High Quality, Dividend Growths Stocks with a minimum Yield of 3.00 %. Rather rarely Stocks with higher growth and low Dividend Yield.Time horizont: Longterm >20 years Current holdings: MO, PM, NSRGY, PG, UL, KO, BUD, DEO, GIS, JNJ, XOM, CVX, RDS.A, MCD, T, VZ, VOD, GSK, QCOM, SAP, O, NGG, SO, GE, SIEGY, MA, V, SBUX ***** I´m 45 years young and dividends are 60 % of my monthly disposable income. The other 40% is coming from propery rentals. I have no working income and no pension. It is only sometimes possible to reinvest my dividend because usually I need them for covering living costs. My financial situation is similar with retired people when they are very much dependend on the dividends for covering living costs. good luck to you all!