I'm a dividend growth investor in my mid 30s. I invested in poorly performing mutual funds in my 20s, but in the last couple of years have transitioned towards equities. Although the bulk of my stocks produce income, I also invest in stocks which are more oriented towards capital appreciation. Since I switched to a more entrepreneurial career, I'm hoping to live off my current dividends until I can get a reliable income stream going again. Think of me as a young retiree!
Focused on upcoming retirement (5-8 years from now). Seeking a portfolio balance of stable dividend growth stocks and capital growth potential stocks.
Health Care: JNJ, MDT, STK
Consumer Staples: MO, KHC, HRL
Consumer Disc: DPZ, MNST, STZ, KO
Tech: GOOGL, AMZN, FB, MSFT, CSCO, AMD
Industrial Cyclical: LMT, RTN, BA
Home Building: HD,
Financial: V, MC, FRC, SIVB
Retiring to Maine seemed like the American Dream back then:
Today I would picture myself sipping cold brewed Starbucks in LL Bean slippers in front of the Vermont Casting gas fireplace in the sunroom. Later a little snowshoeing in the woods before a lobster Mac and cheese lunch followed by a nap in the Lazy boy recliner.
“If you just sign the payroll deduction form we can get your retirement started all with the help of American Funds”, the broker/adviser said. He made it sound so easy.
Thirty years later reality sets in. The broker is on his sail boat and I'm wondering where my yacht is. Must be docked with the other customer's yachts.
Today, I’m trying to convert a very modest assortment of American Funds into a dividend paying portfolio that will beat my RMD and supplement SS.
Enter SA and the “new achievable” American Dream. With the help of some very knowledgeable SA authors and a bit of luck we will make it and SWAN too.
In the spirit of full disclosure, we have all the goodies described in the first paragraph plus our yacht is a 12 foot Carolina skiff. It still is nice to grab a quick NCL cruise to Bermuda or a longer one to the Caribbean using some of those delicious dividends.
Sasha, academic, social sciences, dividend (growth) focus, long only, at SA since 2013
Objective 2016: increase passive income by (1) continuous investments [approx. 1260$/month] and (2) dividend growth. If (1) seems impossible: Spend less! Live a frugal (but happy) life.
Objective 2015: increase passive income by (1) continuous investments [approx. 1200$/month] and (2) dividend growth. If (1) seems impossible: Spend less! Live a frugal (but happy) life.
Objectives for 2015 achieved. Portfolio yield y-o-y (14-15) approx. +16%, approx. +8% when excluding dividends from additional investments. Even when controlling for additional investments, overall portfolio value has increased slightly (but that's tertiary).
Long: AAIGF, AAPL, APTS, ARCC, BOSSY, BRG, CCLP, CCP, CORR, CPOKY, EIFZF, ETJ, ETY, IRT, LVS, LXP, MAIN, MPW, NRZ, OHI, SBUX, SNH, TCEHY, WPC, VER
Most recent purchases [latest on top] [see StackTalks]:
HCP (initiated again) CCP (initiated) VER (added) AAIGF (initiated) TCEHY (initiated) SCHD (added) EMR (added) OHI (added) WPC (added) MAIN (added) MPW (added) OHI (added) BRG (added) STOR (initiated) MAIN (added) EMR (added) EMR (initiated) LVS (initiated) AAPL (initiated) SNH (added) CORR (added) O (back again, took profits in January 2015) IRT (back again, took profits during recent sell-off in June 2015) STAG (added) WPC (first time + added) OHI (back again, took profits in January 2015 + added)
Most recent sales [latest on top] [see StackTalks]:
BRG (trimming to take some profits)
NRF/NRE (no promising development, loss)
HCP (dividend future blurry, profit)
O (great company, but overvalued, I'll be back, profit)
STOR (taking profits)
UHT (HCP provides better opprtunities now, profit) HASI (I take the profits, wait for correction, profit)
FSIC (air is getting thinner, still good company, profit) KMI (good company, but do not fight the market, profit) HCLP (good company, but do not fight the market, loss) BACHF (situation unclear, profit) HCP (situation unclear, profit) O (love it, but overvalued, I'll be back, profit) OHI (love it, but overvalued, I'll be back, profit)
A 57 year old early retiree from the construction trades. The old body is a little worn out after 33 years but the mind seems to be ok. Now I have the time to take a more active role in our future. I have been through various investment styles throughout the years with limited success. DGI seems to suit my personality best. It is the something I can stick with when times get rough. SA articles and contributors are the greatest source of help for me. Steve
Independent retail investor. Interested mainly in acquiring solid DGI stocks for the long term, employing a smaller portion of funds to higher risk/yield securities. Occasionally employ options to enhance returns or manage risk.
Born and raised in a small mid-western town. Taught the value of saving and investing though funds were initially limited. Consolidated & converted index portfolios to DGI over the last couple of years. Income is ~50% of required balance to achieve FI, with less than a decade to early retirement. Hope to continue to learn and deploy ideas learned from SA authors.
High Quality, Dividend Growths Stocks with a minimum Yield of 3.00 %.
Rather rarely Stocks with higher growth and low Dividend Yield.
Time horizont: Longterm >20 years
Current holdings: MO, PM, NSRGY, PG, UL, KO, BUD, DEO, GIS, JNJ, XOM, CVX, RDS.A, MCD, T, VZ, VOD, GSK, QCOM, SAP, O, NGG, SO, GE, SIEGY, MA, V, SBUX *****
I´m 45 years young and dividends are 60 % of my monthly disposable income. The other 40% is coming from propery rentals. I have no working income and no pension. It is only sometimes possible to reinvest my dividend because usually I need them for covering living costs.
My financial situation is similar with retired people when they are very much dependend on the dividends for covering living costs.
good luck to you all!
I am a Civil Engineer, who is married with three kids under the age of 5. In early 2013 I took a more active role in managing my IRA for retirement and decided to publicly share my experiences in building the portfolio. My hope is to provide a positive example for other young do-it-yourself investors as they save for retirement on a limited budget.
My interest in investing mostly began in 2005 when I started up an investment club with a few friends from college and has accelerated as I've been reading and learning along the way. Since then, investing and the stock market has become a passion and favorite hobby and I've enjoyed writing about stocks and sharing ideas I have here on Seeking Alpha.
My investing goals are to build a nest egg for retirement and fund college education accounts for my kids. I invest mainly in dividend paying stocks that have shown a history of consistent growth in earnings and dividend payouts.
Professionally, I have done a bit of everything in my long life, from playing rock and roll, to developing software, and running a successful entrepreneurial business. But I am best known as a writer of bestselling books about business and health. I write under a pseudonym here on Seeking Alpha because that way I know readers will evaluate my work strictly on the basis of what I actually said rather than who I am.
I am a busy surgeon with a particular interest in personal finance and investing. My father, a retired financial advisor, taught me discipline and the power of dividends and compound interest. I do not feel it is necessary to employ expensive, self-motivated brokers or managers to invest one's money.
Director at a Fortune 25 company until a major downsizing. With decent financial skills and the gift of time, I retired early (early 50's), took a break from corporate life, stopped paying for "expert" investment advice (and fees unrelated to performance), and educated myself to self-direct our retirement portfolio. The goal: to live off (reliable and growing) portfolio income and spouse's Social Security. I'm not yet eligible for SS, and we have no pensions. But we contributed faithfully to 401(k) plans, now in rollover IRA's, and contributed after-tax funds to a brokerage account. As of October 2016: 86% equities (>90% investment grade), 3% bonds, 11% cash. Style is primarily Dividend Growth Investing (with a balanced mix of yields and dividend growth rates), but open to complementary approaches that meet goals and provide sleep-well-at-night peace of mind. The intent is to live off the portfolio income (and one social security) and not be forced to sell our underlying investments.Have exceeded that goal each of the past 4 years, and am reinvesting the excess to accelerate compounding. Portfolio-level equity metrics: investment income that exceeds 2/3 of inflation-adjusted annual expenses; blended yield >= 4.0%, 3 year dividend growth rate > 6.5% and portfolio-level beta < .75.