I had the awesome privilege of spending 40+ years in the financial services field which included various positions. I started as an Assistant (gopher) to a Collection Manager in 1975. The Lord Jesus Christ allowed me to learn a great business that is so much a part of our daily life. I've enjoyed teaching others how to value an asset, how to grow them, and how to avoid debt. I was an Assistant Vice President before I resigned to start our own company in 1991. I finally grew tired of corporate politics and when the desire of the company I worked for went from a customer first relationship to a "bottom line at any cost". I'm primary a Large Value dividend investor. I used to be an emotional investor but, thanks to God, a top line training program, and other training; we've turned around our model from a growth portfolio to a large Value Dividend with various competitive advantages. I'll fight with all the power as a shareholder/client the vast inequities of businesses that have lost the true meaning of "customer service" with the small amount of God given wealth that has been bestowed upon us. Remember a giant of a store named Montgomery Ward that gave Sears & Roebuck a long term run? Most people do not remember them but they turned to the "bottom line" business model and failed big! TBTF (Too Big To Fail) is not a good Motto!