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I recall reading an excerpt in 2004 about "Liar loans", which went...
Jan 15 21:59 pm
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All Comments by Biobob »A Curious Call from Societe Generale [View article]
A first-time home loan applicant, filling out the paperwork for his mortgage application, asked the loan officer,
"I really want to get this house. What should I put down for my weekly paycheck?"
The loan officer asked,
"How big a loan do you want?...
I'm not sure how many things like that actually happened, but the fact people were writing about them, suggests a disease had infected the system a long time before 2008.