ev's Comments RSS Syndication from SeekingAlpha.com http://seekingalpha.comuser/231431/comments http://seekingalpha.com/article/97314-bernanke-paulson-need-to-create-a-mortgage-specialist-fund?source=feed#comment-264490 264490
As a baseline, controlling the spreads for credit worthy individuals would in a sense, limit those that have been responsible in their endeavors participation in the bailout of reckless/inept/unscrup... individuals, by affording them cash flows at a reasonable rate and not allow the institutions a means of inflating the spreads to profit inordinately on the backs those of us who have been responsible in our financial dealings.

We certainly have a historical spread that can be referenced to set the cap. This should also serve to make rates more competitive in favor of the consumer as those institutions that don't participate in the bailout will not be getting any new business unless they are competitive in the market.

In the face of a comprehensive bailout plan, realizing that I, like everyone else is on the hook, would appreciate knowing that the spreads are required to be reasonable and these institutions are committed to normalized spreads.

Without suggesting collusion on the part of these institutions, I can easily see where they will push the limits on the spreads as this draws out. Eventually responsible consumers and businesses will need to address cash flows. Without these measures, I can easily see institutions holding out longer than the masses to the point that what is currently an excessive spread over the 10 year Treasury note becomes the norm.

]]> Thu, 25 Sep 2008 06:48:24 -0400
As a baseline, controlling the spreads for credit worthy individuals would in a sense, limit those that have been responsible in their endeavors participation in the bailout of reckless/inept/unscrup... individuals, by affording them cash flows at a reasonable rate and not allow the institutions a means of inflating the spreads to profit inordinately on the backs those of us who have been responsible in our financial dealings.

We certainly have a historical spread that can be referenced to set the cap. This should also serve to make rates more competitive in favor of the consumer as those institutions that don't participate in the bailout will not be getting any new business unless they are competitive in the market.

In the face of a comprehensive bailout plan, realizing that I, like everyone else is on the hook, would appreciate knowing that the spreads are required to be reasonable and these institutions are committed to normalized spreads.

Without suggesting collusion on the part of these institutions, I can easily see where they will push the limits on the spreads as this draws out. Eventually responsible consumers and businesses will need to address cash flows. Without these measures, I can easily see institutions holding out longer than the masses to the point that what is currently an excessive spread over the 10 year Treasury note becomes the norm.

]]> http://seekingalpha.com/article/97037-remedial-finance-illiquidity-vs-insolvency?source=feed#comment-263203 263203 Wed, 24 Sep 2008 05:16:19 -0400 http://seekingalpha.com/article/96018-3-month-treasuries-will-now-get-you-4-on-10-000-per-year?source=feed#comment-257455 257455 Wed, 17 Sep 2008 19:26:38 -0400 http://seekingalpha.com/article/95449-monday-september-15-week-in-review?source=feed#comment-254686 254686
Had his insightful plan to create a true separation been successful, we may not be in the mess with our financial institutions that we are now. As it worked out, the situation was far too entrenched to turn around.
]]> Mon, 15 Sep 2008 06:54:19 -0400
Had his insightful plan to create a true separation been successful, we may not be in the mess with our financial institutions that we are now. As it worked out, the situation was far too entrenched to turn around.
]]> http://seekingalpha.com/article/90869-the-untold-story-of-the-auction-rate-securities?source=feed#comment-229947 229947
Would the institutions being required to buy back these preforming instruments back relax the pressure on the auctions to preform, helping to stabilize the market for ARS and be the beginning of an end to the current credit crunch in other markets as well?]]> Thu, 14 Aug 2008 05:18:06 -0400
Would the institutions being required to buy back these preforming instruments back relax the pressure on the auctions to preform, helping to stabilize the market for ARS and be the beginning of an end to the current credit crunch in other markets as well?]]> http://seekingalpha.com/article/86421-something-s-not-right-about-this-rally?source=feed#comment-212109 212109 Wed, 23 Jul 2008 05:51:26 -0400