greedcanbgood's Comments RSS Syndication from SeekingAlpha.com http://seekingalpha.comuser/243416/comments http://seekingalpha.com/article/178993-congress-made-the-bank-bailouts-work-for-taxpayers?source=feed#comment-815804 815804 Mon, 21 Dec 2009 11:24:47 -0500 http://seekingalpha.com/article/178206-banks-are-damned-if-they-lend-damned-if-they-don-t?source=feed#comment-810468 810468
online.wsj.com/article...]]> Thu, 17 Dec 2009 10:28:17 -0500
online.wsj.com/article...]]> http://seekingalpha.com/article/178206-banks-are-damned-if-they-lend-damned-if-they-don-t?source=feed#comment-806731 806731 CRA), though not soley responsible for this mess and derivatives and CDS DO have their place. If utilized cautiously to mitigate risk they can help keep credit costs (rates) down.

For 368275, Michael Clark and others who feel similarly - don't give me the "bad-banker" BS - I grow tired of it. If capitalisim gets you down, move to a different country.]]> Tue, 15 Dec 2009 11:56:08 -0500 CRA), though not soley responsible for this mess and derivatives and CDS DO have their place. If utilized cautiously to mitigate risk they can help keep credit costs (rates) down.

For 368275, Michael Clark and others who feel similarly - don't give me the "bad-banker" BS - I grow tired of it. If capitalisim gets you down, move to a different country.]]> http://seekingalpha.com/article/177519-giant-banks-are-trying-to-make-bailouts-permanent?source=feed#comment-799782 799782
As noted, most of the TBTF institutions have already repaid TARP not to mention a few TBTFs (i.e. USB and BB&T) that never found themselves in the trouble that others did and apparently have been run prudently.

If one accepts the notion of TBTF anyway, then one must be intellectually honest and be willing to apply it to ANY organization in ANY industry.

SteveTheHawk, while I don’t necessarily disagree with you about banks sticking “only to banking”, be prepared to pay higher rates on credit and receive lower rates on deposits if this were the case.]]> Thu, 10 Dec 2009 10:25:39 -0500
As noted, most of the TBTF institutions have already repaid TARP not to mention a few TBTFs (i.e. USB and BB&T) that never found themselves in the trouble that others did and apparently have been run prudently.

If one accepts the notion of TBTF anyway, then one must be intellectually honest and be willing to apply it to ANY organization in ANY industry.

SteveTheHawk, while I don’t necessarily disagree with you about banks sticking “only to banking”, be prepared to pay higher rates on credit and receive lower rates on deposits if this were the case.]]> http://seekingalpha.com/article/176549-bernanke-needs-to-go?source=feed#comment-794426 794426
It's a waiting game - at least that's the game they're playing. They're hoping that enough people can jump into the housing market while the "getting is good".

The problem is that it's not going to work.]]> Mon, 07 Dec 2009 12:14:58 -0500
It's a waiting game - at least that's the game they're playing. They're hoping that enough people can jump into the housing market while the "getting is good".

The problem is that it's not going to work.]]> http://seekingalpha.com/article/172245-the-too-big-to-fail-too-big-to-exist-act-of-2009?source=feed#comment-753009 753009 Mon, 09 Nov 2009 17:38:46 -0500 http://seekingalpha.com/article/172098-limiting-banker-pay-another-downside?source=feed#comment-752401 752401
What measure would you use for breaking up a bank that is “too big”? What is the threshold of "too big"? Also, would you also put size restrictions on other privately held corporations, requiring that they don’t grow beyond a certain point? WAY too much government here. There is VERY little that the government does well and I don’t trust them to set limits like this. Let’s face it, it wasn’t the allure of size that caused this problem, it was classic Minsky economics at work. You can limit their size but eventually they will find more creative ways to make money which eventually will lead to another bubble.

I'm with you on the rest of your ideas though. ;-)]]> Mon, 09 Nov 2009 10:50:44 -0500
What measure would you use for breaking up a bank that is “too big”? What is the threshold of "too big"? Also, would you also put size restrictions on other privately held corporations, requiring that they don’t grow beyond a certain point? WAY too much government here. There is VERY little that the government does well and I don’t trust them to set limits like this. Let’s face it, it wasn’t the allure of size that caused this problem, it was classic Minsky economics at work. You can limit their size but eventually they will find more creative ways to make money which eventually will lead to another bubble.

I'm with you on the rest of your ideas though. ;-)]]> http://seekingalpha.com/article/170862-is-too-big-to-fail-now-too-big-to-exist?source=feed#comment-744325 744325
I agree with an earlier poster, size is not the problem, excessive risk taking is. Measures to limit the amount or risk a bank takes on might be an appropriate solution but the bottom line is that the government is unwilling to go that route because it will return banks to the very conservative nature they had in decades past. Home buyers will HAVE to again come up with a 20% down-stroke. To qualify for a mortgage you will again have to meet the old standby 28/35 rule and people will again have to work hard to achieve home ownership. Not to mention what it will do to business and commercial lending…]]> Wed, 04 Nov 2009 10:52:25 -0500
I agree with an earlier poster, size is not the problem, excessive risk taking is. Measures to limit the amount or risk a bank takes on might be an appropriate solution but the bottom line is that the government is unwilling to go that route because it will return banks to the very conservative nature they had in decades past. Home buyers will HAVE to again come up with a 20% down-stroke. To qualify for a mortgage you will again have to meet the old standby 28/35 rule and people will again have to work hard to achieve home ownership. Not to mention what it will do to business and commercial lending…]]> http://seekingalpha.com/article/168781-government-not-allowing-finance-to-heal-itself?source=feed#comment-742511 742511 Tue, 03 Nov 2009 12:04:12 -0500 http://seekingalpha.com/article/170502-on-bank-failure-friday-nine-plus-cit?source=feed#comment-740241 740241 Mon, 02 Nov 2009 10:00:00 -0500 http://seekingalpha.com/article/170185-too-big-to-fail-is-too-hot-to-handle?source=feed#comment-737465 737465 Fri, 30 Oct 2009 16:01:49 -0400 http://seekingalpha.com/article/169468-with-u-s-economy-still-on-the-ropes-where-are-the-banks?source=feed#comment-734209 734209 Wed, 28 Oct 2009 13:19:30 -0400 http://seekingalpha.com/article/168773-will-the-fdic-be-able-to-withstand-400-bank-closures?source=feed#comment-730613 730613 Mon, 26 Oct 2009 10:31:34 -0400 http://seekingalpha.com/article/168781-government-not-allowing-finance-to-heal-itself?source=feed#comment-730609 730609
In addition, all you people who say, "Good, let the talent go!" don't realize that all of these banks have other business lines that are profitable and had NOTHING do do with the demise of thier organizations. If you loose them, you loose leadership in profitable parts of the bank and end up throwing out the baby with the bathwater.]]> Mon, 26 Oct 2009 10:30:24 -0400
In addition, all you people who say, "Good, let the talent go!" don't realize that all of these banks have other business lines that are profitable and had NOTHING do do with the demise of thier organizations. If you loose them, you loose leadership in profitable parts of the bank and end up throwing out the baby with the bathwater.]]> http://seekingalpha.com/article/167859-big-banks-the-consensus-is-cracking?source=feed#comment-723742 723742 Wed, 21 Oct 2009 12:55:17 -0400 http://seekingalpha.com/article/166197-diana-farrell-and-the-white-house-theory-of-bank-size?source=feed#comment-714976 714976
All you "too big" people out there, I wonder why you aren't writing to your congressional representatives to break up Microsoft also. You can't have it one way for one industry and anohter way for a different industry.

Let a free market reign and eventually, the poorly run will fail.]]> Wed, 14 Oct 2009 10:53:42 -0400
All you "too big" people out there, I wonder why you aren't writing to your congressional representatives to break up Microsoft also. You can't have it one way for one industry and anohter way for a different industry.

Let a free market reign and eventually, the poorly run will fail.]]> http://seekingalpha.com/article/165740-modified-plans-for-consumer-agency-are-still-doomed-to-fail?source=feed#comment-710492 710492
You said, "fewer eggs in more baskets", how about, "too many cooks in the kitchen"?]]> Fri, 09 Oct 2009 12:06:14 -0400
You said, "fewer eggs in more baskets", how about, "too many cooks in the kitchen"?]]> http://seekingalpha.com/article/164481-the-return-of-the-financial-dividends?source=feed#comment-699889 699889 Fri, 02 Oct 2009 10:26:56 -0400 http://seekingalpha.com/article/164332-paulson-was-willling-to-consider-anything-to-save-goldman?source=feed#comment-699880 699880 Fri, 02 Oct 2009 10:19:38 -0400 http://seekingalpha.com/article/164332-paulson-was-willling-to-consider-anything-to-save-goldman?source=feed#comment-698932 698932
Clearly, there are some exceptions. Narayana Kocherlakota from the U of MN was hired to hear the Minneapolis Fed. He's been a professor for much of his career. Nonetheless, these are exceptions.

I'm listening to any solutions you might have....]]> Thu, 01 Oct 2009 16:39:09 -0400
Clearly, there are some exceptions. Narayana Kocherlakota from the U of MN was hired to hear the Minneapolis Fed. He's been a professor for much of his career. Nonetheless, these are exceptions.

I'm listening to any solutions you might have....]]> http://seekingalpha.com/article/163364-easy-for-top-banks-to-make-money-with-low-cd-rates?source=feed#comment-692657 692657
You cite only mortgage rates and CD rates and your headline itself reads, "Easy for Top Banks to Make Money with Low CD Rates." What else is the reader supposed to infer about your comprehension as it applies to how banks fund assets and balance rate/volume on liabilities?]]> Sat, 26 Sep 2009 20:57:43 -0400
You cite only mortgage rates and CD rates and your headline itself reads, "Easy for Top Banks to Make Money with Low CD Rates." What else is the reader supposed to infer about your comprehension as it applies to how banks fund assets and balance rate/volume on liabilities?]]> http://seekingalpha.com/article/163364-easy-for-top-banks-to-make-money-with-low-cd-rates?source=feed#comment-690812 690812 Fri, 25 Sep 2009 11:01:36 -0400 http://seekingalpha.com/article/162359-the-hole-in-the-fdic?source=feed#comment-685042 685042 Mon, 21 Sep 2009 13:10:54 -0400 http://seekingalpha.com/article/161740-citigroup-makes-a-good-move-preparing-to-buy-out-uncle-sam?source=feed#comment-680590 680590 Thu, 17 Sep 2009 10:22:48 -0400 http://seekingalpha.com/article/161833-declaration-of-accounting-games?source=feed#comment-680586 680586 Thu, 17 Sep 2009 10:19:51 -0400 http://seekingalpha.com/article/161026-otiose-trustee-of-the-day-us-bancorp?source=feed#comment-672616 672616 Fri, 11 Sep 2009 15:27:37 -0400 http://seekingalpha.com/article/161026-otiose-trustee-of-the-day-us-bancorp?source=feed#comment-672227 672227 Fri, 11 Sep 2009 11:35:25 -0400 http://seekingalpha.com/article/160890-bank-lending-stays-on-the-sidelines?source=feed#comment-672204 672204 Fri, 11 Sep 2009 11:25:37 -0400 http://seekingalpha.com/article/159952-real-estate-delinquency-rates-accelerate-do-we-need-more-bailout-money?source=feed#comment-668470 668470 Wed, 09 Sep 2009 10:23:16 -0400 http://seekingalpha.com/article/159187-the-systemic-threat-posed-by-megabanks?source=feed#comment-655318 655318
"Too big to make so much"]]> Mon, 31 Aug 2009 16:54:43 -0400
"Too big to make so much"]]>