Leverage is a two edged sword. Adding ignorance and/or arrogance to it as our banking system has done usually doesn't help.
While it's great to collect high interest on 9 and pay low interest on 1, it really stinks when several depositors decide to remove that 1 and force you to find enough money to maintain even minimal reserves for the remaining 9. Doubly so when 2 of the 9 are losing money.
Fractional reserve banking is like a daring circus act juggling with lit sticks of dynamite. Even if you collect lots of ticket money for every show, eventually you'll wind up blowing your head off.
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Leverage is a two edged sword. Adding ignorance and/or arrogance to it as our banking system has done usually doesn't help.
Nov 14 14:39 pm
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All Comments by Smarty_Pants »Citi's Achilles Heel: Foreign Depositors [View article]
While it's great to collect high interest on 9 and pay low interest on 1, it really stinks when several depositors decide to remove that 1 and force you to find enough money to maintain even minimal reserves for the remaining 9. Doubly so when 2 of the 9 are losing money.
Fractional reserve banking is like a daring circus act juggling with lit sticks of dynamite. Even if you collect lots of ticket money for every show, eventually you'll wind up blowing your head off.