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FDIC's Insurance Deposit Fund: How's That for Under Capitalized?

The FDIC has for the last 20 years or so been also operating under the scenario that the BIG banks are to big to fail. Thus, they even have stopped assessing ins. premiums in prior years thinking that the 35-50 billion would always be sufficient. Now the big banks cannot be kept open as in previous years when the FED would just open the spicket to them. FIDICIA, passed in 1991, strictly forbids the FED from doing this. Bernanke and that bunch are not adhering to the rules in FIDICIA or the big banks would have already collapsed because of illiquidity. Thus, as the big banks collapse in the next few months the FDIC will be short of funds. By the way, FIDICA says that the remaining banks will be assessed for the failures' liabilities. maybe this time the tax payer may get a reprieve. That is, if anyone desires to enforce FIDICIA...