25 year Appraiser

Why the Latest Fed Stimulus Won't Help Housing

Give it a chance......only been a few days.

Ive seen an explosion in business with the mortgage rate decline of the past week.

Want to get the Homebuilders to stop whining about a bailout?......lower mortgage rates.

Happy Thanksgiving

Ten Reasons to Hate Mortgage Modifications

excellent arguments

just a prolonging of the inevitable......

mortgage broker moral hazard is worsening every day.

The Fundamental Value of Real Estate

no appreciation in home prices until at least 2011.

and thats after about a 25% further decline from today.

all the FHA mortgages written today

will be underwater in a matter of months.

System is still beyond broken and getting even worse.

September Case-Shiller Housing Analysis

money managers are NOT real estate experts.

repeating published statistics doesnt qualify you as an expert either.

Lets see some REAL analysis, lets earn our management fee for a change.

S&P Set To Launch New Indexes of Condo Prices

Varying Homeowner's dues per and Owner Occupancy percentages per project make this new index essentially worthless.

Indices do not take into account Mortgage Financing variances also.

CLOSED SALE PRICE MOVEMENTS DO NOT PROVIDE A RELIABLE INDICATION OF MARKET TRENDS.

Follow list price MOVEMENT instead