65 years old, been trading for almost 40 years. Take a long view, I have 100 % faith in long term fundamentals and use Technicals (MACD/RSI/MOM/Fibonacci) only to gauge entry/exit points. I believe the bankers and heads of financial institutions responsible for the derivatives mess should all have had lengthy prison sentences of the type handed down to Skilling (Enron) and Ebbers (WorldCom). The District Court Judge said of Skilling: "His crimes have imposed on hundreds, if not thousands of victims a life sentence of poverty." And exactly what did the bankers, Goldman Sachs and the others do to have deserved a lesser sentence or even no sentence at all?