Largest holdings: JNJ, PEP, KO, T, CVX, XOM and PG. Very much an average Joe (Steve) who is now focused on retirement. I have worked in public safety in one form or another for the last 40 years. I was previously employed by a police agency in an administrative capacity. I retired in November 2014 after 22 years of employment with them. After floundering with investments for the last couple decades, I've finally found what seems to be a comfortable niche. In 2011, I began working my way into the world of dividend growth investing. I still have many things to learn but I think I have a basic grasp of the concept. I find myself astounded with the quantity and quality of the knowledge that is shared here on SA. Barely a day goes by that I don't learn something from those who so generously share their abilities and experience. I am grateful to them and hope that I can some day use my abilities to enlighten another reader or two.