I'm by nature skeptical and see investments thru skeptical glasses. I really want to believe in the markets, the opportunity to buy and hold but I just can't. People forget that we have had five years of unprecedented stimulis and gov't central bank manipulation. I think the markets need the gov't to pull out so that investors can slim down their institutional fat fingers. I think we will see a large pullback soon, a genuine correction. When that occurs, I'll put all my chips on the table.