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    property / Villas in Bangalore is a risk-free asset class and delivers high returns in the long term.

    Investing in property/ villa site has been a long-term option for many with the liquidity to service the debt. Property has delivered multi-bagger returns in terms of capital gains to investors. The returns in the long term are even more attractive when you take into account the rental returns and savings on income tax that come with availing a home loan.

    Anugraha builders and developers are one of the best construction companies and builders in Bangalore. We completed many projects in Bangalore properties like green acres, green ville, sai anuraga enclave and other independent house in bangalore. One can find luxury villas for sale in Bangalore with us. They acquire one of the best in class properties in Bangalore. For details contact 9611197474, 9980131316 or please visit our website

    Property/ Villas for sale has been a risk-free asset class and serves both high net worth individuals and the middle income segment equally well. Many buy a 'small site' at a suburban location to be sold at a later date to finance either education or marriage expenses of children. It is also an efficient avenue to build a retirement corpus. As an inheritance, it pushes the next generation up the economic ladder and helps them with a handsome corpus either to start a venture or buy a property of their own.

    In case of Villas, you need proper planning is very important to ensure that the timelines are met and the construction is strong and durable. With the rapid development taking place in the industry, there is often a multiplicity of factors to be considered and decision making can be complex. For that it is better to rely on one of the best builders in Bangalore/ developers in Bangalore

    Anugraha builders& developers, are one of the Top Builders and developers in Bangalore and has vast experience and expertise in the area of architecture and design. They have constructed many Luxury and Premium villas in Bangalore. Some of their villas for sale in Bangalore are green acres, green ville, sai anugraha enclave etc. which also consists of some independent house. For details pls visit

    While the merits of property as an asset class cannot be disputed, it does take some carefully planning too, in order to ensure the property investment delivers optimum returns. Some of the key questions that demand a correct answer are 'when is it the best time to invest in property through the earning years', 'is a flat better or an independent house' and of course, 'is it better to buy bigger property at a distance from the city or a smaller one in the city center'.

    As in any other case, a bit of foresight makes a property investment work best for you. Unlike as in the case of conventional equity or debt investments, it is easy to exit from a property investment and reinvest in another property.

    Here are some factors to consider while investing in property:

    Is it time to invest?

    Luxury Villas are a long-term buy. It is also one of the most expensive investments many make through a lifetime. It is therefore essential to plan a villa property purchase only when you are sure of being able to service the debt over its tenure.

    One can find luxury villas for sale in Bangalore with Anugraha Builders. Project GreenVille : One of the premium luxury villas in bangalore. Anugraha Green Villas, is a well designed housing enclave with 204 superbly Designed exertive villas in the township called Green Villas. Each valley is thoroughly planned for a feel of elegance. For details contact 9611197474, 9980131316 or please visit our website

    At the same time, the earlier is your working years you invest, the sooner you will complete the repayment of the home loan. This leaves you with the time to plan other investments for your retirement corpus. It also gives you the lee-way to raise funds for other expenses such as children's education and marriage, apart from regular household expenses.

    It is therefore advisable to make property your first major investment and then plan other investments such as insurance and pension fund around it. A property is the best and most dependable pension fund you can build for yourself, especially when you can acquire it early in life.

    Choosing the property

    If you already have your own house and plan to purchase property purely as an investment option, the choice is easier to make. However, if it is meant to be one for you're to reside in, the dynamics are different.

    In the case of an investment, consider the resale value over a long term. The key to making a good investment is choosing a property in an emerging locality with long term promise. Even though the property may not have much potential in terms of rental returns in the near term, the capital gains will make it a good buy. Such properties in variably will be in localities that are not developed commercially at the moment.

    Got through the development plans drawn up by civic agencies and find out how the property stands vis-à-vis commercial belts such as IT parks etc. Residential localities in the vicinity of such commercial belts are catchment areas and are bound to appreciate in the long term.

    A villa site is a good investment with a long-term investment or living peacefully but does not yield rental returns in the interim period. It will take your attention constantly as you need to ensure there are no encroachments. Gated communities are good for those looking at site to build villas as an investment or their own living

    One can find luxury villas for sale in Bangalore with Anugraha Builders. "Our project Anugraha Enclave, luxury villas in Bangalore is adjacent to so- many landmarks which is located on the Main STRR (Satellite Town Ring Road). ANUGRAHA ENCLAVE is a blend of independent house and villas in bangalore which is designed with unique Amenities which supports your need. For details contact 9611197474, 9980131316 or please visit our website


    This is a key area as property / villa is always a high-value investment option. While arriving at the budget you can set aside, factor in the finance available too. If you can get yourself an option such as a 'step-up' loan where the EMIs are lower initially and then increase as the tenure progresses, you can look at a higher budget.

    The price of a property / villa is related to its attributes and location directly. The capital appreciation a property in a prime area offers over the long term is always high. So, it is worth stretching a bit to acquire a property in a good location.

    Remember, luxury villas in Bangalore are an asset that will ensure you are settled for a lifetime in comfort. Money spent on acquiring this asset is money well-spent.

    One can find Premium villas in Bangalore with Anugraha Builders. "Our project Anugraha Enclave, one of the premium villas in Bangalore a BMRDA approved layout and just 15mins drive from electronic city. Blissful natural Surroundings, beautiful landscaped parks, water bodies , ultra facilities and a chance to live life luxuriously without burning a hole in your wallet. For details contact 9611197474, 9980131316 or please visit our website

    Apr 24 2:53 PM | Link | Comment!
  • Home Loans Become Competitive

    With the soaring property prices aggravated further by the Union Budgets hike in services tax from 10.3% to 12.36%, homebuyers can now breathe easily. There is some consolation by way of reduction in home leading rates not only for the new borrowers but also for the existing borrowers. A few banks have reduced the home loan leading rates by 25 basis points to 75 basis points depending on the loan amount and repayment tenure.

    The move triggered by the country's largest bank, State Bank of India, has made other banks to follow suites. In fact SBI has decided to allow existing borrowers to reprise their loan at lower rates but the switchover will be subject to payment of a small fee at one percent of the outstanding loan amount. A significant development is that there no cap set on the loan tenure or the amount of the loan to reprise their loan to a lower rate nor is there any prescribed time limit set for the switchover to the new option.

    Following SBI, IDBI bank has reduced its floating home loan rates on new loans up to a maximum of 75 basis points. The reduction in lending rates depends on the loan amount and it is higher for larger loan amounts. Canara Bank has slashed home loan rates ranging from 25 basis points to 75 basis points depending on the repayment tenure. The saving will be 4,606 for an Rs 50 lakhs loan and Rs 6,910 on an Rs 75 lakhs loan with tenure of 25 years. Incidentally Canara Bank has also waived additional interest of 25 basis points charged earlier for acquiring a second home. The revised rates will be effective April 2.

    It is expected that more banks would follow the rate reduction in the coming weeks. While some of the banks may await RBI's annual policy statement on April 17, others may join the bandwagon to stop the exodus of existing customers to other institutions, according to industry sources.

    The Union Budget for 2011-12 has already provided sops that would give a boost to the home loan sector. The National Housing Banking has been allowed to raise Rs 5,000 crore through tax free bonds which provide refinancing to housing finance companies. The external commercial borrowings have been allowed for low-cost housing with result developer will be able to lower their interest costs now as there is a significant difference in the interest rates between India and other countries.

    Further the extension of 1% interest subvention scheme for home loans up to Rs 15 lakhs for affordable housing continues for another year which will benefit homebuyers in the unit price up to 25 lakhs.

    As regards leasing, the IT/ITES sector accounted for the majority of the leasing with the major companies in the sector leasing office space in Bangalore including Net App, Intercall, Caterpiller Inc, Cisco, IXIA, LIARD Technologies, Enterprise Nube, Carl Zeiss, Time Warner, InMobi, Indegene, SmileInteractive, Flipkart and Quintiles.

    Market Outlook

    With more land available, improved connectivity and proximity to IT corridors, the suburban and peripheral locations are witnessing the emergence of a number of residential projects especially premium villas in Bangalore, Luxury villas in Bangalore, Villas for sale Bangalore and independent house Bangalore at competitive prices by the builders in Bangalore / developers in Bangalore.

    The city is witnessing a number of infrastructure developments such as signal free access from Sarjapur ORR to the Airport, Mass Rapid Transit System- Metro which will enhance connectivity within the city and elevated expressway along the Bellary Road, again to the Airport in the Bangalore. This project would enhance connectivity from city center to the peripheral market which is expected to augment demand for office developments in the North and South- East locations of the city. Overall the city continues to retain its status as the lucrative office market both from the investors and corporate sector's perspective.

    Anugraha builders& developers,a Bangalore based construction company, has vast experience and expertise in the area of architecture and design, builders in Bangalore, villas in Bangalore and Properties in Bangalore. Some of their constructions are green acres, green ville, sai anuragraha enclave.

    Since 2008,anugraha builders & developers, are committed to design independent houses, develop properties in Bangalore, bangalore real estates, construct luxury villas, commercial, Residential projects and provide services to the Customer with an objective to exceed their expectations.

    Apr 24 2:51 PM | Link | Comment!
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