hummer's Comments RSS Syndication from SeekingAlpha.com http://seekingalpha.comuser/298029/comments http://seekingalpha.com/article/177790-how-buying-a-home-is-gambling?source=feed#comment-802890 802890
Buying a home you live in has other non investment factors, particularly if you are raising kids, family and need one near work.

It's a multidimensional evaluation with different criteria.

Now a second home is different. But again, using the same criteria, if it brings you pleasure, your family pleasure and you CAN afford it, it is the best investment because it's no all about money.

We all go around the block...but only once. If you got the dough and you can afford it, no everything is dollar and cents.]]> Sat, 12 Dec 2009 11:49:36 -0500
Buying a home you live in has other non investment factors, particularly if you are raising kids, family and need one near work.

It's a multidimensional evaluation with different criteria.

Now a second home is different. But again, using the same criteria, if it brings you pleasure, your family pleasure and you CAN afford it, it is the best investment because it's no all about money.

We all go around the block...but only once. If you got the dough and you can afford it, no everything is dollar and cents.]]> http://seekingalpha.com/article/164572-this-recession-aint-over?source=feed#comment-702305 702305
We are mired in a sea of denial. Our government has a policy to duct, avoid and deny the depth of this recession.

Until the President and our Congress are willing to take the steps necessary to reset the clock, Wall St., the bankers and insurance companies, who financially support this two headed financial monster from both sides of the aisle in D.C., all will thrive, survive and prosper.

Take the Health Care Reform debate. In it's present and likely form, this package only benefits the insurers, not the Joe or Jane Doe on the street and it penalizes real small businesses who refuse to comply, because the recession has taken away any chance of Joe Six Pack's business from affording and being able to meet the financial standards proposed in the final form of this bill.

In the end, we need reform, regulation and resolve (RRR), none of which our state Senators, Congressman or President have to make the necessary changes in our economic system. Each of these three headed monsters have a selfish goal of re-election, hence, a propogation of this political and economic mess. Each of the three headed monsters need pack money, money from Wall St. and insurers and the likes of them, to support their re-election bids.

It does not matter whether the President is a Republican or Democrat as the likes of Goldman, JP Morgan, Merrill, BAC and the rest shall financially support both sides of the aisle to keep Wall street intact without substantial reform. Neither side of the aisle, or our President, will have the RRR to make the changes on Wall St. or in Government which are necessary to truly save our country.

It is a dire forecast, but unfortunately, one which is a reality. Sooner or later China will be dictating our economic future because we have no "cahoonas" to take the necessary steps and execute real plan and to take the necessary measures to clean up Wall St. and to bite the bullet with tough economic policies.

Obama's change was nothing more than political rhetoric. In Washington, there truly has been no change, just more spending, more deficits and pushing the onus of this mess off to the generations of our children to deal with. Both Republicans and Democrats ride the same agenda and plans. They each package and label it differently but the net effect is the same- that is- secure the financial support of Wall St., insurers and financials and in turn Uncle Sam will look the other way. After all, look who Obama picked to run his cabinet and our finances...Wall st. folks.

To saddle my kids with this mess is simply abhorrent to being a good parent.

My sentiments are for my kids and their kids and thankfully we should have enough to help them, but the rest of the country's standard of living is sure to suffer in generations to come because no one is willing to take the necessary steps to effectuate the change we need to make as a country (RRR).]]> Sun, 04 Oct 2009 09:58:02 -0400
We are mired in a sea of denial. Our government has a policy to duct, avoid and deny the depth of this recession.

Until the President and our Congress are willing to take the steps necessary to reset the clock, Wall St., the bankers and insurance companies, who financially support this two headed financial monster from both sides of the aisle in D.C., all will thrive, survive and prosper.

Take the Health Care Reform debate. In it's present and likely form, this package only benefits the insurers, not the Joe or Jane Doe on the street and it penalizes real small businesses who refuse to comply, because the recession has taken away any chance of Joe Six Pack's business from affording and being able to meet the financial standards proposed in the final form of this bill.

In the end, we need reform, regulation and resolve (RRR), none of which our state Senators, Congressman or President have to make the necessary changes in our economic system. Each of these three headed monsters have a selfish goal of re-election, hence, a propogation of this political and economic mess. Each of the three headed monsters need pack money, money from Wall St. and insurers and the likes of them, to support their re-election bids.

It does not matter whether the President is a Republican or Democrat as the likes of Goldman, JP Morgan, Merrill, BAC and the rest shall financially support both sides of the aisle to keep Wall street intact without substantial reform. Neither side of the aisle, or our President, will have the RRR to make the changes on Wall St. or in Government which are necessary to truly save our country.

It is a dire forecast, but unfortunately, one which is a reality. Sooner or later China will be dictating our economic future because we have no "cahoonas" to take the necessary steps and execute real plan and to take the necessary measures to clean up Wall St. and to bite the bullet with tough economic policies.

Obama's change was nothing more than political rhetoric. In Washington, there truly has been no change, just more spending, more deficits and pushing the onus of this mess off to the generations of our children to deal with. Both Republicans and Democrats ride the same agenda and plans. They each package and label it differently but the net effect is the same- that is- secure the financial support of Wall St., insurers and financials and in turn Uncle Sam will look the other way. After all, look who Obama picked to run his cabinet and our finances...Wall st. folks.

To saddle my kids with this mess is simply abhorrent to being a good parent.

My sentiments are for my kids and their kids and thankfully we should have enough to help them, but the rest of the country's standard of living is sure to suffer in generations to come because no one is willing to take the necessary steps to effectuate the change we need to make as a country (RRR).]]> http://seekingalpha.com/article/112429-update-on-10-alt-energy-speculations-for-2008?source=feed#comment-340279 340279
I don't get your logic and given my knowledge of geothermal, if this is an indication of your picks, then validity to be given to your research and due diligence is not much.

How can you suggest or invest in Nev Geothermal Power over Raser Technologies given the fact that RZ is about to turn on its first 10 MGW plant and has over 2000 confirmed geothermal MGW's?

For its Thermo location, an independent tester confirmed 280 MGW at Thermo for sure and it's wells to wheels platform seems as though it has tons more potential.

Management is good.

They have demonstrated an ability to raise capital, even in this down and tough market.

2009 looks good and 2010 appears to be huge with it given its plans for plant production e.g. 6 months construction per plant with 8-10 to be done in a year.

Please explain as your logic defies reason how you favor Nev. Geo v. Raser? RZ

Thanks.

Candidly, I think you missed the boat.]]> Mon, 29 Dec 2008 08:27:23 -0500
I don't get your logic and given my knowledge of geothermal, if this is an indication of your picks, then validity to be given to your research and due diligence is not much.

How can you suggest or invest in Nev Geothermal Power over Raser Technologies given the fact that RZ is about to turn on its first 10 MGW plant and has over 2000 confirmed geothermal MGW's?

For its Thermo location, an independent tester confirmed 280 MGW at Thermo for sure and it's wells to wheels platform seems as though it has tons more potential.

Management is good.

They have demonstrated an ability to raise capital, even in this down and tough market.

2009 looks good and 2010 appears to be huge with it given its plans for plant production e.g. 6 months construction per plant with 8-10 to be done in a year.

Please explain as your logic defies reason how you favor Nev. Geo v. Raser? RZ

Thanks.

Candidly, I think you missed the boat.]]> http://seekingalpha.com/article/112272-when-will-the-housing-market-bottom?source=feed#comment-338205 338205
A home is your place for sanctity and reflection, rest and happiness. If you love a home, in a great neighborhood and it brings you satisfaction, this is a better investment. The price of your family's well being, or your own, is not monetary. You comfort and lifestyle are priceless.

Further, a home is a great investment providing you buy in the right neighborhood, a the right time and the right price. Old addage, location, location and location.

This cyle will turn too and when it does, those how held on will not lose but will make money as long as you followed the previous rule of advice.

So I do take exception to Jan814 because with the houses we own, both where we work and where we play, I would not sell either unless I wanted to exchange one house for another in a home or play area. Which is when we'd have a problem in that if you need to sell a home to get another, that market is dead. No one can sell now.

I am hopeful that at some point the market will turn. You wil have to sell for less but in turn you'll get more for your buck on the other end.




On Dec 25 12:00 PM jan814 wrote:

> One can think of houses in two ways--as a place to live, and as an
> investment.
>
> (1) Considered as an investment, house prices have a long way down
> before they stabilize at what they were in 2000 or 2002 or at a lower
> price than that.
>
> It was all a bubble based on economic reality. After all, the NASDAQ
> still is way below what it was in 2000 during that other bubble.
>
>
> (2) The housing market probably is the most imperfect market there
> is. Unlike stocks or bonds (or ETFs and mutual funds), one cannot
> sell whenever one wants to.
> With financial markets, one can get out when one is down, say 10%.
> With housing, one usually can't. And the market may never come back
> to what one paid. Think of Detroit, for example or any other rust
> belt town, where home values have disappeared.
>
> Since homes are a lousy investment, there must be some psychological
> and emotional need that is satisfied by real property. I guess it
> is that one can go and touch the House. But then so can arsonists
> and termites.
>
> I'm not saying, never buy a house to live in. Americans are so incredibly
> rude, that living in an apartment or a condo sucks. The more space
> between one self and one's "neighbors," the better. But the house
> one lives in is entirely an expense and never a investment. And houses
> other than the one one lives in are a truly lousy investment.]]> Thu, 25 Dec 2008 13:13:34 -0500
A home is your place for sanctity and reflection, rest and happiness. If you love a home, in a great neighborhood and it brings you satisfaction, this is a better investment. The price of your family's well being, or your own, is not monetary. You comfort and lifestyle are priceless.

Further, a home is a great investment providing you buy in the right neighborhood, a the right time and the right price. Old addage, location, location and location.

This cyle will turn too and when it does, those how held on will not lose but will make money as long as you followed the previous rule of advice.

So I do take exception to Jan814 because with the houses we own, both where we work and where we play, I would not sell either unless I wanted to exchange one house for another in a home or play area. Which is when we'd have a problem in that if you need to sell a home to get another, that market is dead. No one can sell now.

I am hopeful that at some point the market will turn. You wil have to sell for less but in turn you'll get more for your buck on the other end.




On Dec 25 12:00 PM jan814 wrote:

> One can think of houses in two ways--as a place to live, and as an
> investment.
>
> (1) Considered as an investment, house prices have a long way down
> before they stabilize at what they were in 2000 or 2002 or at a lower
> price than that.
>
> It was all a bubble based on economic reality. After all, the NASDAQ
> still is way below what it was in 2000 during that other bubble.
>
>
> (2) The housing market probably is the most imperfect market there
> is. Unlike stocks or bonds (or ETFs and mutual funds), one cannot
> sell whenever one wants to.
> With financial markets, one can get out when one is down, say 10%.
> With housing, one usually can't. And the market may never come back
> to what one paid. Think of Detroit, for example or any other rust
> belt town, where home values have disappeared.
>
> Since homes are a lousy investment, there must be some psychological
> and emotional need that is satisfied by real property. I guess it
> is that one can go and touch the House. But then so can arsonists
> and termites.
>
> I'm not saying, never buy a house to live in. Americans are so incredibly
> rude, that living in an apartment or a condo sucks. The more space
> between one self and one's "neighbors," the better. But the house
> one lives in is entirely an expense and never a investment. And houses
> other than the one one lives in are a truly lousy investment.]]> http://seekingalpha.com/article/112272-when-will-the-housing-market-bottom?source=feed#comment-338195 338195


On Dec 25 10:18 AM Tim Plaehn wrote:

> My sources are telling me that investors are buying distressed housing
> in Las Vegas 20 to 25 at a time. Cash. Some pretty serious money
> thinks the bottom in near..]]> Thu, 25 Dec 2008 13:03:02 -0500


On Dec 25 10:18 AM Tim Plaehn wrote:

> My sources are telling me that investors are buying distressed housing
> in Las Vegas 20 to 25 at a time. Cash. Some pretty serious money
> thinks the bottom in near..]]> http://seekingalpha.com/article/105262-raser-technologies-the-ugly-duckling-of-alternative-energy?source=feed#comment-305768 305768
With the funding announced today and again on 12/14/08, RZ now has all the money it needs to complete 105 MGW in 09 and according to RZ will not need to go back to the street again.

BC at the announcement today said to expect 65 million in revenues in 09 which is a buck a share. Not bad.

in 2010, we can expect that to at least double. 2010 screams for net earnings per share w/o anything but geothermal.

RZ has so much more upside that ORA, there is not comparison.

RZ's battle with the shorts is now at its lowest. There will be no more shares added to the float. Shorts won't be able to find more shares. UBS is covering and Knight had to cover today after it learned no additional shares in the market despite its attempt to hit RZ hard at the open.

So what does this all mean?

2009 is a revenue year for RZ and it's no longer a concept company.

No more financial issues or plant issues. All management has to do is to execute and I believe RZ will.




On Nov 13 12:48 PM Jake Huneycutt wrote:

> Chris B,
>
> P/E ratios aren't always a great way to value a company and they
> are particularly bad for evaluation companies with high up-front
> costs. I'd argue you need to look at book value and cash flows and
> if Raser is successful on the geothermal front, it appears as if
> it would be a very great bargain even if they bring in half the cash
> flows they expect.
>
> My problem with ORA has been that their stock has looked significantly
> overvalued for a while. It's starting to look a little bit better
> now that it's dipped down into the mid- to upper- $20 range, but
> I still view it as a riskier investment than Raser due to the high
> built-in expectations (which apparently makes me a contrarian, but
> that's fine). Since there seems to be a large swath of investors
> who despise Raser based on their lack of success for their Transportation
> sector, it appears to me that their stock offers a much more attractive
> opportunity. Like I said in the article, even if their Symetron stuff
> fails, I'm not sure it matters so long as the geothermal segment
> succeeds given their current valuation.]]> Fri, 14 Nov 2008 01:40:11 -0500
With the funding announced today and again on 12/14/08, RZ now has all the money it needs to complete 105 MGW in 09 and according to RZ will not need to go back to the street again.

BC at the announcement today said to expect 65 million in revenues in 09 which is a buck a share. Not bad.

in 2010, we can expect that to at least double. 2010 screams for net earnings per share w/o anything but geothermal.

RZ has so much more upside that ORA, there is not comparison.

RZ's battle with the shorts is now at its lowest. There will be no more shares added to the float. Shorts won't be able to find more shares. UBS is covering and Knight had to cover today after it learned no additional shares in the market despite its attempt to hit RZ hard at the open.

So what does this all mean?

2009 is a revenue year for RZ and it's no longer a concept company.

No more financial issues or plant issues. All management has to do is to execute and I believe RZ will.




On Nov 13 12:48 PM Jake Huneycutt wrote:

> Chris B,
>
> P/E ratios aren't always a great way to value a company and they
> are particularly bad for evaluation companies with high up-front
> costs. I'd argue you need to look at book value and cash flows and
> if Raser is successful on the geothermal front, it appears as if
> it would be a very great bargain even if they bring in half the cash
> flows they expect.
>
> My problem with ORA has been that their stock has looked significantly
> overvalued for a while. It's starting to look a little bit better
> now that it's dipped down into the mid- to upper- $20 range, but
> I still view it as a riskier investment than Raser due to the high
> built-in expectations (which apparently makes me a contrarian, but
> that's fine). Since there seems to be a large swath of investors
> who despise Raser based on their lack of success for their Transportation
> sector, it appears to me that their stock offers a much more attractive
> opportunity. Like I said in the article, even if their Symetron stuff
> fails, I'm not sure it matters so long as the geothermal segment
> succeeds given their current valuation.]]>