xmplary

Charlie Gasparino: Another Crash 'Has to Happen Again'

>>I don’t know when it’s going to happen, but if history is any guide, it has to happen again–the “it” being another financial crash

If we didnt have to specify a time frame, we can all be Prophets! When the even finally happens then the Prophets can come out and say, "Didnt I say this is going to happen!"

Property Values Set to Fall 43% from Current Depressed Levels

The reality is different from analysis. I have several clients bidding on bidselect.com for HUD properties and like every buyer, they want to start bidding way down, against my advice, only to find out that some one else's bid got accepted over theirs. The best time to have got the best deals was in the spring of this year when there was so much uncertainty and many not being able to get financing. Those deals are now gone, except where the seller is desperate... even then, the bank approving the short sales are not so desperate with all the billions tax payers have provided! Winter is generally a slow period, so desperate sellers will accept lower offers, but if they can hold on till the next season they will. Prices dropping 43% lower from current levels is fantasy, unless we are in for a similar situation as in late 08.

The End of Exclusive: How Apple Plans to Grow Market Share

I havent bought one because I dont want to deal AT&T's BS. An "Unlimited" data plan that is limited, one that does not include SMS, or tethering to a laptop, one where you are charged more for less minutes than a voice only plan, even though you pay extra for a data plan, etc, etc. Also AT&T tried to unsuccessfully tried to gouge me in the past, and I have avoided AT&T like a plague now. I'd rather wait for another carrier (not that they are any better, but competition is a good thing for the consumer) or go with Clear internet rather than having a smart phone.

Busting Yet Another Market Indicator Myth

The shorts and bears can say the market is overbought because it went up by 20% but this is pure statistics manipulation rather than looking at the whole picture.

You can say a rally is an overbought signal, but to make that decision you have to look at the whole picture, not just the parts of it to make your point.

For instance, if a $100 stock drops 90%, then move up by 100% its current value is only $20. Statistics can be manipulated in many ways.

Gold Above $1,000: Indicative of an Imminent Market Fall?

Stocks may be over bought, but could it be possible that the Gold too is over bought and another bubble? Could it be that its overbought as well? Reminds me of a Twilight Zone episode!

www.veoh.com/browse/vi...

Ignore Apple Naysayers: Look at Its Earnings

Apple has proven the naysayers wrong for again and again, the naysayers would be dead before Apple! Apple has continued to re invent itself from the ashes, many many times and should be renamed Phoenix!

Money Supply: The Myth of Hyperinflation

"I think that the Fed and the GSEs artificially loosened underwriting for mortgages"

Have you tried to get a mortgage recently??? The loosening was done by the previous administration, when the housing bubble was built up sky high. Now its almost impossible even for well qualified buyers to get a mortgage, without jumping thru hoops.

On Sep 03 11:23 AM John Nelson wrote:

> Excellent article. My concern is that the Fed has used those excess
> deposits to increase velocity mostly in the mortgage sector which
> has required them to increase the duration of their asset portfolio.
> I think that the Fed and the GSEs artificially loosened underwriting
> for mortgages in order to avoid a meltdown (which I think they had
> to do), but it does leave the Fed with longer dated assets. I'm
> not sure how important that is. Do you think it matters if the increased
> velocity is primarily just absorbing the housing bust?

Expecting a Sell-Off: 35 Ways to Protect for Less

Guess you chose a bad day to publish this... yesterday would have been ideal ;-)

Housing Boom and Bust More About Productivity than Bubbles

Work harder till you realize that you have built up enough equity to retire... when the prices fall and go underwater, have to work like a slave to avert foreclosure and bankruptsy... all tools of Capitalism to motivate the workers. Unfortunately, its the work like a slave phase now.

The Pope on the 'Financialization' of the Economy

Why does Pope call for New Economic Structure? Isn't he the one closest to God? Why can't he can make the deal go thru? I think its time for change, I call for a replacement!

A Dire Warning for the U.S. Economy

>>In 1932, during the worst of the Great Depression, only 273,000 families suffered foreclosure during the entire year. Meanwhile, in April of this year (i.e. just one month) there were 342,000 foreclosures.

Comparing 273,000 foreclosures in 1932 to 342,000 in April 2009 seem staggering, but a comparison to the 1932 should include additional statistical data such as the number of housing units back then and today, the population growth, etc. Without a true and fair comparison, I see this as nothing but a fear mongering article.

Here's an Unconventional Idea: Sell Apple

The article shows the small thinking of the author. Cannibalizing the iPod with the iPhone is a brilliantly planned strategy. The iPhone is the phone that every other phone wants to imitate and will be for a very long time. Apple has learned the mistakes of standing still and is innovating like never before. Obviously the iPhone sales will start to wane at some point, but not right now. As for high priced computers, Apple is attractively priced in the few product lines it offers products in. I recently bought a Mac, just because I wanted to learn the iPhone SDK and with the 3.0 SDK, Apple has brought in several highly desired features. I'm not betting on Apple going down any time soon.

Housing Data: The Slow Healing Process Begins

I agree that jobs is a major concern for housing to improve. Those that feel secure and have saved are looking for the good deals though.

Book Review: Great Depression Ahead

It would have been a lot of help if you did the review a few years ago!

Housing: Another Time Bomb on the Horizon

I dont buy the argument you make about time. If that is to be true, the rate of inflating and bursting the bubble has to be the same, with the same conditions. Clearly, this is not the case.

On Apr 16 11:34 AM Sober Realist wrote:

> Just look at the housing bubble chart from the Chris Martenson website
> or from this website:
> sunhomedesign.wordpres.../
> The chart tells you that we still have a roughly 50% drop to go in
> home prices before they stabalize. Or looking at it from a time perspective,
> we still have roughly 6 more years before we achieve this. The historical
> rule of thumb is that it takes an equal amount of time for a bubble
> to deflate as it did to inflate. The housing bubble began in 1999
> and burst in 2007. That's 8 years from 2007 which puts us at 2015
> for the return to normalcy.