is over 13%. It's WAY overbought right now, and probably will stay that way until the ex-date of November 12th. After that, it will likely decline to a buyable range.

Capstead Mortgage to Benefit from the Fed's Interest Rate Decision

CMO, and every other mortgage REIT, have very bearish charts right now. I would avoid until some of these can move above their 50-day moving averages. Wouldn't want anyone to catch a falling knife.

Ten (Out of 290) Stocks that Pay Monthly Dividends

Yes, love those monthly dividend payers, especially tax-free payers, which are the ideal choice for a standard brokerage dividend portfolio.

I very much appreciate your list of 10, there are some choices I had not considered, and plan on looking into your list of 290.

Excellent post!

Resource Capital's Dividend Dilemma

This isn't a great time anyway to be looking at REITs anyway. Better sectors to look into right now for high dividends are energy and emerging markets debt. Much more pain to come in commercial and residential real estate. I'm avoiding for now.

The Best Trades Could Be the Ones Not Entered

Good article at a critical juncture in the market. Depending on how next week goes, this is either another great time to buy, or time to sell your losers and take some profits.

More Weakness, More Volatility

Actually, the volume on this sell-off was pathetically low, a sign that this rally still has legs. Sorry, your shorts will have to wait a little longer.


On Oct 31 07:47 AM Dave Wrixon wrote:

> Two days to Meltdown Monday.

10 Stocks Ramping Up Their Dividends

I'm glad to see NRGY on your list. This is one of my core IRA holdings. Their history is that they have raised their dividend with each and every announcement. I have very few "I'll hold 'til I die" stocks in my portfolio, and this is one of them.

Dividend Buys: 3 Stocks to Watch

Yep, lots of great dividend buys right at support now. I believe we will see another trend up, the volume was pathetically low Friday. Good buying opportunities abound.