Frank P

XLF Volume Spikes 3.3 Standard Deviations Above Mean Yesterday

This type of logic is similar to how they came up with these mortgage pools. There's a lot of reasons why the volume might increase or change that make the statistics suspect. This XLF wasn't around during the last banking crisis so your data is made up of a slow period. This type of statistics can be helpful but you have to look at the reasons why banks were weak, which is because of real estate problems and over leverage. The crisis is over when these issues begin to resolve and that isn't happening. Wells Fargo changed their rules to put off problems which means they are going to get worse.