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Speed with Which Financials Have Fallen Is Disconcerting

Wanna put a leveraged buyout for Lehman? Solicit some banks! Or ask the Fed directly, they lend to individuals as well.

"Congress has mandated that only people who can afford a house can buy one."

Not quite right. The Congress has mandated that only people with cash inflows should buy homes. No one has necessiated equity state that will make the borrower interested in repaying.