More than 50 years an active investor, during the last 30 years, I have been running the first online, interactive investment advisor service. I place emphasis on fundamental analysis and value, not only as shown on financial statements but as imputed from assets such as patents. I have three degrees from the University of Michigan, the last of which is a doctorate in Urban and Regional Planning and have worked in many countries throughout the world, including Indonesia, Turkey, and Tunisia. I am also familiar with the workings of federal, state and local government, and their impacts on investors. Besides publishing a weekly newsletter for investors, my views have appeared in publications such as BARRON'S and Science (weekly journal of the American Association for the Advancement of Science).