Dividend Growth Stocks Perfect For Retirees - Part 3 [View article]
Indeed. I have said more than once that I wish I had understood the idea of dividend investing when I was younger. I would be far better off now. I'm about 3 years from retirement and only recently started getting serious about dividends. Yes, in the next few decades they will enhance our cash flow nicely. But, had I started this process 20 or 30 years ago I probably would not to have to wait 3 more years to retire..... dang it!
Dividend Growth Stocks Perfect For Retirees - Part 3 [View article]
Hi Jacob: I agree with Norman. With div stocks it is all about the income, not necessarily price appreciation, though sometimes you get both. Dividends are far from being a sham. They are real cash in your pocket. And as far as the the dividend being "a wash", this is only true if you sell the stock. Otherwise, the dividends just keep flowing and with the right stocks, they get bigger over the years.
Taxes are present whether through dividends or capital gains. I don't let the tax tail wag the investing dog. My wife and I also own our dividend stocks inside Roth accounts so no matter what we collect in dividends it will be zero tax liability. As DW and I enter retirement we can hopefully look forward to an increasing stream of tax-free dividend income.
It sounds like you want growth and capital gains rather than income. More power to you. When you get close to retirement though, you may start to re-think that.
Dividend Growth Stocks Perfect For Retirees - Part 3 [View article]
What is it with the "Africa" comments from Moms? Mine did that too. Maybe they all read the same National Geographic or something?
At any rate, it was Norman that nudged me into looking for a 4% yield requirement when I previously was happy with 3%. I decided that 4% just made more sense. However, I did make a couple purchases at 3.95%. For me, it was close enough. Apologies to your wife Norman.
Microsoft: The Dividend Increase To $0.20 Per Quarter Portends A Material Increase In The Stock Price [View article]
I'm pretty much a dividend investor these days and in this market I usually require a 4% yield. I might consider MSFT at 3.5% if I knew the dividend would grow significantly over time. However, even with their recent increase they barely break 3%. That's kind of sad considering the size of their cash hoards.
The Huge Rally In Kona Is About To Start [View article]
I sold Kona about 5 years ago and it's still down about 60% from the sell. I'm still not sure that I'm interested. It's a very small outfit (about $60M market cap). Could be a high flyer. Could be the same speculative dud that it's been for the last 5 years. I might buy in if I suddenly feel the need for some risk.
But I must say.... excellent timing on your article. Nice work.
John Bogle's Advice For Retirement Investors [View article]
Diversification, yes. Stock index funds, no. I'll stick with picking a select group of dividend growers rather than settle for the paltry yield of an index fund.
My Bullish Case For Buying Dividend Growth Stocks Now [View article]
I'm hardly a market analyst, but I agree with your pullback theory. Like you, I have upped my minimum yield requirement to 4% unless there is a very strong dividend growth story, in which case it's 3%.
I have made a couple purchases of ABT between $46-48. I see no reason to pay more than that, especially with the world's economy being what it is.
5 Blue Chip Stocks To Buy Right Now [View article]
I finally gave in yesterday when GE hit a 4% yield. Bought a chunk. Wish I could have bought more, but I'm taking baby steps with this stock. Already own plenty of Pepsi so buying more isn't going to happen unless it drops at least another 10%.
The remaining companies are good, but nothing I'm overly enthused about.
4 Waste Management Stocks With High Growth Potential [View article]
I've been buying WM here and there for the last two years, between $28 and $31. I am on hold, hoping for the magical 5% level. It would indeed be nice.
Their payout ratio is currently a tad high (in the 60's) for my tastes, so my yield requirements have gone up a bit for this stock.
MLP Closed End Funds: Proceed With Caution [View article]
I'm very much a novice when it comes to MLP's, but might not AMJ, EEQ and KMR be better (safer) options for everyday investors? I would very much appreciate the opinions of those that are more experienced with MLP investing, specifically as it pertains to indirect MLP ownership.
Dividend Growth Stocks Perfect For Retirees - Part 3 [View article]
Dividend Growth Stocks Perfect For Retirees - Part 3 [View article]
Dividend Growth Stocks Perfect For Retirees - Part 3 [View article]
I agree with Norman. With div stocks it is all about the income, not necessarily price appreciation, though sometimes you get both. Dividends are far from being a sham. They are real cash in your pocket. And as far as the the dividend being "a wash", this is only true if you sell the stock. Otherwise, the dividends just keep flowing and with the right stocks, they get bigger over the years.
Taxes are present whether through dividends or capital gains. I don't let the tax tail wag the investing dog. My wife and I also own our dividend stocks inside Roth accounts so no matter what we collect in dividends it will be zero tax liability. As DW and I enter retirement we can hopefully look forward to an increasing stream of tax-free dividend income.
It sounds like you want growth and capital gains rather than income. More power to you. When you get close to retirement though, you may start to re-think that.
Dividend Growth Stocks Perfect For Retirees - Part 3 [View article]
At any rate, it was Norman that nudged me into looking for a 4% yield requirement when I previously was happy with 3%. I decided that 4% just made more sense. However, I did make a couple purchases at 3.95%. For me, it was close enough. Apologies to your wife Norman.
6 Higher-Yielding Consumer Stocks With A History Of Rising Dividends [View article]
Microsoft: The Dividend Increase To $0.20 Per Quarter Portends A Material Increase In The Stock Price [View article]
I'll start watching if it hits $24.
The Huge Rally In Kona Is About To Start [View article]
But I must say.... excellent timing on your article. Nice work.
6 Higher-Yielding Consumer Stocks With A History Of Rising Dividends [View article]
Pepsi..... check. Already maxed out my allocation there. Maybe if it lands in the high 50's I'll ignore allocation.
PG.... got it, but want more. Hoping to catch it at $60 or below.
SYY... had it but sold at $32. Like Norman, I want it at $26.
Search For Yield Leads To Preferred Stock ETFs [View article]
John Bogle's Advice For Retirement Investors [View article]
My Bullish Case For Buying Dividend Growth Stocks Now [View article]
I have made a couple purchases of ABT between $46-48. I see no reason to pay more than that, especially with the world's economy being what it is.
5 Blue Chip Stocks To Buy Right Now [View article]
The remaining companies are good, but nothing I'm overly enthused about.
4 Waste Management Stocks With High Growth Potential [View article]
Their payout ratio is currently a tad high (in the 60's) for my tastes, so my yield requirements have gone up a bit for this stock.
Here's What Jim Cramer Didn't Mention About IRAs [View article]
MLP Closed End Funds: Proceed With Caution [View article]