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  • My Vision Of What The 'Perfect Retirement Portfolios For Dummies' Might Look Like [View article]
    I have a few BDCs and mReits in a taxable account. Keep debating if they should be there.
    Oct 12 12:06 PM | Likes Like |Link to Comment
  • My Vision Of What The 'Perfect Retirement Portfolios For Dummies' Might Look Like [View article]
    Thank you for the reply. In future articles from you and other authors, I would like to see more references when it comes to account types and what is appropriate for each. It's something that I find I wrestle with us. In many cases it's not possible to keep all retirement money in IRAs. Early retirees without earned income cannot contribute to an IRA. Mandatory distributions will not let us leave our retirement money in IRAs.
    Oct 12 09:43 AM | 3 Likes Like |Link to Comment
  • My Vision Of What The 'Perfect Retirement Portfolios For Dummies' Might Look Like [View article]
    Did you give any consideration as to what investments are appropriate for IRAs vs Taxable Investment accounts? Not sure what type of account you had in mind when you wrote this.
    Oct 12 09:16 AM | 1 Like Like |Link to Comment
  • Selling in BDCs doesn't let up [View news story]
    I have TCAP and PSEC but I find I continually question if it makes sense to hold these in a taxable account. The dividend also affects anyone with an Obamacare premium tax credit. Today just didn't seem to be the day to sell them.
    Oct 10 06:14 PM | 3 Likes Like |Link to Comment
  • I'd Like To Buy Harman International But The Auto Industry Is In A Tailspin Right Now [View article]
    Must admit I had forgotten about the consumer part. I usually think of Harman as a pro audio company selling gear to musicians. Not that I know a lot that are out there spending money. I have been real happy with my Soundcraft Mixer and JBL EON powered speakers.
    Oct 9 10:19 AM | Likes Like |Link to Comment
  • BCE: A High Income Plus Growth Stock [View article]
    I often see focus lists that recommend specific allocations for various sectors. For communications, utilities, and materials, I often see something around 4% for each of these sectors. However, I do not see any kind of explanation for these sector allocations. I tend to try and stay reasonable close to the recommendations, however I do wonder how the writers come up with these recommended sector allocations. Sometimes wonder for allocation percentages this low, are these sectors just a distraction. My consumer staple sector location is low. (Even lower since losing my Heinz stock.)
    Oct 4 09:03 AM | Likes Like |Link to Comment
  • I Am A Dividend Growth Investor. I Want Dividends, Growth, And Dividend Growth [View article]
    I have learned that you can not count on the appreciation being tax deferred even when you do not actively sell the stock yourself. With all of the sales of companies and mergers going on you never know when the company you have will divide itself or merge with another company. When this happens all or part of the existing company is technically sold off from a tax point of view and you are now faced with capital gains. I used to own Heinz stock! Don't really know of a good strategy other than keeping up with the news and not being extremely overweight with one holding.
    Sep 24 06:59 AM | Likes Like |Link to Comment
  • In The Next Correction, Will You Be A Winner Or A Loser? [View article]
    A market timer has to be right twice. When to jump out and when to jump in. It's a lot easier to pick a target allocation and just keep an eye on that balance. Are you expecting a correction or a major extended bear market?
    Sep 17 04:21 PM | 1 Like Like |Link to Comment
  • In The Next Correction, Will You Be A Winner Or A Loser? [View article]
    One thing I keep debating on myself is whether it's optimal to shoot for the same allocation balance in taxable and tax deferred accounts. For example if you wanted an overall balance of 50% stocks and 50% bonds, would you keep that same balance in both accounts. (or would you not worry about it as long as the total of the components in both accounts gave that 50/50 target?) It seems easy to move things around in a 401K, but I am finding there's lot's of complications in a taxable account. I would love to see a few opinions on this subject.
    Sep 17 03:17 PM | 1 Like Like |Link to Comment
  • Coach: Buying Opportunity In A Good Yielding Stock [View article]
    For what it's worth, I bought a coach handbag about 20 years ago, that I continue to use on a daily basis. I did buy it at an outlet store. I happen to have a spare unused one that I got from a special bank promotion. I don't think that I will ever have to buy another one. I think the classic bags built to last, were and still are a good value to the purchaser.
    Sep 10 06:34 AM | Likes Like |Link to Comment
  • Why I Will Start Social Security At Age 62 [View article]
    Any one that is buying health insurance through an exchange, would also have to watch out for the Obamacare cliff. Taking social security early might push some people over the cliff. I am wondering if a lot people are finding the cliff is influencing their investment decisions.
    Aug 26 10:18 AM | 6 Likes Like |Link to Comment
  • Why Mattel Is A Buy At $35 [View article]
    When I hear of toy companies trying to develop and market electronic devices I think of Coleco and the Adam computer.
    Jul 31 08:15 AM | 1 Like Like |Link to Comment
  • 10 Stocks To Buy Now: Be Cautious - But Don't Panic: Part 2 [View article]
    Chuck, In the first few paragraphs of the article you talk about how unattractive bonds are at this time. I do believe you clearly convey that. Are you suggesting the investment portfolio be 100% invested in stocks? Do you suggest any cash position be maintained to provide dry powder for market dips? I am thinking that money for emergencies, planned larger purchases is another separate subject that is very individual in nature. For someone living on a pension, I find myself questioning how large the emergency, large purchase, cash position really needs to be.
    May 16 08:13 AM | 1 Like Like |Link to Comment
  • 'Discarded Gems' Of Dividend Growth Investors [View article]
    I find it interesting that UTX gets discarded by a lot of the screens as they do not raise there dividend on an annual basis. They seem to do it every 5 quarters. I have to wonder what other good companies are out there that are being missed by the dividend growth investor screens because the dividend increase does not occur every 4 quarters.
    Dec 23 10:12 AM | 3 Likes Like |Link to Comment
  • Jim Cramer Is Just Plain Wrong About Annaly [View article]
    I keep debating whether or not mREITs should ever be held in a taxable account or only be used in tax deferred accounts.
    Oct 6 10:33 AM | Likes Like |Link to Comment