I have a graduate degree in economics and have been doing financial analysis, business cases, marketing for 25 years in the telcomm and government contracting industries. I've been actively investing in stocks for ~ 25 years..
I'm a computer engineer with a great interest in finance. I'm not a pro, I do it for my family. But I'll share what I know and try to be as helpful as I can. I own about 10% of my assets in precious metals. As for currencies, I keep about 75% CAD vs 25% USD of my assets. I have about 35% in mutual funds; global small cap, global fixed income and global real estate. These allocations are fully managed by me, but I re-balance twice a year or so. That mutual fund core is insuring sufficient diversification and low correlation to the following US and Canada single stocks.
About another 35% is a trusted core of single stocks, both Canada and US. These positions are generally overweight at about 3% of portfolio. Core positions have a few properties in my portfolio: low turn-over, very long term, low debt, often dividend growers with low payouts, good valuations, good growth, low beta. They are safe and feel safe, and I usually build those position over the years. I consider it core after 2 years of reliable service. A stock can gain my trust by presenting profits. Not much mega caps, mostly small to medium caps. Another property of my core: easy to understand businesses. They wash linen, they sell groceries, they make boxes, they produce wine. As I build confidence and understanding, I allow more exotic positions in core. They manage money, they rent retirement houses, they dig for metals, they patent software, etc.
At the other extreme, I keep a few lottery tickets as satellite positions for about 20% of portfolio total, 0.75% to 1.5% of portfolio each position. More risky or difficult to understand business, more volatile and some signs of stink. Could be reversal plays, could be momentum stocks, can display signs of breaking out. Usually, I rely a little more on technicals than fundamentals there. And I trade. I learn. I make mistakes. I churn. Survival of the fittest.
I always look for dips in my core positions, and I wait for clear signals to buy back (volume, a few moving avg). If I have cash, I use it. If I don't I look at core and I trim large gains. If no gains there, I look at satellites for gains. If no gains, I look at satellites for mistakes, stinkers, unreliable bets. With money, I buy dips in core positions or in-the-middle stocks. In middle stocks are first buys aiming core, or rising satellites gaining confidence and improving.
Here's my complete stock, ETF, mutual funds and precious metal portfolio as of mid-March 2016, with position size:
MUTUAL Global Equity Small Cap - Mawer (20%)
MUTUAL Global Fixed Income - PIMCO (17%)
PM Physical Silver and Gold coins (11%)
MUTUAL Global Real Estate - Pyramis (4.5%)
ADW.TO Andrew Peller Inc (3%)
SXP.TO Supremex (3%)
KBL.TO K-Bro Linen Inc (3%)
DIS Walt Disney Co (3%)
ATD.TO Alimentation Couche-Tard Inc (3%)
SIS.TO Savaria Corporation (3%)
RCH.TO Richelieu Hardware Ltd (3%)
MST.TO Milestone Apartments Real Estate Investment Trust (3%)
RC.TO RDM Corp (2.5%)
RPI.TO Richards Packaging (2.5%)
LAS.A.TO Lassonde Industries Inc (2.5%)
ITP.TO Intertape Polymer Group Inc (2.5%)
WPK.TO Winpak Ltd (2.5%)
SAP.TO Saputo Inc (2%)
MRU.TO Metro Inc (2%)
TCN.TO Tricon Capital Group Inc (2%)
PJP PowerShares Dynamic Pharmaceuticals Portfolio (2%)
UHAL Amerco (2%)
TIP iShares TIP Bonds (2%)
SRCL Stericycle (2%)
BAM.TO Brookfield Asset Management Inc (2%)
PSI.TO Pason Systems (2%)
TMA.TO Trimac Transportation (1.5%)
CCL.TO CCL Industries Inc (1.5%)
PHO.TO Photon Control Inc (1.5%)
SYZ.TO Sylogist Ltd (1.5%)
ADN.TO Acadian Timber Corp (1.5%)
ACLS Axcelis Technologies (1.5%)
ENF.TO Enbridge Income Fund (1%)
LGT.B.TO Logistec Corporation (1%)
AWK American WaterWorks (1%)
SYT Syngenta (1%)
UVE Universal Insurance Holdings, Inc (0.75%)
XPLT.TO XPEL Technologies (0.5%)
VCM.TO Vecima Networks (0.5%)
QST.TO Questor Technology (0.5%)
IWG.TO IWG Technologies (0.5%)
CASH -- CASH -- CASH -- CASH (0.25%)
jeff the genius jeff the genius
Jeff Life graduated in 1990 with a B.A. in Political Science from Florida Atlantic University in Boca Raton, Florida. While working in the International Business Center at the University of Miami as a research assistant for Dr. Robert Gross, Jeff performed research on many projects in Business and Economics and helped to edit various books that were published by the Center. Also, he managed to organize many seminars for foreign and domestic leaders of multinational corporations. Jeff became an expert in compiling, formulating and applying data in various economic models to come up with proven and developed theories in business practices and Economics.
Jeff served as consultant for a project joint venture between USAID and Price Waterhouse in privatization of small-scale businesses in the newly developing market economies in Russia and the Newly Independent States of the former Soviet Union, and graduated with a 3.875 grade point average earning him a Master’s Degree from University of Miami in International Studies with concentration in International Business & Economics.
With his keen eye for business, Jeff provided his services as a consultant in debt resolution management for various corporations such as, IBM, Colgate Palmolive and Levi Strauss, among others. His knowledge and experience afforded him a position of finance management working as a Finance Director for various auto franchises, negotiating loan terms with financial institutions and along the way accumulating 15 years of experience of working with lending companies and the banking industry.
Jeff became a fully licensed mortgage broker in the state of Florida in 2006, and worked with a branch of the Bank of Commerce as Director of Mortgage Operations, and later as Director of Loss Mitigation for a federal housing assistance program. He has been doing loan modifications since 2008.
In January of 2009 he founded Federal Home Mortgage Assistance in order to help the South Florida community deal with the financial and economic difficulties that have been brought on by the global financial crisis, bringing resolution and relief hundreds of families.
Electrical Construction Contractor , have a family of 4 people,love investments & the trading bussiness,always looking to do the research and running the numbers myself ,believe the education is the key and going with the gut is wrong.
Chris is the founder of a new Austin-based startup in the beta testing phase.
He is entrepreneur with significant experience researching and evaluating a broad spectrum of subjects, including: technology, investments and private equity opportunities.
Previously he served as Director of Marketing & Technology at Axion Capital Management / Axion Opportunity Fund. A top ranked boutique absolute return fund with a global perspective.