REITBull

Do Charge-off Rates Impact the UltraShort Real Estate ETF?

I'm not an accountant by any stretch of the imagination but maybe someone could help me out on this....What would be the effect of securitization on the graph above? In other words, if the majority of residential loans were securitized and the majority of commercial RE loans were held on the balance sheet, would commercial RE charge-offs appear to be disproportionately higher? The graph above may have taken this into account but maybe someone could clarify this for me.

S&P Lowers Insurers Ratings, What About Banks' $400B CMBS Losses?

I could be wrong on this, but I believe a large portion of that 5% delinquency rate is tied to residential construction/developme... loans. It's still bad news for the banks, but it may not be an effective indicator of future CRE loan performance. As you can tell I am taking the contrarian bet on CRE and I am long URE, but I do enjoy your articles.