Moochacha

Financial Regulation: How Would You Have It Work?

Suggestions:
mortgages be held by the banks or companies that write them, and they would be more careful of who they lend to, but instead they prefer to take a "hair cut" and sell the mortgages in packages to investors or other mortage lenders.

Ratings on Mortgage backed securities should be done by companies by looking at the actual mortages and should be insured, not swapped.

Servicers who process payments should not get fees when mortgages are in default and should be accessible by the holders of the mortgages, etc. as well as the mortgagees. Preferably the mortgage lenders should also be the holders and servicers.

Fed Exit Strategy: Can Stocks Survive the Bailout Party Hangover?

AIG shares are up almost $6, on the news that the company is proposing the government restructure their loans and lower interest rates etc. This is the company at the heart of the financial crisis. The world has been patient but there is no remorse.

Citibank's Best Customer: The U.S. Government

Seems like there aret so many shares out there I am wondering if the government got any value when it traded its preferred shares for common shares. To make matters worse now that C apparently will be issuing warrants for more preferred shares (only government entities cannot excercise them according to an advisory) will the government be singing Dubai, Dubai Doo, Doo, Doo.Doo Doo Doo?

Don't Blame Mark-to-Market for This Crisis

So if I understand this correctly, when the action to normalize lending and guarantees for bank debt by the government took place there should also be an adjustment upward in valuation to compensate for the loss in the value (writedowns) due to recognition of toxic assets on the books of the major financial companies amounting to trillions of dollars? Possibly by the temporary suspension of the rules of mark-to market?
It makes sense to let the financial companies find ways to get rid of the toxic assets, it is not the government's role to take them off their hands, it is their won responsibility. Once this is done and the government no longer needs to provide liquidity and their investment is returned, (with capital gains) the role of the central banks can returrn to normal.
We are talking trillions of taxpayer dollars, and the destabalization of the global economy, so maybe its time for the CEO's and others (major shareholders?) that though up this scheme to loot the treasury to earn their BONUS BUCKS and detoxify the trillions of dollars on their books.

On Mar 12 07:30 AM apppro wrote:

> Those leveraged investments were done so that all the rest rest of
> our piggy selves could buy that 3rd flatscreen or 2nd SUV. We all
> pigged out, but for a few dickheads to destroy those leveraged assests,
> just to come back and buy them back on the cheap - now that is creating
> a false reality.