> They must be robbing banks or investing in very risky drivatives > to guarantee those kinds of returns. Think about it. All thats after > paying very high sales commissions, management fees, adminstrative > fees, and insurance premiums.
Not All Dividend Stocks Are Overvalued [View article]
They must be robbing banks or investing in very risky drivatives to guarantee those kinds of returns. Think about it. All thats after paying very high sales commissions, management fees, adminstrative fees, and insurance premiums.
On Sep 10 09:42 AM axelrod608 wrote:
> You can get "returns" like this from a CD without the risk of share > price dropping. > > Unless you're buying them in a tax advantaged account like a Roth > IRA, the dividends are taxable. These sub-4% returns are less than > inflation and taxes. Plus they have risk. > > Last week I put a small chunk into a fixed Allianz annuity with a > 10% bonus, guaranteed 7.5% annual interest PLUS it has an opportunity > for market gains, should there be any. The interest accumulates tax > free. It is GUARANTEED to at least double in less than 10 years. > And it is written by a RESERVE insurance company. Not one person > has ever lost a penny with a reserve product. No risk. It is semi-liquid, > you lose the bonus and pay a penalty to close it. If I die, it goes > tax free to my kids. > > I don't have enough money to buy risky low-return dividends that > don't keep up with inflation and taxes. So I don;t "get" these piddling > dividend stocks. > > Yes, there are many kinds of annuities, most of which are risky and > written by non-reserve companies. Yes, you have to know what you're > buying. But in this market and what I see on the horizon, I see no > future for sub-4% dividends to keep up with inflation and taxes. > > > I have no interest in Allianz.
4 Dividend Stocks to Hedge Against Social Security Failure [View article]
The author has it wrong. When Social Security goes broke, the retired will stip buying from three of the four companies he recommends. Think about it; two drug/med supply companies, an expensive brand name producer, and the cheapo depot. Only the latter will survive but they won't be selling the goods of the first three.
4 Dividend Stocks to Hedge Against Social Security Failure [View article]
What will you do when the Oil Sands cease operations? Their cost basis is prohibitive let alone the enviro liabilities. It'll go broke before Social Security
On Aug 25 10:40 AM savvy investor wrote:
> Why invest for 2 to 3 % income in these stockes you chose when you > can buy munis and get 4% plus and no taxes state or fed to boot??? > > You push your 4 stocks simply because you own them. For income I > buy Canadian oil sands stocks and oil/gas transmission stocks that > pay upwards of 10% income.
Not All Dividend Stocks Are Overvalued [View article]
www.anapolschwartz.com...
On Sep 10 10:16 AM jarco wrote:
> They must be robbing banks or investing in very risky drivatives
> to guarantee those kinds of returns. Think about it. All thats after
> paying very high sales commissions, management fees, adminstrative
> fees, and insurance premiums.
Not All Dividend Stocks Are Overvalued [View article]
On Sep 10 09:42 AM axelrod608 wrote:
> You can get "returns" like this from a CD without the risk of share
> price dropping.
>
> Unless you're buying them in a tax advantaged account like a Roth
> IRA, the dividends are taxable. These sub-4% returns are less than
> inflation and taxes. Plus they have risk.
>
> Last week I put a small chunk into a fixed Allianz annuity with a
> 10% bonus, guaranteed 7.5% annual interest PLUS it has an opportunity
> for market gains, should there be any. The interest accumulates tax
> free. It is GUARANTEED to at least double in less than 10 years.
> And it is written by a RESERVE insurance company. Not one person
> has ever lost a penny with a reserve product. No risk. It is semi-liquid,
> you lose the bonus and pay a penalty to close it. If I die, it goes
> tax free to my kids.
>
> I don't have enough money to buy risky low-return dividends that
> don't keep up with inflation and taxes. So I don;t "get" these piddling
> dividend stocks.
>
> Yes, there are many kinds of annuities, most of which are risky and
> written by non-reserve companies. Yes, you have to know what you're
> buying. But in this market and what I see on the horizon, I see no
> future for sub-4% dividends to keep up with inflation and taxes.
>
>
> I have no interest in Allianz.
4 Dividend Stocks to Hedge Against Social Security Failure [View article]
4 Dividend Stocks to Hedge Against Social Security Failure [View article]
On Aug 25 10:40 AM savvy investor wrote:
> Why invest for 2 to 3 % income in these stockes you chose when you
> can buy munis and get 4% plus and no taxes state or fed to boot???
>
> You push your 4 stocks simply because you own them. For income I
> buy Canadian oil sands stocks and oil/gas transmission stocks that
> pay upwards of 10% income.