Learning how to take control and grow my savings became necessary around October 10, 2008. Seeking Alpha has been a dependable source. I am glad to be living in retirement during this time of computers and the internet. //Teaching reading and writing in the same small town from 1963 until 2001 exposed me to a total of about 3,000 children in kindergarten through grade 8. I was there long enough to meet some third graders who had grown to the point where they were consulting with me as parents. I live with detailed knowledge of the fact that each person is doing the best s/he can do, with what s/he has, in the situation where they find themselves. //Facets of what caused our astounding growth are shaping our future as we watch the people of China absorb and apply knowledge. Our children are less able to focus mindfully as they respond to marketing exploitation and our language becomes filled with self-expression.