axelrod608

Wall Street Breakfast: Must-Know News

>> ..."big drugmakers announced deals that give them rights to new flu vaccines, increasing their exposure to one of pharma's brightest, but riskiest, segments " >>

How can you call vaccines risky when Congress has already preemptively bailed the drugmakers out ? Big pharma no longer has ANY risk other than losing money if they don't sell. Under current law, any person killed, crippled or made sick by a vaccine can only sue for damages in "vaccine court" and if they win, the TAXPAYERS pay the damages.

Worse, because of shortages this year, vaccine peddlers are "extending" (diluting) vaccines to make them go farther. The adjuvitants used to dilute the vaccines are NOT tested for use in humans. Some of them are known carcinogens.

See Dr. Joseph Mercola's article for complete info at mercola.com.

Add to that the fact that two states have made vaccinations MANDATORY. If you refuse, they can force you into quarantine until the threat is over.

The land of the free and home of the brave is crumbling under massive government overregulation that favors big business over individual rights.

Not All Dividend Stocks Are Overvalued

I can see this is about as productive as the "health care debate". So tell me why, all you naysayers, every textbook on family finance has a section on annuities ? Why did Ben Bernanke put the majority of his net worth into annuities ? Is he a financial dummy ?

People who don't know the depth and breadth of the annuity choices out there would be better served educating themselves rather than dismissing an integral part of the investing market.

Or, perhaps the bad rap on annuities is the stockbrokers' way of discouraging business away from themselves.

There are good and bad stocks, good and bad annuities. To say all stocks or all annuities are bad is just wrong.

No mas.

Not All Dividend Stocks Are Overvalued

jarco - as I said, >>"Yes, there are many kinds of annuities, most of which are risky and written by non-reserve companies. Yes, you have to know what you're buying." >>

Your url to the lawyer that's suing Allianz about DEFERRED annuities has nothing to do with what I said.

Anybody that puts 100% of their life savings into ANY investment based solely on the word of a sales rep is an idiot. We all know that.

As for Allianz' ability to make enough money to pay decent returns, check it out. Allianz makes Warren Buffet look like a small business in comparison. Buffet gets sweet deals because of the size of his assets. Allianz gets sweeter deals.

I just don't understand why there is so much attention devoted solely to the stock market when there are MANY other legitimate ways to invest. TRUE diversification involves investing in many sectors, many different vehicles and products. If you have 100% of your money in stocks, and the bonds of the same companies, no matter how many different ones you have, you are NOT diversified.

Finally, there are MANY kinds of annuities. Most are tailored to one type of investor or another. They grow, pay and save in many different ways. NONE of them are perfect for all situations. And an ignorant annuity buyer is no less at risk than an ignorant stock buyer.

Let's be careful out there.

Not All Dividend Stocks Are Overvalued

You can get "returns" like this from a CD without the risk of share price dropping.

Unless you're buying them in a tax advantaged account like a Roth IRA, the dividends are taxable. These sub-4% returns are less than inflation and taxes. Plus they have risk.

Last week I put a small chunk into a fixed Allianz annuity with a 10% bonus, guaranteed 7.5% annual interest PLUS it has an opportunity for market gains, should there be any. The interest accumulates tax free. It is GUARANTEED to at least double in less than 10 years. And it is written by a RESERVE insurance company. Not one person has ever lost a penny with a reserve product. No risk. It is semi-liquid, you lose the bonus and pay a penalty to close it. If I die, it goes tax free to my kids.

I don't have enough money to buy risky low-return dividends that don't keep up with inflation and taxes. So I don;t "get" these piddling dividend stocks.

Yes, there are many kinds of annuities, most of which are risky and written by non-reserve companies. Yes, you have to know what you're buying. But in this market and what I see on the horizon, I see no future for sub-4% dividends to keep up with inflation and taxes.

I have no interest in Allianz.

4 Dividend Stocks to Hedge Against Social Security Failure

I've said it before and it bears repeating - Eisenhower started building the Interstate system with money the USA didn't have, and EVERY Congress and administration since then has spent more than it has taken in.

This nation is treasonously run by two ruling parties with no sense whatsoever of the concept of fiscal responsibility. The Republicrats have done more to damage and weaken this nation than all the Communists, Socialists, terrorists, Jihadists and other - ists in history. And Americans are so ignorant of this fact that election after election, they keep voting for the miscreants that created the mess.

If you go into a voting booth and vote for a Republicrat, YOU are the problem.

PS Why are there zero articles on SA on other financial vehicles. You can currently get a fixed annuity with a 10% bonus, guaranteed 7.5% interest (accumulates tax free) from a reserve insurance company (noone has ever lost a penny with a reserve insurance company).

2 or 3% div's don't even keep up with inflation and taxes. And if you examine the div "growth" are they "growing" at a rate greater than inflation ? Not likely.

Dividend Aristocrats Strike Back

Here's a true dividend aristocrat - Harvest Energy (HTE) . Today it's selling under $5 and the monthly dividend is $C .30 Do the math. Even after adjusting for currency exchange and withholding tax, the yield is over 50%.

Moreover, it has better upside than SHW or KO. It was selling fo $20 - 25, so when oil prices go back up you have a 2X, 3X, maybe as much as 5X cap gain possibility.

Only if gas and oil go to zero do you lose.

Dividend Aristocrats Strike Back

Dividend "yields" less than inflation and which are also taxable just don't sound like a good deal to me, especially when you add the stock price risk.

I've been collecting 10% - 30% yields on Canadian Royalty Trusts and American MLP's for years. Now they're beaten down, but at least after adjusting for inflation, currency exchange and taxes there's a profit.