I am a French Canadian psychologist specialized in consumer behavior and work related issues. My field work is marketing communication. My interest for the broader worldwide economic picture started in april 2007, and was ignited by a few articles I read that were pointing towards major problems coming our way. I started collecting information from that date on, and was not at all surprised by the September 2008 Crash. I am trying to understand why a French Quebec neophyte like me was well aware about the Fanny Maye / Freddy Mac "tip of the iceberg". and the many bubbles about to explode, while all those pseudo specialists declared afterwards "this was the unpredictable / perfect storm": BULLSHIT or INCOMPETENCE as we would say in French. Economy is now based on artificial factors, instead of work and productivity, and USA is now in decline due to HUMAN GREED, and North America will deeply suffer as a consequence. Past history tells us this is a normal pattern for civilisation. Too bad for us! My biggest concern has been for many months now the inflation / hyperinflation I anticipate will hit North America. It cannot be otherwise based on the amount of printed money, the mind blowing debt the government has been building, and the hungry need for commodities Asia is, and will be, experiencing.