Mutual Fund Investor when 2008 struck, bailed at the bottom and decided if a well paid broker couldn't "break" the fall a bit I'd try it on my own. Studied stocks vigorously and went to online trading, making well over 100 trades in 2009. Learned a lot but pay day was small, not very good at catching faling knives. As 2010 rolled around I moved my focus into preferred's, ETF's and large dividend paying companies. The latest roller coaster rides haven't hurt nearly as much and the dividends keep coming. Always shopping for good long lasting value. My faith is in Jesus Christ, having money just makes life easier.