Global Warming Models: 'Out of Order'? [View article]
Here's a safe road: Since you probably live in a house or apartment that is not completely fire proof, you should pay for posting a 24/7/365 fire guard. My guess is that would cost you more than your annual income.
I also have a guaranteed way to eliminate 43,000 deaths from traffic accidents every year. Let's require governors on all vehicles so that they can't go faster than 5 MPH.
Look up cost-benefit in Wikipedia.
On Nov 29 04:22 PM b-diddy wrote:
> Instead of taking the safe road and reducing CO2 emission's and also > reducing use of finite carbon fuel resources let's do nothing at > all. Let's assume there is so much easy to find and cheap to produce > oil out there and that there are no consequences to using it all > up. Let's take a gamble that sea level will not rise so we never > have to decide between spending trillions to relocate most of the > US or trillions to build a walls along the coasts. Leave all these > potential problems to our kids and grandkids. We really don't love > them or care about the world or resources we may or may not leave > them, we just care about ourselves and right now. > > What is the rational argument for not making sacrifices to ensure > your children, grandchildren, and descendents will have a future? > Erring on the side of caution is the only responsible choice.
Global Warming Models: 'Out of Order'? [View article]
No one is talking about AN e-mail. There are thousands of emails. Kind of hard to manufacture thousands of email threads. And for what purpose? Also, there aren't a lot of denials from the authors.
On Nov 29 02:23 PM quick wrote:
> I don't know much about this e-mail, but isn't it a little suspicious > that the e-mail was "hacked"? If it was hacked, it was obtained illegally, > which also means that it could have altered to say anything that > the hacker wanted. > > Also it was posted on a Russian web site. If you've ever read anything > about all of the latest computer security threats and viruses, you'll > find that a bunch of them seem to originate from Russia. I'm not > saying that that e-mail was made up, or altered in anyway, but you > have to be a little suspicious.
The Rich Are Getting Richer and the Poor Are Getting Richer Too [View article]
I always get a chuckle out of the responses elicited by Dr. Perry's articles. How can anyone claim, with a straight face, that Americans were not more well off economically, across the board, in 2005 than they were in 1971. Or compare 1971 with 1937 (I'm using the 34 year period that Perry uses).
For that matter, compare any 25 yer period from 1776 to 2008 and in every case, in every quintile, Americans were better off. Twenty-five years from now? I have my doubts.
BTW, it doesn't bother me a bit that Bill Gates and Michael Dell have made billions. Economically, I (along with every economic cohort) am much better off today than I was 25 years ago. That's all that should count.
Healthcare Reform: Is It Worthwhile? Can We Afford It? [View article]
I can tell you that in my company we are seriously looking at outsourcing a large portion of our software development. This would result in us eliminating four full time programmers and possibly a QA person. Something like this bill passing would likely be the tipping point.
Preview of the U.S.'s Future: Debt Burdened Nation? [View article]
WW3 won't be fought with tanks and bullets. It will be nuclear. And anyone who thinks that is unthinkable isn't thinking. If/when the US runs out of oil because someone else controls the resources in the middle east and Venezuela, that's when the clamor to do something about it will be irrestible to the politicians.
Ironically, the clamor will be the loudest from the elites and the hoi polloi in the Northeast and the left coast -- the very people who have done the most to inhibit the development of our own resources. All it will take to push us over the edge toward war is a winter in Boston without heat.
Healthcare Reform: Is It Worthwhile? Can We Afford It? [View article]
In the words of Rahm Emanuel, never let a good crisis go to waste. If health care "reform" passes in anything like its current form, there will be a great opportunity to build health care complexes in places like the Bahamas and possibly even along the Mexican border, if security can be dealth with.
I'm waiting for an entrepreneur to come up with a plan.
Global Macro Trends in Eight Charts: The Next Crisis Will Be in Currency [View article]
It seems to me that once a country decides to "buck the buck" and buy gold instead (perhaps like Mauritius, mentioned above), it would be very difficult for them to then reverse course and sell the gold back for dollars. Or possibly for any currency.
Senator Dodd's Financial Reform Bill: Trying to Prop Up a Broken System [View article]
Dodd could care less whether the system is broken -- or how to fix it if it is. It's all about his re-election campaign and raising money from the financial industry.
Obamacare: Affordable Private Insurance Is Already Available [View article]
Oops -- jse17 pays $6K per year, not $3,500 per year. But that's for a $500 deductible. For some reason, people look at insurance for health care differently that insurance for other things.
If my house burns down, I am willing to take a fairly heavy risk in exchange for significantly lower premiums. But the premium difference between a $5K deductible on my house and a $15K deductible is negligible. On the other hand, the difference between a $500 deductible on the health insurance policy jse17 carries and the $3500 I carry works out to about $3,100 per year. That's huge.
Obviously, his coverage might be different from mine, but mine covers just about everything and there is NO DEDUCTIBLE for preventive care. In addition, I pay my deductible out of my HSA IRA, so the feds pick up about 28%.
I bet if jse17 switched to an HSA eligible policy (Health Savings Account) he would save a significant amount of money.
Obamacare: Affordable Private Insurance Is Already Available [View article]
Only two commenters indicated what they pay for health insurance: YoYoMama and jse17. YoYoMama pays $7K per year for a family of 5 - that's $1,400 per person per year with a $3,000 deductible per person and jse17 pays $3,500 per person per year with a $500 deductible per person.
I'm not sure these numbers are that out of line. I pay about $1,500 per year for homeowners insurance with a $5K deductible -- been doing that for 30 years and have never had a claim. I own a small company (28 employees) and our plan (which we pay) costs about $240 per month per person. It is an HSA plan with a $3K deductible, but individuals can pay the $3K, if it is incurred, out of their HSA IRA -- so the feds effectively pick up somewhere between 20% and 35% of the deductible.
If you think health care is expensive now, wait until the government runs it.
Another way to increase exports would be to eliminate taxes on production (i.e., income taxes and payroll taxes) and replace them with a consumption tax such as the FairTax.
If the embedded taxes on production are, say, 20%, then the price of the product, when exported, is immediately reduced by 20%!
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Latest | Highest ratedGlobal Warming Models: 'Out of Order'? [View article]
I also have a guaranteed way to eliminate 43,000 deaths from traffic accidents every year. Let's require governors on all vehicles so that they can't go faster than 5 MPH.
Look up cost-benefit in Wikipedia.
On Nov 29 04:22 PM b-diddy wrote:
> Instead of taking the safe road and reducing CO2 emission's and also
> reducing use of finite carbon fuel resources let's do nothing at
> all. Let's assume there is so much easy to find and cheap to produce
> oil out there and that there are no consequences to using it all
> up. Let's take a gamble that sea level will not rise so we never
> have to decide between spending trillions to relocate most of the
> US or trillions to build a walls along the coasts. Leave all these
> potential problems to our kids and grandkids. We really don't love
> them or care about the world or resources we may or may not leave
> them, we just care about ourselves and right now.
>
> What is the rational argument for not making sacrifices to ensure
> your children, grandchildren, and descendents will have a future?
> Erring on the side of caution is the only responsible choice.
Global Warming Models: 'Out of Order'? [View article]
On Nov 29 02:23 PM quick wrote:
> I don't know much about this e-mail, but isn't it a little suspicious
> that the e-mail was "hacked"? If it was hacked, it was obtained illegally,
> which also means that it could have altered to say anything that
> the hacker wanted.
>
> Also it was posted on a Russian web site. If you've ever read anything
> about all of the latest computer security threats and viruses, you'll
> find that a bunch of them seem to originate from Russia. I'm not
> saying that that e-mail was made up, or altered in anyway, but you
> have to be a little suspicious.
The Rich Are Getting Richer and the Poor Are Getting Richer Too [View article]
For that matter, compare any 25 yer period from 1776 to 2008 and in every case, in every quintile, Americans were better off. Twenty-five years from now? I have my doubts.
BTW, it doesn't bother me a bit that Bill Gates and Michael Dell have made billions. Economically, I (along with every economic cohort) am much better off today than I was 25 years ago. That's all that should count.
Healthcare Reform: Is It Worthwhile? Can We Afford It? [View article]
Preview of the U.S.'s Future: Debt Burdened Nation? [View article]
Ironically, the clamor will be the loudest from the elites and the hoi polloi in the Northeast and the left coast -- the very people who have done the most to inhibit the development of our own resources. All it will take to push us over the edge toward war is a winter in Boston without heat.
Healthcare Reform: Is It Worthwhile? Can We Afford It? [View article]
I'm waiting for an entrepreneur to come up with a plan.
Global Macro Trends in Eight Charts: The Next Crisis Will Be in Currency [View article]
Realistically, what would their options be?
A Guide to Gold, Silver and Platinum ETFs and ETNs [View article]
Senator Dodd's Financial Reform Bill: Trying to Prop Up a Broken System [View article]
Dodd Offers Regulation Bill [View article]
Obamacare: Affordable Private Insurance Is Already Available [View article]
If my house burns down, I am willing to take a fairly heavy risk in exchange for significantly lower premiums. But the premium difference between a $5K deductible on my house and a $15K deductible is negligible. On the other hand, the difference between a $500 deductible on the health insurance policy jse17 carries and the $3500 I carry works out to about $3,100 per year. That's huge.
Obviously, his coverage might be different from mine, but mine covers just about everything and there is NO DEDUCTIBLE for preventive care. In addition, I pay my deductible out of my HSA IRA, so the feds pick up about 28%.
I bet if jse17 switched to an HSA eligible policy (Health Savings Account) he would save a significant amount of money.
Obamacare: Affordable Private Insurance Is Already Available [View article]
I'm not sure these numbers are that out of line. I pay about $1,500 per year for homeowners insurance with a $5K deductible -- been doing that for 30 years and have never had a claim. I own a small company (28 employees) and our plan (which we pay) costs about $240 per month per person. It is an HSA plan with a $3K deductible, but individuals can pay the $3K, if it is incurred, out of their HSA IRA -- so the feds effectively pick up somewhere between 20% and 35% of the deductible.
If you think health care is expensive now, wait until the government runs it.
Cash for Clunkers: Here Comes the Hangover [View article]
Acacia Research Corporation in Singular Research Annual “Best of the Uncovereds” Conference Transcript [View article]
How to Boost U.S. Exports [View article]
If the embedded taxes on production are, say, 20%, then the price of the product, when exported, is immediately reduced by 20%!