that was an ugly down spike in Oct. Other than a bad stop out, is there any other disadvantages to bond ETFs? I don't imagine you can easily stop out of a bond mutual fund, so just the nature of the fund smooths over any transients.
Capital One is currently offering a Savings Account at 3.55, vs. the 2.87 for SHV. And I don't think 3.55 is the best of breed either. However, ETFs are definitely more convenient. I checked Ameritrade, which offers bonds and bond ladders, and the rates are not competitive with the best listed on bankrate. But again, its convenient.
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