Retired (70+ and not counting) mathematician and computer scientist who is now in the distribution phase. I began investing real money in late 2014 building my portfolio as the market allowed.. My goal is a portfolio Yield of =>3,5% with a Total Return of =>6%. My updated portfolio is on my Instablog
David Sims is the managing member of RidgeHaven Capital LLC. We prefer distressed equities and value investing. The firm was established to manage wealth with an eye on fundamental value, but also an understanding of technical trends and market behavior.
David is a Certified Public Accountant and previously worked as an auditor at a Big 4 accounting firm, SEC Reporting Analyst and financial systems administrator at a small private company.
Find the Sims On Finance Investing Podcast on iTunes, Tune In Radio, and Player FM radio.
Focused on upcoming retirement (4-8 years from now). Seeking a portfolio balance of stable dividend growth stocks and capital growth potential stocks.
Background: Business Insurance Underwriter (Property and Liability) and University Risk Manager.
Biotech & Health Care: JNJ, CAH, MDT, STK.
Consumer Staples: MO, CVS, KHC.
Consumer Disc: DPZ, FIZZ, MNST, STZ, SBUX,
Tech: AMD, GOOGL, AMZN, FB, MSFT.
Industrial Cyclical: LMT, RTN, BA.
Individual investor who retired in 2000 at age 56. Married with no kids. Actively investing since 1982 (except for participating in employee stock purchase plan prior to that). Now having to take RMD’s despite not really wanting to.
Until I found SA some time ago, I had no idea that quite a few of my positions met many of the general DGI requirements - IBM, XOM, WMT, O, CNP, BHP, WPC, & T, to name a few. Others (more than I would like to admit to) need weeding out. My thanks to the terrific folks on this site for opening my eyes to the world of DGI.
Retired HR administrator.
Financially and politically Conservative
Thoroughly disgusted with the current chaotic economic climate, as well as the overwhelmingly self-serving and irresponsible tax-and-spend whackaloons of every political stripe with whom we are presently afflicted.
Longterm buy-and-hold DRIP stock investor.
I'm retired, and so is my spouse. I spent my career in computers & software; she, in health care and pharma. We were pretty much in mutual funds in our IRAs/401-K, and got hosed in the great recession sell-off.
Started buying dividend stocks, and got hosed again by DOW, Phizer, BOA, GE dividend cuts and the great BP debacle. Also learned about "high dividend foreign stocks" with German nuclear utilities, French telecom, and Veolia.
Got a little smarter (maybe) with MLPs, REITs, bonds I would hold to maturity if they didn't get called. Still holding Joel Tillinghast and Will Danoff funds, which I harvest when they are up 20%. Bought a bit of Doubleline and Pimco which are throwing off monthly income.
The funds are the only assets that represent more than 2% of our holding.
Ham n Egger level investor that is paddling along slowly trying to manage my portfolio. Closer to retirement than not, but haven't punched out yet. Somewhat Income/Divvie oriented. I appreciate the gang tackle approach here with everybody trying to wrangle a buck out of the market.
Late 30's investor trying to adopt the dividend growth strategy. I have made some poor decisions in the past like not staying completely invested. I am currently almost all cash and would like to slowly invest my way back into the market.
I am tracking my progress of my real portfolio at our blog http://findependence2030.blogspot.com/
Stocks: T CVX XOM BAX GILD AMGN NVO UNH BCE KMI RDSB SO HCP BNS TROW MA TRV PX BBL QCOM MSFT AAPL GOOGL JNJ GIS ADM PEP KO HSY MO PM DIS SBUX UNP UTX.
ETFs : XLE AMLP
Funds: VWELX VWINX VGENX VGTSX
Light trader interested in dividend growth stocks. I own every S&P dividend aristocrat, and then some. The aristocrats form the foundation. I have ownership of more companies that I have placed on that foundation. I have several general rules about stocks. Rule #1: Do not buy a stock to sell it. Rule 2: Do not sell a stock you bought. Rule 3: If I am unsure if I should sell a stock, see Rules 1 & 2. Rule 4: If I really am going to sell a stock (fundamentals change, dividend frozen or cut, etc.,), then just sell it and do not look back. Rule 5: no foreign tax withholding (I do not want the money back later, I want it re-investing now, There are plenty of US and British dividend companies) and Rule 6: drip. drip. drip.
Former Marine (25 years) and recently retired from a large defense contractor after 24 years as a R&D program manager. Recently have been reallocating my portfolio from a capital gains focus to dividend growth and income focus. I appreciate the great articles and commentary published by SA contributors.
I retired from being an Engineering Fellow for a major industrial conglomerate in 2007. I spent 32 years there and focused on technology strategy and new technology development. I was fortunate to have both a defined benefit pension, a good size 401k, and some taxable brokerage accounts. To keep my mind busy, I made a hobby of personal investment management. I have focused on asset allocation theory, valuation techniques, and technical analysis. As an income investor, my primary interests are choosing and holding individual dividend stocks, including MLPs. I select actively managed mutual funds for other asset classes. I recently began using exchange traded debt (baby bonds) and preferred stock to supplement a multi-sector bond fund.