SugarDaddy

Funding FDIC: Why Banks Should Pay

The FDIC should hand their fee structure based on the quality of a given banks balance sheet, loan portfolio, delinquencies, and other important criteria. Just as an individuals who gets speeding tickets or have constant homeowners claims receive higher premiums or are just dropped.
This will provide incentive for banks to do business the "Right" way or pay the Piper.

It's just this easy, but no, our Gov't leaders are just too stupid and corrupt.