GMen

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    • ON: Mon Jul 7th 13:13 PM
      Commented on:
      How Models Caused the Credit Crisis
      There's 2 sides to every story and the truth is probably somewhere in the middle. Seems as if the Center for responsible lending has an "Agenda". IMB's response to what they call a "Hit" piece below.

      Indymac Bank has updated its corporate blog, theimbreport.com, with its response to a shoddy (at best) hit piece issued yesterday by an organization calling itself the Center for Responsible Lending. This report is essentially a regurgitation of unfounded statements made in lawsuits against Indymac or by those participating in those lawsuits. Indymac was not contacted in advance of its publication or given the opportunity to review or comment upon it or the sources it cites. While this hatchet piece bills itself as an objective case study about just mortgage lender (Indymac), the reality is that this organization has released similar “reports” about many other lenders, including Wells Fargo and Freddie Mac.

      While every lender made mistakes (and you can see our 2007 Shareholder Letter for a listing of them), Indymac made over 1.7 million mortgage loans over the past 15 years and nearly 98% of those loans have been successful. Indymac feels that a truly responsible case study would present the facts about these matters, positive or negative, rather than just the unfounded and apparently unchallenged assertions of trial lawyers.
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