I'm 91 and single since losing my wife of 56 years. I like writing and have written many poems for my 16 grandchildren and 30 great grandchildren. I have also written many other poems and given them free to anyone who want them. I have always been a very conservative CD buyer, but when the economy tanked I had to find a better way to impliment my meager savings. Although I do not have time on my side I tried investing and not knowing a wit about investing I did not fare too well until I accidently came across this wonderful web site SA. Since learning from the wonderful contributors I am on my way. JnJ, KMB, AT&T, TGT, WAG Thank you for giving me the right path to follow.