koz

Why Lending Standards Did Not Fall

I dont think he is arguing anything, just siting a couple of studies. Interesting concept. I doubt anyone will ever be able to tell for sure what caused this but its probably a lot of linked things. I just hope are government doesn't do the typical knee jerk reaction and do something stupid. I am now paying 30 dollars an airline ticket for crappy airport security. ugh... Oh and i remeber that sarbaines oxley thing, just another over regualtion example with no real benifit except to open up the door for europe to compete with us