Own with my wife a computer network support company for 30 years, 65 next year, plan to work to 70. Bought first stock in 1966, started more serious investing in 1980's. Follow Bob Brinker long term timer, sold ALL equities Jan 2000, bought back May 2003, QQQ and Baron Growth. Since then, business demands took away investing time, until a couple years ago and now building a DGI portfolio. Converted all traditional IRA's and gains to Roths when company was losing $$, we are Sub-S. Allocation 50% fixed income (low duration now), 50% equities, bought $$ I Bonds in 2001-2 at 3.0% base +cpi, loving these. Building core div blue chips, then some REITS, MLPs and BDCs to boost income. Also own commercial property for income.